Steve Jobs made his much publicized return to Apple on June 29 following his liver transplant. So what now? Now that he is back, is the next break-through product around the corner? It’s hard to …

Loosing your purse or wallet is a real nightmare, not only have you lost all of your cash, but also all your credit and bank cards that were in there are gone too. The worst …

Everyone is looking for ways to save more money at the supermarket. If you are like most people, you are already clipping coupons and reading the weekly store circulars to plan your menus. These days, …

Students like anyone else have to eat. They also avoid waste out of necessity. Their dollar has to stretch almost to breaking point. Supermarkets could do well to learn, not necessarily how to avoid waste, …

My Real-estate Investing Strategy Finding Property When doing real estate investing it is very important to find good deals. 1. Property should be 70% or below Appraisal value. The best property to find is no …

Personal finance is something that many adults struggle with in their daily lives. Surveys show that a significant percentage of adults do not balance their checkbook and they do not manage their money well. Rather, …

Feeling the crunch of the economy? Looking for ways to increase your income and make more money at your current job? You’ll want to step up your game a little bit. With the economy as …

A Costco membership is a great thing. You can get a lot of food and other items at a lower cost than traditional stores. There are different strategies that can help you get the most …

Jury Duty What every American should know – and very Few legislators, judges, or lawyers want you to know. One of the most thought provoking topics discussed in my MBA law course was the duties …

If you’ve ever had a problem with a check where either you discovered it was sent to the wrong party, was lost or stolen, or in some way is going to go to someone it …

These two terms will be discussed under the context of strategies of investments of stocks and shares, and could be applied to in any particular stock, in any stock market and in any currency. Averaging …

First and foremost, contact an experienced traffic attorney, usually a consultation does not cost much and sometimes nothing at all. The attorney will advocate the best course of action to minimalize any damage and limit …

Normally, I would say “no”. But in the light of this economy, I’d have to say “yes”. I use myself as an example because it proves that this could happen to anybody. The economy has …

Millions of Americans waste millions of dollars on things that are completely useless. Buying tasteless nick knacks, a movie that sits in the back of the closet, and among other things that we really don’t …

In this day and age, buying homeowners insurance is a necessity due to natural or human related catastrophes. When buying insurance for the home however, there is much to consider and many points within the …

When you’re young retirement seems a long way off in the future, and the benefits of saving for retirement may not have even occurred to you. You don’t even want to think about retirement because …

In the U.S. legal system and other common law jurisdictions, intentional torts are actions which are intended to injure another person or interfere with their rights to enjoy their private property, including real estate and …

Whether you travel for business, pleasure or both; maintaining a reasonable budget can be a nightmare. Nothing seems to be cheap on the road and unfortunately, eating is still necessary to being healthy. If you …

What is your idea of a person being super rich: a lovely spouse and lovely kids, a job with a mind boggling salary, a yearly holiday in the Caribbean, besides multiple income sources? It does …

Leaving Beverly Hills out of the picture, how about a town home in Hacienda Heights or Anaheim? California is a very “personal” state with a life of its own, on a different level from the …

The paradox of excessive health insurance costs is that not enough people have health insurance. The basic reason for this is that more insureds lower the average cost, and decrease the average number of claims …

Insurance has become a necessity. You need if for your life, house, car, business and these days even your pets. Some might think insurance has gone overboard, but with the increase of risk, leading expensive …

With the demise of employer funded pension plans throughout the United States with the exception of government provided pensions such as exist with the Federal Employee Retirement System, the military retirement system and most state …

In the Election Year which is 2008, the decision to rewrite about the lives of prominent Libertarians have been deemed necessary. Another factor in the decision to rewrite about the personalities that are in the …

A mortgage is probably the largest investment that an individual makes within their lifetime, though with careful planning can be made to fit in with the life of a home owner, causing minimal disruption, at …

A bankruptcy will stay on your credit report for ten years, but there are things in which you can do in order to increase your credit score from the very beginning. Bankruptcy is not the …

Do you dream about owning a luxury car, but your credit rating is too low to get your dream car? If your credit score is too low, your chances of getting the car you want …

Who gets the credit for identity theft? In one fell swoop, or one foul swipe, an identity thief can simply destroy your credit score. Piling up unpaid bills, all in your name, the crook can …

Ever since the introductory of the monetary system the majority of human society has revolved around the burden of value. It was once believed that by trading something of worth one could acquire services and …

US President Richard Nixon declared a War on Drugs forty years ago.  Today, after enormous amounts of money have been spent fighting that war across the globe, illegal drugs are freely and cheaply available everywhere and drug …