Although often overlooked as a way to save money, having proper homeowners insurance coverage with the right company can lead to big savings.   A suitable home policy should protect you against property loss as well …

There are two and only two situations where you can and should consider a health savings account (HSA): 1) when you have a high deductible health insurance plan, or 2) you’re relatively healthy and are …

Lurking Monsters Most people know that withholding taxes are deducted from their payroll checks. They know the deducted money is held by Internal Revenue Service until the tax return is filed. They also know they …

Should parents be held responsible for their minor children’s criminal behavior? Who is to be responsible for the kids if not The Parents?I would say that up to the age of 12 the parent should …

Despite issues with other banks in recent years, HSBC has remained largely trouble-free – until recently. The British bank, which has branches in around 80 countries worldwide, has been found guilty of allowing money laundering by …

With the Federal Reserve Board’s estimate that the economy will continue its slow recovery throughout 2012 many investors are looking for relatively safe places to invest. While U.S. government bonds are considered among the safest …

Student Loans in Default? Are you wanting to go back to school, but afraid you can’t? Is one of the reasons because your current student loans are in default? You’re not alone. And all is …

It was my first day of being a mortgage broker and I was both excited and nervous at the same time. This was going to be my first real job since I worked at Burger …

Haven’t we all asked ourselves this before? Haven’t we all had that one argument that deep down we really just want to settle Old Testament style? Of course we have. Even in today’s world of …

Life is risky. Deciding how to mitigate the risk is what insurance is all about. The motto of one company – “Life, Health & Auto” describes the most common insurance areas to consider but most …

They aren’t busy clowning around as the kingpin of burgers and fries. Home of the Golden Arches —Your neighborhood’s local “Safe Place” for kids and anyone — Birthplace of Ronald McDonald House Charities — Host …

Actually, I would have to say that there IS an end to high oil prices. And, it is probably going to come sooner than you think. Today, April 17th, we set a “new record” at …

If you think you’ve been paying high interest on your auto and it’s time to refinance, you’re probably right. But make sure you come into the refinancing office prepared so that you get the best …

How To Protect Your Good Name and Monitor YourCredit At The Same Time! As the world around us plunges head first into what is being coined as “The Global War On Terror”, our personal freedom …

The Mississippi Landlord Tenant Act governs all areas of the relationship between the landlord and the tenant. Evictions in the state of Mississippi can only be handled through the court system. If you rent in …

Andrea Sanderlin’s lawyer describes his client as a “respected mother of two young children,” and as a keen equestrian who has never been in trouble with the law. Neighbors from the sleepy upmarket community of …

Hybrid savings accounts are banking instruments that allow clientele to combine banking services and benefits into one account. All U.S. Savings accounts are subject to the Federal Reserve’s Regulation D which outlines the rules and …

The only way to determine where your money is actually being lost is to track your daily spending habits. If your budget is set for bi-weekly, track spending habits for two weeks. Start a journal …

There are two questions that people should ask themselves before they go shopping: 1: Do you I need it? 2: Do I want it?  There is a world of difference between the two. For instance, …

Plea Bargains The words “plea bargain” may create thoughts of lazy prosecutors accomplishing an easy conviction. The words “plea bargain” may create a sense of fairness and second chance to a defendant. Plea bargains create …

What is a payday loan and is it a good idea to get one? Payday loans are short term, unsecured advances by an alternative lender to a borrower who seeks convenience and speed in obtaining …

Ten tips to finding the right credit card, sounds easy but wait there are some things to consider. I can help you make with the right move based on what I have learned over the …

Every election season brings out voices for and against changes to Social Security as politicians advocate reforms to the system that has provided a safety net to seniors since its inception. One of the recurring …

By setting investment goals, investors determine the best investment strategy to use.  Investors use their goals as motivation to take action.  Goals are milestones.  With the use of milestones, investors can measure their success or …

It may seem like a challenge to live within your monthly paycheck. With some simple planning and spending strategies, you can not only stay within your income, but have money left to save at the …

Odds are that in a recent election you have voted to authorize the city or county that you live in to issue bonds in order to raise capital for a public works project, or to …

Risk premium is a financial value that equals return on investment over and above the risk free rate. The risk free rate is the amount an investor receives for investment with very little risk. For …

The world was shocked back in May when the news broke that a man called Ariel Castro had kept three women captive in his Cleveland, Ohio home for about a decade. One, Gina DeJesus, was …

The internet should in no way be monitored and taxed in any way, shape, or form by the US government. For one, the internet is a worldwide connection. Many people in the United States have …

Think back to your school days. What subjects did you learn in the classroom? Reading, writing, and math for sure. History, geography, and science as you progressed through the grades. Perhaps even art and music. …