The best way to spend more than you earn is all wrapped into one word, some of whom consider it to be dirty: Budget. The way you determine what your budget should be is what …

Section 8 is one of the most corrupt governmental housing programs ever. From my own experience, I applied for Section 8 in 1979 when my children were 8 and 10-years old. The next time I …

I’ve been audited three times and have not only survived my tax audit each time, but have actually used them to get additional tax refunds. Here’s how you can, not just survive, but thrive, if …

Let me start off by saying that being acquitted of murder does not mean that Casey Anthony is innocent and the jurors felt the same way. In this great country we are innocent until proven …

Recidivism is the rate at which convicted felons return to prison.  Why would a convict return to prison shortly after being released?  Crooks will always be crooks.  I have been in law enforcement for 13 …

Signing over a check to someone else is a way to transfer money to another individual. Despite the fact a good percentage of the population has converted to electronic banking, statistics published by Pew Research …

People file for bankruptcy for different reasons. For some it is a result of poor financial management over a period of time, while for others it is the result of something totally out of their …

Most people consider checking accounts to be an essential component of financial prudence in today’s world. They are simply viewed as a federally insured alternative to hiding money in a mattress or keeping it in …

Collision insurance is a type of vehicle insurance that protects vehicles against repair costs resulting from a collision or an accident. It is usually an added coverage to the basic motor insurance policy and will …

When you are saving to buy a house  or pay down debt, the last thing you want to spend money on is renters’ insurance. Before you decide to fore go buying an insurance policy to …

Compassion does not trump murder. Assisted suicide is murder. Those who could never pull the lever in capital punishment cases might lean in favor of assisted suicide. Those who are against abortion are generally in favor …

Your credit score is based on your credit history as reported to the credit bureaus by the companies who have loaned you money. If you’re always on time with your payments, and follow a few …

There are many reason people overspend. Most of the overspending has to with convenience. Overspending in this economy can cause a whirlwind of problems. Overspending is the reason the economy is in the recession. The …

My answer would have to be no. In Iran a woman can be put to death for sleeping with a member of the opposite sex for being raped as well as risk the death penalty …

Suleiman abu Ghaith, son-in-law of infamous Al Qaeda leader Osama bin Laden, will spend the rest of his life in jail after being found guilty of conspiring to kill Americans on March 26, 2014. As …

Pennsylvania has finally passed Act 71, the bill to legalize casino gambling in the state. Simultaneously, the state passed a smoking ban that prohibits smoking in any public area. Ironically, casinos could gainexemption from that …

Yes, the government should give student loan holders as much consideration, as it has with handing out outrageous stimulus packages to banks and other big businesses. Many countries provide free college education as well as …

Planning meals for less than $50 a month isn’t too hard, but it does take some work. The key to doing this successfully is to plan meals around several basic meals that feature in season …

What is the stimulus refinance loan? In response to the recent housing troubles, which has many responsible homeowners facing foreclosure or already out of their homes due to exploding mortgage rates, the Obama administration has …

One of the often overlooked options open to homeowners wishing to cut back on expenditures begins with the purchase of food items at the grocery store or supermarket. Coupon clipping and scanning grocery ads for …

Many people have an incomplete or incorrect understanding of the Libertarian party, and where it stands politically. The widely held belief that Libertarians agree with Republicans on economic issues and agree with Democrats on social …

Health insurance is a big issue today in the United States. It makes the big problem of unemployment  even bigger. It is heart breaking enough to be out of work, but to be out of …

Often times in life its the little things that make a big difference. When you take a closer look at your finances, the smallest upfront expense is many times the most costly yearly expense. There …

On the surface, it appears that the balloon that is our service-based economy has been popped, and all of the air has rushed out, leaving an empty shell and a nation sitting on the edge …

The cost of living in Canada is increasing every year. But, one of the benefits of living in Canada is the availability of Internet networks. Internet can be very useful in helping you save money. …

Payday loans are arguably the worst kind of loan you can obtain. In fact, may experts believe that some of these organizations are involved in predatory lending. Predatory lending is defined as, “any of a …

In the summer of 1976, I experienced a rite of passage. I was 16 years old. And no, this had nothing to do with becoming a licensed driver. Nevertheless, it would change my life forever. …

Certain Michigan banking giants have employed a rather interesting method in attracting new customers. Having approached a local Branch Manager and questioning the helpful lady I can relate the argument used by these Banks. A …

We all know how easy it is to hand cash over to someone else. So how can I hand over my cheque to someone else? A cheque is basically a piece of paper which declares …

The process of consolidating multiple credit cards can be a fairly tedious and lengthy one. It is more than likely, however, that the benefits of doing so will far outweigh any inconvenience in the medium …