It is a sign of the times: homes going into default. The April Mortgage Monitor report confirms that not only is April time and again the month with the largest increases in mortgage delinquencies but …

Title insurance is unique in the insurance industry. Where all other forms of insurance insure against a FUTURE event, title insurance protects against events that occurred in the PAST. This is why you pay continuing …

During this first, and perhaps only term for the Obama Administration, one of the most hotly contested debates that took place was that of Healthcare Reform.  After all, Obama has really touted this as his …

Telephone banking scams have become more common nowadays, with the introduction of on line banking. Fraudsters will try anything and everything to get into our personal bank accounts and get their hands on our hard …

A bond is a debt security with fixed rules. The issuer promises the bond holder to pay interest upon the bond at the coupon rate, and to repay the principal when the bond reaches maturity. …

Former District Attorney Michael Nifong is the most dangerous type of white-collar criminal in America. Judges, prosecutors, and law enforcement officials in general, maintain a thin, blue line between violent anarchy and civilization. Focus your …

Good credit is important when it comes to getting a mortgage, a bank or car loan, a credit card or even renting an apartment. People can damage their credit in a number of ways, particularly …

Over the past few years, there’s been an explosion of loan companies entering the market. Ad breaks seem full of adverts for companies offering fast cash with few strings attached. However, obtaining money on loan …

You work hard for your money throughout the year. The dreaded tax deadline comes in April and you, being a disciplined taxpayer, filed your tax forms a few months early. You patiently wait for your …

Under English common law, repudiatory breach is a breach of contract that is considered serious enough to give the innocent party a right to terminate and claim damages. However, the principle is often misunderstood and, …

Here are 6 ways to avoid credit card Late fees. While I was recently investigating automatic-withdrawal credit card and banking scams, speaking with a Consumer Protection Representative, we discussed basic credit card fundamentals an how …

No banks will give you a loan without interest so your only option is someone that is not a bank. ie your friends, parents, co-workers, etc. They will probably not charge you interest as long …

It’s never too early nor too late to anticipate your financial needs when you’ll reach your retirement age. If you’re within ten years of approaching that critical time, you should start doing some serious planning. …

Successful financial speculation is a matter of playing probabilities consistently. No trader knows what the market is going to do next. But every trader should have a good idea of what the market is likely …

If you are short on time, and keep your bank account at a sufficient balance, direct bill payment is essential for saving time and keeping your credit score intact. If you find yourself scraping by …

We all make mistakes when we’re driving; sometimes we don’t notice the speed in which we’re driving and that’s when you always pass by a police officer. The lights come on and the feel of …

Experts believe that the US economy will continue its slow growth in the year 2012. Top investment strategists and portfolio managers are of the opinion that it is still possible to earn money by investing …

The most realistic vehicle for doubling investment capital in one month can be found in speculative trading of the stock and commodity derivative contract markets, and it is not out of the question to make …

Funds are the money and resources that an organization uses to implement their goals and make payments to their service providers. All organizations run on funds and this is their key element. The sources and …

Every day we hear in the news how children go missing and later they are found dead. Their age range from months old to eighteen year old and a vast number of college students (Who …

There is often an assumption that everyone knows what a mortgage is. However, many first time homebuyers only have a very basic grasp of what a mortgage is and what role it plays in enabling …

How lease length affects the value of an apartment ? In fact the smaller time eventually left on the rent, the much less real estate is appreciated on.An unexpired period of rental of 100 years …

When it comes to making real estate purchases, often time’s people really want to buy a home without having a decent down payment. People are starting families and need a place or live, or just …

I left out the last Paragraph in the first draft….Ban this; a discourse in freedom Everyone, smoker and non-smoker alike should pay close attention to the minute and systematic snipping of freedom perpetrated by special …

When you love someone, you shouldn’t need to pay for his or her affections by spending money on expensive gifts. Nevertheless, it happens; maybe you want to shower money on your partner, or maybe your …

There are a wealth of resources available for funding a college education including grants, scholarships, loans, savings accounts, etc. For the purpose of this article, I have taken the following from another article that I …

You purchase homeowner’s insurance to protect yourself financially if your home or possessions are damaged. But you also need to protect yourself from lawsuits by others who may be injured or have their property damaged …

Convincing someone to buy a health insurance would not be much of a difficulty specially when considering the huge medical bills received after obtaining treatment at a heath care facility. However, convincing young adults, specially …

 Vanilla foreign exchange options are a type of option that allow two currencies to be exchanged at a  pre-authorized date using a pre-determined currency exchange rate. Vanilla foreign exchange options   are similar to stock options …

The announcement of Bank of America imposing a monthly $5 fee on debit cards used for purchases sent a shockwave across the country. The news was actually anticipated by those paying attention to the banking …