If you consider buying your first home, you may be overwhelmed by the variety of financing options available. But, by researching all options properly and understanding the basics of property financing, you can save time …

Before you can repair your credit it is important to understand what a credit score is, how it is generated and why it is used. The credit score was originally created by a corporation called …

Furnishing a first home or student flat can soon mount up in costs. In these austere days no one can afford to spend huge amounts, or tie themselves up in expensive finance agreements. It is …

I have a definite belief that this would be one of the few true cures for our society as a whole. In the book, “Beyond this Horizon” by popular science fiction author, Robert A Heinlein, …

There are very good reasons most court cases rely on juries for ultimate judgment rather than a sitting judge. The overall aim of the US Constitution is to limit the power of government and maximize …

Modern marijuana laws in the United States are absolutely unnecessary and in fact, do far more harm than good. Marijuana is quite possibly the most benign regulated drug in America. In fact, statistically, marijuana is …

Our legal system, starting at the Supreme Court down to the local court level is not designed to protect our children. The laws put into effect that created the Family and Child protective services across …

The great thing about life insurance is that it comes in many different “flavors,” and you can truly tailor your insurance coverage to what your needs are. For instance, if you have 2 children, ages …

Kidnapping and ransom may seem like something that only happens in the Hollywood Blockbuster movies like ‘Ransom’, ‘Man on Fire’ or ‘Proof of Life’ among others. However, kidnapping and ransom does happen around the world. …

Investors in Apple Inc (Nasdaq: AAPL) have been richly rewarded in terms of capital appreciation. Listed on the Nasdaq Global Select (Nasdaq GS) exchange, Apple has delivered fabulous returns both in the short term and …

The words “going green” are indeed a media darling buzz phrase, but what exactly does going green mean? For many consumers, going green means adding solar panels to their home, buying a hybrid or using …

A mortgage loan officer is the middleman between a lending institution and people wanting a mortgage to buy a home. A mortgage loan officer will be very knowledgeable about the various mortgages available, as well …

When it comes to investing, everybody has certain goals and aspirations. However, we have found that there are certain guidelines every aspiring real estate investor needs to know: 1. Compare Property Values and Rents Financial …

There are several alternatives to personal loans that you might wish to consider, when requiring to fund a particular purchase. These are: 1. Save up until you have enough money to purchase the item. If …

I wondering were all the attention in the real estate market is heading. I know any real estate agent will tell you “things are starting to pick up. It’s a great to buy and new …

More and more people are turning to the court system as a means of seeking compensation for a personal injury they have suffered at the hands or negligence of another. You could be involved in …

Without a doubt marijuana is one of the most controversial and debated issues throughout the past century. Many people seldom achieve a full understanding of the substance as they tend to fall into a pre-programmed …

Investing in real estate, otherwise known as bricks and mortar, has become a very popular choice for many people over the past decade, but many people considering this investment option do not really consider all …

More often than not, an individual experiences an invasion to something that we all hold dear, our identity. An alerting statistic in 2008 stated that identity theft cases have increased by 22 percent. That fact …

Is there a right way to cash in saving’s bonds? So, you’ve got a huge stack of U.S. Savings Bonds to cash in and you’re wondering where and how you are going to do this. …

Each and every day more of our neighbors, cousins, and friends are losing their homes to foreclosures.  In the past poverty used to be restricted to the elderly and low-income families only while today we …

People who are self-employed, between age 16 and the state retirement age, and earning over a certain amount, are required to pay National Insurance Contributions (NICs) in the UK. Someone who starts being self-empoyed must …

The issue of adult responsibility in the case of firearms related crimes and accidents involving minors is a very controversial and thought provoking issue. Statistics show that every year in the United States children are …

Overview of Online Payday Loans For those who find themselves broke, stuck between paycheques, and faced with an emergency situation or unexpected expense, an online payday loan might be the solution to their problem. The …

Just like you need insurance to protect your vehicle from loss or damage, you need coverage to protect your home. That is where homeowners insurance comes in. However, just like your auto insurance policy, it …

Economic globalization has abolished trade and investment barriers, and has integrated global supply chains. In this context, emerging markets have become the new “rich industrial countries,” distinguishing themselves from developed markets and playing an important …

Have you ever had the feeling while looking over your investment portfolio that a stewardess might appear at any moment holding one of those passenger safety briefing seat belts, and a diagram detailing the nearest …

Stop spending a paycheck on junk! Every day people find themselves wasting their paycheck on items that can be found around the house. Items such as energy drinks, coffee, bottled water and dining out are …

There is a game that a group once played called “The No Rules Game.” One could play the game any way one wanted. Of course, all sat with dumbfounded looks on their faces. “Well, how …

It is an absolutely horrible state of affairs when a child dies from an infected tooth because the government rules on coverage are so complex, and care is so expensive, and unavailable. Yet at the …