Ever wondered what criteria the insurance companies use to determine your auto insurance rates? Or why two drivers driving the exact same vehicle can be charged dramatically different rates? This article will help answer your …

Many people end up spending all their money days after they receive their paycheck. They don’t like it, but they can’t help themselves. They wish they could have better spending habits, but they don’t. They …

In this day and age when technology has infiltrated every single part of our lives, can any one of us really say that our identities belong to us? The answer to this question has to …

Saving and putting yourself first is sometimes easier said than done. In order to be financially secure and prepared for the future there has to be savings but it can feel like the bills never …

There is no doubt that stores do a hard sell with their own credit cards. They encourage their employees that often have little understanding of the product, to foist them off on shoppers. The tempting …

Having a baby is a life changing experience with many decisions. One of the decisions to make if you work out of the home is how long of a maternity leave to take. Some companies …

You go into the supermarket planning to buy a few basic necessities to last you the week and spend about twenty dollars but come out with a cart filled to the top with things you didn’t realise …

There are many questions that need to be asked when choosing insurance companies, especially when it means the protection of your belongings and your home.  The level of renter’s insurance you purchase will be directly related …

To understand Index Funds, let’s start at the basics and look at a Fund. Investing tools that hold multiple companies under one umbrella integrated by a specific investing theme are called “Funds”. When we say …

Penny Stocks – what are they? This is the question to ask if you have no idea what a penny stock is.   So, what are penny stocks?  According to online sources, penny stock is another name …

One consequence of the current economic upheaval is that credit is increasingly hard to get from banks. This and the fact that bank loans may be expensive means that we are likely to see an …

Universal Live Insurance (ULI) is an insurance policy with a cash savings value attached to it. The premiums are set at a fixed or sometimes flexible rate and are paid into the accounts principal fund. …

The majority of Americans are searching for ways to save money so they can begin to rebuild their savings that they lost.  Others are looking for ways to cut expenses so they can make ends …

Life insurance is not an investment. Life insurance is a safeguard that must be in place to protect your family in the event of your death. For many years life insurance salesmen tried to sell …

In this day and age, it almost seems like people have to be on a computer or doing something online in order for it to be as convenient as possible for them. Well, there are …

Investing in some retirement accounts are more beneficial than others. There are several plans to take advantage of that will ensure you have plenty of money for you at the end of retirement if you …

Money has always been hard for families to manage, especially when trying to cope on a low income for the household in question. So, if money was hard to manage prior to the recession, things …

Errors are depressingly common on credit reports.  Credit bureaus often are working with ambiguous or incomplete information, and the best they can do is compile reports that are approximations of the truth.  There may be …

How to hide money and save it, is a unique gift of self preservation, which may come handy on a rainy day, or be a source of support and peace of mind in the event …

Becoming debt free is a dream that many people have but do not know how to earn the extra money to pay off their debt.  Writing online articles can be a great source of extra …

How to save money on groceries without coupons is a process which is not only entirely possible, it is possible to an extent which many people may find hard to believe. The ways in which anyone can save money …

COMMON ERRORS IN INVESTMENTS The wide variety of securities that exist today, make the modern investor prone to all sorts of temptations to meddle with bad’ investment. It is as such very rewarding for investors …

Working from home has several perks to it and it can be seen as a very appealing way of working as you are able to cut out some of the negatives attached to working away …

It’s an uphill battle in a downhill economy! Here are a few do’s and don’ts that can spur your courage and prevent mistakes. Some concrete examples might help, as well. Evaluate your current position and …

Across the nation bankruptcies and loan defaults are becoming all too common. Consumers who are not able to keep their commitments financially are found not just here, but in other nations as well. The clouds …

There is a recession still going on. A few State governments are close to bankruptcy. The US Federal government is still in dire straits. Many other nations are also going through severe financial issues of …

When you renew or purchase your next car insurance policy, here is a list of tips to keep in mind that may save you quite a bit of your hard-earned money. Do your homeworkThe premiums …

A seasoned insurance company agent once told me it is customary, if not straight forward procedure to deny specific claims on healthcare because the average consumer wouldn’t waste time fighting for payment. The sad reality, …

Embarking upon a personal loan in order to profit from or enrich your life is, in essence, an advantage to your financial portfolio. However, it is the reason for the loan, or indeed the source …

Owning and using a freezer is one of the most economical and frugal moves your family can make. Below are four ways you can use your freezer to save both time and money: 1.  You …