If you have credit cards, chances are you may run into some debt at some point. And if you run up considerable debt, an official debt collector may contact you. Do not be afraid. Debt …

So, you’ve had a financial product with PPI (also known as Payment Protection Insurance) attached, and you would like to claim? Here’s a brief guide to making a complaint to have your costs refunded. Firstly, …

LOAN SHARKS OF THE 21ST CENTURY. “Fast cash” (and faster debt) Payday Advance, Payday Loan; there are many different terms used for these “services.” The one thing they all have in common? They are out …

Shakespeare wrote “Neither a borrower nor a lender be.” This statement is not idly made. If you, as friend, borrow money from a friend, that friend,because of his indebtedness, becomes alienated from you. You are …

On the eve of South Africa’s most high-profile murder trial in years, Judge Dunstan Mlambo has taken to heart a familiar aphorism: “Not only must Justice be done; it must also be seen to be …

The standards governing the federal criminal process come from a variety of sources. There are some rules that are required by the Constitution, such as the right to a trial by jury. There are some rules …

The only way to save money painlessly is to do so without feeling like you are making sacrifices. So how exactly do you go about doing that? Well it might sound all but impossible, but …

At first glance it might seem a father paying child support is always ethical. After all, he was part of the equation in bringing the child into the world in the first place. There are …

Many people who reach retirement age usually move to Florida within the United Stated of America. It might also be the last place where they live so Florida became known as “God’s waiting room” in …

The Execution of Troy Davis has brought this discussion once again to the forefront of how the death penalty cases are conducted and processed in the US.  The specific case of Troy Davis calls into …

Personal money management has become important knowledge for many Americans. As more and more taxes have started to eat up the monthly paycheck, people have to deal with the already overwhelming expenses with a lesser …

65.7% of college students have to get student loans to pay for college, and the average student loan debt is $19,237 for a graduating senior in the United States according to the National Post Secondary …

The Clorox Company (CLX) is a manufacturing company that focuses its operations on consumer and institutional products which includes bleaches and cleaning materials, water filters, and auto-care products. These products are distributed locally and internationally …

The first ingredient of any banking/government cronyism scandal is to have a partisan think tank like the Government Accountability Institute (GAI) uncover documents to reveal that the U.S. Attorney General has ties to some part …

Leveraged finance means essentially to borrow money to finance any kind of operation or investment. Whereas a certain amount of borrowed money is in most cases used to finance a company, it is to lesser …

What Is An Annuity? There are many saving vehicles available today, your piggy bank, traditional passbook savings accounts, money market accounts, certificates of deposit, bonds etc. Many people today still don’t realize annuity products are …

In today’s tough economic times, millions of Americans find themselves unemployed or with a significantly smaller income. Unfortunately, two things are still certain in life, and one of those things is taxes. As the tax …

Christmas has become a holiday more identified by stress than enjoyment. This is mostly because of the expense of buying gifts. Prices have become so inflated that the average family can’t afford much. The high …

As Americans come face to face with the financial demise of our greed and need to achieve the American dream, we must first remember the past facts. Our forefathers survived much harder times than these, …

Starbucks (SBUX) is in the coffee business. Owning and operating over 18,877 coffee shops in 55 countries and at least 12,500 are in the United States. Canada has over 1,200 and there are over 700 …

The value of a house is determined based on many different factors. The location, size, design, age, neighborhood, environment as well as proximity to other amenities are all factors that affect the value of your …

The differences between investing in residential and commercial properties are night and day.  When investing in residential properties, you are investing in places where people will live.  Whether they are single-family homes, duplexes, apartments, or …

Over the last decade, the price of gold has risen dramatically from less than $300 an ounce to over $1,600. This increase has occurred during a period when other asset classes such as real estate …

Intellectual property covers a grand panoply of creative endeavors, from mom’s “secret” chicken soup recipe to building the perfect mousetrap to creating a cure for cancer. In today’s marketplace, intellectual property can mean fortune and …

Although the vast majority of inmates on death row have been men, over the years a number of women have sat in this notorious segment of the USA’s prison system. Indeed, since 1903, there have …

College is expensive, and becoming more and more of a necessity. Everywhere you turn, newspapers, online job boards, or even hearing of an opening on the radio, it says degree preferred’. Many times the company …

Student Credit Cards Being a full or part time student is hard because education today is costly. However with a student credit card students can afford to go to college without worrying about how to …

Mary is sixteen and sexually active. She began dealing with a young man who happens to be two years older. Mary discovers she is pregnant. She tells her partner who respond “So what are ‘YOU’ …

To start with, I really believed that the Supreme Court would overturn “Obama Care.”  First of all, I really do not  like most features of this law.  The only one that I do like is …

For more than a century, drivers stranded on highways and roadsides because of flat tires, empty fuel tanks and engine problems have welcomed the sight of arriving AAA trucks. The non-profit American Automobile Association provides …