Unfortunately, all investments are not created equal.  But for those people who would like to be able to retire because of investments the ability to discern the difference between good and bad investments is paramount. …

The cost of health care is rising and health insurance is out of reach for many Americans. That is the basis for health care reform. “Obamacare”, the U.S. health care law that is already in …

Making Do In An Old HouseAfter a chilly, outdoors work day doing construction on the Colorado plains, my husband and I often come home to a house that is between 35* and 40* F. The …

When you are in debt you need to have a plan to help you get out of the deep hole you have dug yourself into. In order to this you need to budget.  One type …

Most people today are in the midst of paying off one kind of loan or another, and millions of people everyday take out new loans for one thing or another. However many people tend not …

I really don’t ever recommend that anyone gets a payday loan. I feel that there are generally always better alternatives to make use of than a payday loan. If there’s literally no other way that …

Understanding a futures contract’s tick size and tick value is essential in the trading of futures financial instruments. These financial instruments are a type of contract that lock in to prices in the present and …

The ads, the relentless promises of money from Publisher’s Clearing House and the infinite series of flyers in your mailbox can be enough to make anyone grimace. In an age where you can opt out …

Filing your taxes online is easier than you think. Not only are there websites that allow you to do it for free, but the sites are often much easier to use than the programs that …

It is hard to imagine that college students can be so naïve or uninformed that they can run up extravagant student loan debts which far exceed any potential benefit their degree can bring. Acceptance for …

If you’ve decided to become self employed, recently lost your job, are in between jobs, or are working for an employer who doesn’t offer health insurance, you are not alone. In fact, there are nearly …

As technology progresses, society finds many new ways to integrate it into daily living. While this kind of progress often offers many benefits, including efficiency, one of its biggest drawbacks is how these uses tend …

Know Your Credit Score What is a credit score history and why is it so important? For the majority of us credit reports and scores remain a vast enigma, a puzzle filled with endless headaches …

First of all, you already know that you are using money on a daily basis. You use money to buy your food, your gas and everything that you need for your daily life. You use …

How about a severe term just like ones Hollywood bimbos get? A week in jail, followed by a month at a famous rehab center in Malibu, with gourmet foods, massages and cocktail hour each evening. …

Children’s misdeeds, which have become increasing common, are a manifestation of inadequate upbringing by parents. Among the responsibilities of parents are to teach their children morality and ethics. However, in recent years, children and a …

There’s a room in your home that can help you save some cash: your closet. Not convinced? Take a look at the following ways cleaning out your closet can help you save money. Cut down …

Buying real estate is something that is portrayed in popular television series all over the world. Wherever people live, that opportunity presents itself, especially when urban areas are being updated and brought in to vogue. …

Mortgage Advice for First Time Home Buyers Getting a first time buyer mortgage deal to fit your personal circumstances on the surface may seem a complex task, but after reading this article you will understand …

No matter what type of retail therapy consumers prefer, there is almost certainly a store credit card available to entice. From the retail giant Walmart, to Big Lots, Macy’s, Ikea, Lowe’s, Gap, and a veritable …

F5 Networks (FFIV) had its first success with the BIG-IP. This load balancing appliance was designed to reroute traffic so that if one server went down or was overloaded, input was diverted to another that …

You will often find  many people casually avoiding the death subject. Undoubtedly this is a touchy matter but it is one that all should be aware  of as it will make its way to everyone …

Childcare can be expensive even if you limit your thinking to diapers and baby formula. Of course, the cost of raising a child does not stop there, but most parents don’t think of saving for …

A director’s loan account is an account between the director of the company and the company in its own right. When a sole trader incorporates the assets of the sole trade, including the tangible fixed …

So you got your car, but in order to register it in most states, you have to have some kind of insurance for your car. There are many factors that influence how much you will …

Think you don’t have to worry about insurance on your home and personal belongings because you’re a renter? Many renters mistakenly believe  in the event of a fire or flood, the landlord’s insurance policy will …

Understanding the tax laws is not an easy task even for the experts. Thus, tax surprises are not uncommon even when a person thinks that he or she followed all the applicable tax laws relevant …

In the general press, the topic of sex abuse by priests, clergy, boy and girl scout leaders, jail guards, baby sitters and others in a position of trust is now – finally – openly talked …

The solution of the “problem” of drug trafficking is to simply decriminilize drugs. The “War On Drugs” is simply a government scam to create needless jobs and waste millions upon millions of dollars. The United …

It is a detestable thing to order the killing of another person. It is so detestable that in many countries, and in more than thirty American States, such killings are punishable by extreme jail terms …