Identity theft, the mere words can strike terror into anyone who has ever been a victim of such a thing. For, they have literally stolen your identity, ordered numerous items, in your name and left …

Family health insurance is legally binding, the contract between the insurance company and the family. Health insurance contracts cover all costs of medical everyone of the family. Family health insurance is usually purchased each year. …

Roe versus Wade marked the beginning of one of the most controversial issues in the United States. It allows the mother of an unborn child to thoughtlessly end her unborn child’s life. The Supreme Court …

To make money in the stock market I’ve always tried to follow three basic rules. The first and most obvious is buy low, sell high. The next is to use common sense. And finally, don’t …

Tired of sitting in the smoldering heat instead of being comfortable in your own home? Afraid of turning on the central air for fear of that dreaded jump in energy costs that will be showing …

With the rise of Macklemore’s Thrift Shop, a song about “popping tags” and getting good deals at thrift shops, you are probably reconsidering how much you spend on clothing.  Although it may not be possible …

Event Total Dead US Population % of Population Total War DeadPearl Harbor 2,388 131,028,000 0.00182% 418,5009/11 2,752 281,424,603 0.00098% 3,063 Comparison:On December 7th, 1939, Japan used short-range carrier based planes to bomb Pearl Harbor and …

What are Online Payday Loans?Online payday loans are loans from an online lender for a short term typically sixty days or less for a high interest rate. Rates can range from 260.00% and 780.00%.Consumers can …

When you suddenly find yourself unemployed how do you provide health insurance for your family and yourself? That is a question that is on the minds of more and more Americans these days. There are …

For some, coffee is a luxury; for others, it’s a necessity.  Whether you simply enjoy the taste of a good cup of joe or you can’t wake up without it, there are several ways that …

There are three classes of savings bonds which are EE/E Savings Bonds, I Savings Bonds and HH/H Savings Bonds. Each category of savings bonds has slightly different requirements for redemption.  The bond series typically designates …

Online bill pay services are a fast, convenient, and an inexpensive way to manage your bills. Put aside concerns about security or fraud: Online bill pay can be safer than traditional methods because mail can …

It is not difficult to understand that when one makes some mistakes one will be punished, as a basis of cause and effect. The laws of punishments are then established, in order to maintain peace …

The Pro’s and Con’s to banning the death penalty in the United States History In the Unites States of America the debate concerning the death penalty is a battle that has been raging since its …

It is always a good idea to save some money back from each paycheck. Sometimes people make the mistake of living paycheck to paycheck without saving anything in between. This “might” be fine for some …

Your credit score is a widely accepted indicator of your creditworthiness. Not only can a low credit score cost you more in interest charges, but it can also deprive you of financing, cause you to …

Four Factors Affecting Homeowners Coverage You May Not Know Perhaps you think you have researched homeowner’s insurance well enough. You might be right; however, here are a few things you should be aware before you …

Imitation may be the sincerest form of flattery but, when it comes to your personal intellectual property, it is definitely the sort of compliment you’d want to avoid. Fortunately, protection against others stealing your idea …

All high school students should have a mandatory financial planning course. They should learn everything from how to balance a checkbook , what a week’s worth of groceries cost, what the monthly electric bill costs, to …

Exchange Traded Funds (ETFs) began in the United States in 1993. Since then, they have spread to Europe and have exploded in the U.S. They have become popular with individual investors as well as institutional …

The apartment hunting process can be difficult. There are many things that need to be taken into consideration for instance, amenities, parking, size, and location. However, the most important thing you need to look deeply …

Investing in rental properties is a great way to preserve wealth and generate multiple streams of passive income. People who are in the rental property business are quite secured with their investment as property investment …

Next to the purchase of a home or retirement, college costs are the highest expenditure families will face. Increases in college tuition outpace inflation year after year. There are ways to combat this but families …

Just like with any asset or product, there are various factors that can contribute the supply of a particular asset. In the financial markets, there is the same thing. There are various factors that can …

I think it was the original old man Getty that said some find oil and others don’t. As you probably know the Getty Museum in Los Angeles has one of the finest collections of art …

As a consumer, it is really easy to get sucked in by all of the traps and marketing ploys that grocery stores use to get you to buy more. Everyone needs to eat, so they …

If these were normal times then normal investment advice would be appropriate; but with the massive Federal Government Debt: at present over 16 Trillion Dollars and rising by $100,000 every 10 seconds, this is the …

Within the realm of real estate investing, each type of investment (foreclosures, fixers, land, REITs, etc) has its good and bad times to buy. To be a successful investor you need to be able to …

Freebies are products companies give to consumers at no price. Long before the establishment of the Internet, many companies handed out freebies in stores, provided mail-in offers and other ways to distribute their products. Giveaways …

Saving money is on the minds of mostly every person. The cost of everything has skyrocketed and people are wondering how it’s possible to save money. The answer to that question is simple; or at …