Most people know it is important to put money into retirement accounts. Many don’t know how much to save, or it may seem overwhelming to see how much is suggested to save for retirement. It …

Redemption rights on foreclosed properties are the rights that are granted to the homeowner to “reclaim” their property by paying their mortgage in full. In Massachusetts, homeowners are not provided these rights except in very …

Insurance is generally chosen by individuals who feel that a risk is worth insuring against. When it comes to insuring ones home it is difficult to obtain flood insurance even though the costs of flood …

Through spoken communication, sometimes including a handshake, two or more parties (or individuals) may enter into an agreeable oral contract or referred to as “meeting of the Minds ” (mutual consent). It is understandable that …

Taking out insurance for your house, car or life is important. It can also be costly especially if you happen to get scammed. Not all insurance companies are created equal and there are many which …

People are currently indirectly taxed for using the Internet. Whether you have wireless access, high speed, or even dial-up access to the Internet, you pay for a connection to the Internet. These dollars go to …

Our society seems to think that the answer to all crimes is jail, much like the schools seem to think that detention is the way to solve all behavioral issues. The problem with this theory …

Clothing costs can end up taking a large part of your budget.  There are some easy tips to reduce your clothing costs. It may seem to cost more to purchase higher quality items but it …

In today’s world, there are so many temptations to part teenagers from their money, it is small wonder that many teenagers simply do not want to think about financial investment. The consumer market has long …

Buying your own property can be the culmination of a dream. However, the flip-side is the nightmare of repossession if you can’t keep up repayments. That’s why it’s so important that you work out what …

Identity theft can be devastating, both in terms of the financial losses that may result from it and also from an emotional perspective. Victims of identity theft often talk about feeling violated, in much the …

Murder and manslaughter are both charges against a person who, by their actions, has caused the death of another person (or people). The essential difference between murder and manslaughter is that a person who knowingly …

            There is an institution in the United States called “common law marriage.”  This is a state of marriage entered into by adults who have decided to form a marriage without …

After more than three decades, the British pound coin is receiving a makeover. Great Britain announced Wednesday that it will be replacing the 30-year-old, heavy flat piece with a 12-sided coin designed with two different …

It is easy to panic when you have to file a claim on your homeowners insurance. You are already upset because you are dealing with unexpected damage to your home. Take a deep breath and …

Obviously people may have different views about city and town governments displaying Christmas symbols. Still, the bottom line is that when dealing with city or town government, one has to be sure you’re dealing with …

Like stocks, futures have an associated unit price. Unlike stocks, futures prices don’t necessarily equate to a simple monetary value. It’s important to understand the concepts of of tick, tick size, and tick value when …

Life insurance is not the easiest thing in the world to understand. For the most part people are unaware of all the factors that go into the writing of a life insurance policy and their …

I find the title, “Insurance Options for Baby Boomers” somewhat odd. Here’s why. I personally believe Baby Boomers already own at least 95 percent of all insurance. They’ve got a monopoly on all of the …

The stocks of Boeing (BA) have shown unexpected results recently, as they are increasing and decreasing indefinitely, and on a regular basis. For those who do not know, Boeing is a company, settled in Chicago, which …

Day trading Forex currency is becoming a very popular way to make money. Trillions of dollars worth of currencies are being exchanged every day in foreign exchange markets around the world. Knowing the currencies will …

Buying property is no longer the investment that it used to be in years gone by.  In ‘those good old days’, as they are fondly remembered, it was commonplace to hear that the best place …

A co-signer is defined as “an obligor—a person who becomes obligated, under a Commercial Paper, such as a promissory note or check—by signing the instrument in conjunction with the original obligor, thereby promising to pay it in …

Anyone with a family knows, Costco is the best place to shop for savings—or perhaps if you don’t have a large family, you’ve probably discovered savings to take advantage of at Costco stores. If you …

There are a number of financial activities that a person should do on a regular basis. One of these is to check the individual’s credit rating. A credit rating is a number that is used …

Paying for college is a very difficult proposition for most people, especially if you are not rich. For people like myself, whose parents were unable to help pay for tuition, it was very difficult to …

Finding car insurance that is right for you and your wallet can be a time-consuming affair. Even those people who are not exactly thrilled with their current car insurance rates often don’t want to look …

Quick no-credit check loans are amazing products and are used for many purposes by thousands of people every day. However, these loans as any other type of financial product have pros and cons that should …

I think that the answer for getting out of debt is fairly simple. It involves both your self control, creative financing, and a shredder. First off, you can’t accomplish anything you don’t have the self …

There are a number of benefits to saving money. These benefits turn into risks when you don’t save money. When you examine what could and probably will go wrong you will find the risks of …