Conventional wisdom says that stocks, bonds, and real estate are all recovering or will recover soon and therefore are good  retirement investments and strategies. Thus most people are not worried about their retirement savings accounts. …

Investors have many tools to help guide their decision-making in the market. Whether to buy or sell, in many cases, is the net effect of what trends investors can decipher about a stock’s up or …

Note: Writer possesses three years of experience creating web content and other marketing materials for a national dental plan and insurance provider. Fact: Proper dental care is vital for children and adults. Anyone who has …

Cars are a popular form of transport and for ease of travel and getting around they can be one of the best options. However the number of cars and other vehicles on the highways and …

There are 2 Basic Types of Life Insurance; Term Life (or Temporary) and Whole Life (or Permanent). Term Life is insurance set for a certain period of time, usually 20 or 30 years. This type …

Junk food is invariably a packaged extra to ones diet, an unhealthy snack choice or even a replacement for a healthy meal. Often the purchase of junk food represents a superfluous expense which over time …

You are a teenager and you want to fit into the crowd, which might or might not be your friends at school. However, most of those people have things that you do not have because …

Being able to purchase your own home is the American dream, and such a dream requires a significant financial investment. When you’ve worked so hard to buy your first home or have upgraded to something …

CREDIT CARDS: GOOD CENTS OR BAD CENTS? The pressure on American’s to consume bombards from us from every media venue out there. From television, the Internet, newspapers, magazines and radio – they are all supported …

Throughout man’s time on Earth, there have been numerous quotes that reflect the state of death and taxes. Wise men have always said these are to be the only permanent aspects of life, which is …

Every year Congress the IRS comes out with a new set of changes to the tax law in hopes to make the system more equitable and fair. It doesn’t turn out that way, but sometimes …

Whether it is better to rent or buy a home is more of a function of where you live and your type of work than anything else. The economic conditions play a role in determining …

The phrase “frugal habits” now makes one think of elderly misers. It should not, our grandparents knew the value of frugality; during the years of rationing during and after the Second World War, people knew …

In these days of mutual funds, IRA’s, and 401k’s, bonds are all but forgotten. Not ready for 401k? Not into the stock market scene? Take heart! Bonds may be the option for you! Employers used …

Student use of credit cards can lead to graduation with painfully high debts, increasing the already significant debt load many students carry with student loans. Credit card reforms introduced in 2010 make it more difficult …

Saving money while staying cool during the summer when the heat runs you inside under the air conditioning can seem to be impossible. It’s not. There are several things that you can do to save …

“After all that is said and done…there is more said then is done.”June 3, 2007 Each one of us seeks to allocate resources in such a manner as to gain the greatest possible return. How …

If you need marine insurance, you will soon hear the term “navigation territory.” The concept of the navigation territory is used by insurance underwriters to assign limits to the risk they assume. Consequently, the insured …

Effectiveness. One of the most important aspects of our criminal justice system. Every part of the criminal justice system attempts effectiveness, but the question is, does it really achieve effectiveness? More specifically, does the death penalty achieve …

The new Care Act has been the hot button of politicians for the last few months as a way to serve their platforms, with the election just months ahead. The problem with all that political posturing and …

Top 10 Reasons to Get a Payday Loan Online: You already bought your ticket! The ending to all of your problems! You can feel it, this is the one! Positive pep talk as you hear …

A honeymoon is viewed as a dream holiday, but when you’re already saving up to pay for a wedding it can seem a daunting prospect to be able to afford that dream. There are ways …

A national study of working adults authorized by the Center for Retirement Studies uncovered that numerous adult females are not as equipped as they ought to be for retirement. Adult females, in general, are falling …

Some of the lenders who offer auto title loans recommend that those who consider using them give much thought to the matter. This is pretty indicative that a risky transaction is going to take place …

In this day and age, most of us don’t marry for financial reasons, we marry for (sniff, sniff) romantic love. But while the bottom line isn’t necessarily the main reason we conjoin with a mate, …

One of the benefits many companies offer their employees is a 401(k) retirement account. A 401(k) (or 403(b) for non-profit organizations), allows you to put a cetain percentage of your pay into a retirement account. …

WINNING IN COURT For those people representing themselves in a legal situation, great care must be taken to ensure the judge and others involved see that you are a knowledgeable person, capable of handling your …

Annual credit card fees are on the increase and a condition of some cards as they are issued. They can also appear as an unwelcome intrusion on your existing cards which you have been using …

Have you ever thought what will happen to you if by some stroke of bad luck you were rendered disabled? Where will you get your daily living expenses? How will you pay for your medications? …

You will find factory outlets in a variety of places around the country such as Gettysburg, Sunrise and more. These stores offer great deals, and you can save a lot of money by shopping at …