Disability insurance is perhaps one of the most important types of insurance that a person can have next to health insurance. Personally, I often consider disability insurance even more essential than life insurance simply because …

Finding a good place to store your money will depend on several different factors, including safety, convenience, and return on investment. With the many federally protected savings institutions available today however, there are a lot …

Let’s face it – not everyone can afford a brand new, trouble-free (or so you may think) vehicle. In order to keep your budget in line and costs down, you may decide to drive your …

Do you as a struggling home owner understand why it’s so hard to get ahead? There is a mortgage crisis and it is being perpetuated by banks; possibly you own bank. Deceiving Stats In the …

The U.K. offers a thriving sub prime market in products designed for those with bad credit. A number of products are marketed with the aim of improving bad credit, but on the whole the market …

It is officially cool to be frugal and there are more ways than ever to have a comfortable and cheaper living style. There are the old standards, such as making a basic spreadsheet that lists …

It is all too easy to spend all one’s disposable income plus more, by utilizing the option of easy credit. Living for today has less appeal if circumstances change and there is no emergency savings …

For the past twenty years, the DiBruno family from Belmont, NC have scammed hundreds of people out of tens of millions of dollars. The DiBruno’s made a living taking advantage of the elderly, inexperienced investors …

While many of us can think of better ways to spend a Saturday afternoon, completing a home inventory may turn out to be one of the most important things that a home owner or renter …

If you have defaulted on a loan or in other words  stopped making payments on your mortgage it is considered a bad mortgage.  Just as there are multiple reasons for getting into trouble with your …

I stared at the letter in my hand in disbelief. I’d never intended to be dependent on child support payments to make the bills. But over the years I’d let our budget slowly grow, until …

Internet Banking is defined as a method of carrying out banking transactions using a secured web site on the internet. The terms ‘Internet banking’ and ‘Online banking’ are used interchangeably and in most instances, it …

Student loan consolidation combines an assortment of loans, producing one immense, much more convenient loan. This usually makes payments lower and easier to manage. Additionally, if a borrower has an impressive credit score, his or …

If you own a home, you will likely receive some sort of letter in the mail (or you may already have), telling you about a great new option from your mortgage company that will pay …

Frugal habits are good to adopt at any time to help you save money, but this is especially useful when you don’t have much money or you need to stretch the money you have farther …

One of the most important financial numbers in personal finance is the credit score. Credit score is commonly calculated by FICO, which is the Fair Isaac Corporation. However, another less well known credit score is …

A lawyer often hires an accident reconstructionist to identify what actually happened at the accident, especially when there are conflicting versions or confusion about what happened. Accidents often happen too quickly for eyewitnesses to see …

A Daubert Hearing is an evaluation by a trial judge on the admissibility of defined “expert,” or scientific and technical, testimony and evidence. The Daubert Hearing is conducted out of the jury’s presence and is …

Graduating from college in a tough economic environment can make it hard to figure out financial priorities. Between student debt, a weak job market, and credit card debt, it can be overwhelming to figure out …

As much as the world hates to admit it, there is no such thing as a money tree. With the cost of living increasing and wages staying the same, the need for a good financial …

The art of couponing has been in existence for many years. Thanks to shows such as TLC’s “Extreme Couponing”, it has become quite the phenomenon. A combination of the price of items constantly increasing, lower …

Filing VAT TReturns Online It contravenes the law for one to evade or even delay in submitting the VAT taxes. Today, the online technology at the Kenya Revenue Authority (KRA) makes it easier and faster, …

There are several reasons why prostitution has remained illegal in most nations. REASON #1 Allegedly, it is immoral. This argument suggests that the state should dictate morality, even when it does infringe on the rights …

Ever since the Ancient Greeks started to mint their own coinage, silver has played an important role in financial activities.  Whether it’s used as coinage, bullion, or for industrial production, the metal has always had …

If you have a credit rating score that makes you worrying about putting on an application for an auto finance, you have to know that many others are going through the same credit crunch right …

American actor and writer, Stephen Wright, once said, “He was a multi-millionaire. Wanna know how he made all of his money? He designed the little diagrams that tell which way to put the batteries in.” …

The most important for surviving on a low income is establishing a budget.  1. Identify your monthly income; the actual money that you receive in your bank account each month.  2. Write down your monthly …

Real estate investment terms. Real estate investing is increasing at a staggering rate these days. More and more individuals are learning about how real estate investments can be a wonderful earning potential. Real estate investing …

There are a number of benefits and risks to triple-net (NNN) properties that are quite different from those involved in residential and non triple-net commercial investments. A triple-net property – and these are always commercial, …

here’s been quite a bit of scandal and questionable business practices in the student loan industry in the last several years. Many banks have been caught giving kickbacks to schools for sending their students to …