Stop sitting there complaining about the price of your auto insurance premiums and do something about it! Anyone has the chance to cash in on super insurance premium savings, and some of them offer as …

Hoards of people buy property in Spain every year. Whether looking for a holiday home, dream retirement villa or even an investment property, the vast majority of people pay more than they need to. Why? …

Let’s say you are one of the millions of people who have no dental insurance, no discount dental plan; no coverage of any kind. What happens when you or one of your family members has …

Moving averages analysis can be an effective strategy in successful equity trading. Therefore, this article is devoted mostly to a discussion of moving averages.They help in predicting the price of a security. Moving Average constitutes …

Evaluating whether juries should be abolished within the English legal system? Juries have been used within the English legal system for many years.Is it now time for us to use an alternative when we are …

Costco is a gigantic multi-functional, membership-only retail corporation that gives its members exclusive purchasing power to buy wholesale, and in bulk, whatever the company offers. Additionally, Costco provides one-stop shopping for all your shopping needs. …

Christmas is the one time of year where people scramble to find gifts for their loved ones and decorate their homes. These can be rather challenging tasks to accomplish while also having to go to …

It is fair to say that most of humanity values life above all else: it is a precious gift.  That being the case, the question as to why assisted suicide should be decriminalized in certain circumstances …

Mutual funds have roots going back to the 18th century and are a favored investment for many people. Exchange-traded funds (ETFs) are newer and have been around for fewer than 20 years. Both funds offer …

Declaring bankruptcy should be the last resort in dealing with a substantial amount of debt. Typically those that file either chapter 11 or chapter 13 bankruptcies already have a low credit score due to delinquent …

Have you ever had a stalker? I would not want to be mistaken for a one upper, but I have an entire company stalking me. The company is H and R Block. A few years …

With the recent major decline of the stock market, many investors are looking for safe places to stash their money until the market stabilizes and begins a recovery. Others have decided they simply can no …

Municipal bond issues are much like county bond issues.  Unless absolutely necessary voters should vote “No” on bond issues. There are several important reasons why voters should vote “No” on any upcoming bond issues in …

With the widespread use of cards instead of currency, credit card theft or fraud is a prevalent crime in today’s society. There are a multitude of ways that a criminal can steal your credit card information and …

Even during the period of global economic slowdown, reducing costs doesn’t mean limiting your weight-loss success. In fact, there are enormous, inexpensive but effective ways to get you in good shape without paying expensive bills …

U.S. Savings Bonds are debt instruments issued by the U.S. Treasury. When you buy one, you become one of the creditors that holds the United States’ debt, so it is backed by the full faith …

The stock market, sometimes referred to as the equity market, is a trading place for company shares (stocks) and other financial instruments (derivatives). The price of the stocks is measured by an index, in the …

The penalty for lying to a grand jury can prove quite punitive, and for good reason. Cases brought before a grand jury, as with no other fact-finding forum, primarily deal with seriously felonious activity of …

For someone who is really strapped for cash and who needs financial assistance immediately, the payday loan appears to be the answer. All it takes is a bank account and an income and within a …

Having a mortgage lender foreclose on a property involves more than losing ownership of your home. It precipitates several negative credit consequences, which go far beyond a damaged credit reputation in some cases. While it might …

No-one wants to spend more time than absolutely necessary on setting up and tracking a budget. So a quick and useful budget would have three headings: Income, expenditures and surplus/deficit. Right? No, very wrong. Such …

Finding a trustworthy insurance company is crucial when purchasing a home. Some homeowner insurance policies fit within a budget but do not provide the coverage that many customers need; or the coverage fits the need …

Toll Brothers (TOL) rules the luxury home industry. Yet Toll does not build custom homes, but rather customizes homes that share many uniform features. This way, the company combines the individualized features upscale buyers prefer …

I do not want to start off this article by telling you what an annuity is nor do I want to delve into the negativities. Instead, I want to clarify some things for you. I …

Unclaimed property laws impact nearly every business. Whether a business has a sole employee, issues credits to customers, rents property or offers gift cards, they may be subject to unclaimed property reporting. This reporting is …

There are a array of benefits to investing in mutual funds; some of these advantages will be discussed below: (1) Mutual funds don’t demand large up front sums to get the investment rolling: If you …

Retirement. It is something that most of us look forward to. Enjoying a life of leisure doing what we want when we want. The key to having a successful retirement is to plan, the earlier …

Almost anyone will tell you when it comes to expenses and major purchases a car will rank second only to a home. This has always been the case when taking relative prices of these two …

Creating a healthy portfolio which fits your needs was already difficult. You need money for short-term and long-term goals and we never know when it is the right moment for buying and selling. We don’t …

Financing college with bad credit is not a problem for students who qualify for financial aid as they can apply for federal student loans without any credit checks. However bad credit can present problems if additional lending is …