With the overabundance of financial information available on the Internet, it can difficult to weed out the less than accurate information. Some information available is not only false, but can increase your financial stress. People …

Homeowners insurance can take a pretty big bite.  If you’re smart about it, though, there are plenty of ways to keep your insurance costs down. 1.  Factor in the price of homeowners insurance when valuing …

Summer is finally here which means it is time for a much-need vacation. However, you do not have much money to spend on a vacation this year. You should not worry because there are several …

I can think of only one reason for a lawyer to be required to provide pro bono services, while I can think of many reasons why this is an idea that should be discarded forthwith. …

A will or testament is a legal declaration by which a person, the testator, names one or more persons to manage his/her estate and provides for the transfer of his property at death. At one …

For a short time I was in the business of selling life insurance. We were told to do what it took to get the sale. When it comes to life insurance, different people should buy …

Working in the fraud department of a bank for seven years, the most hateful part of my job was calling someone and telling them that the check they deposited was counterfeit. It’s especially hard when …

A limited liability company, also known as LLC is an exceptional business organization that combines some feature of corporation with partnership or sole proprietorship and creates a room for its members to gain flexibility and …

For many students, paying for college can be a difficult task. However, you don’t need to be rich or have a healthy college fund at your disposal in order to finance your college career. There …

When the market has an especially bad day, week, or more, it is natural to think of getting short. Shorting, of course, is betting that the market, some segment of it, or some stock, will …

It cannot be denied that attorneys, the judge, and jury were all quite aware of race in the Trayvon Martin/George Zimmerman case. However, the question arises; did race play a role in the outcome of …

Saving money in the modern world isn’t nearly as hard as one might figure. The truly difficult task is actually breaking down the best ways to save money in this world, and shrinking it all …

In the summer of 2006, by a single vote, the Senate failed to pass a proposed constitutional amendment to ban desecrating the American flag. Many Americans would agree that the issue was far more political …

If you are considering making any type of purchase whether it’s a house, a car, or just automobile insurance, your credit score can either help or hurt you. Potential creditors review your score to see …

With mortgage interest rates at historic 70 year lows now is a great time to refinance your mortgage. Before you refinance here are some important questions you need to answer: Is my home worth more than I owe …

With news of the collapsing sub-prime mortgage market and worries that the market’s over-valued, many analysts in the financial news media are running around like Chicken Little proclaiming that the market’s going down and you …

Riding Out the Storm The economic news as of late has been more than dismal, it has put the “ug” in ugly. With house prices taking a kick to the shins, it is no wonder …

For many students, a student loan will be the largest debt that they have incurred to date. In some cases, it may also be the first large loan that has been undertaken. Just like a …

Insurance is a risk-management tool. However, insurers are in the business of insurance as a going concern and to make a profit. They are not inclined to insure every risk that people or entities may …

Saving money has become necessary for many people as some are facing a tough economy and others may have lost their jobs. Coupons help you save money, and this article gives you tips on how …

In the debate over abortion, I think the nays have it whether or not they’re right. Why? Because this is a discussion over civil rights. It’s the pregnant woman (often: teen)’s choice, not the choice …

How to Perform Employee Background Checks Every business, large and small, must make a decision whether or not they want to conduct background checks on job applicants, keeping in mind that a background check can …

Saving money in this economy can be tough, but with the right state of mind it can be done. There are many ways to save money without putting money into your savings account. One of …

According to the Certified Financial Planner Board, “financial planning is the process of meeting your goals through proper management of your finances”. While financial planning can be complicated for ‘high net individuals’, it is fairly …

Traditionally, home warranty insurance was a product offered by a seller who wished to gain an extra edge over his competition. In recent years, however, home buyers and even home owners in general realized that …

Sellers are looking to sell their houses quickly for a number of reasons. If people can no longer afford their payments they need to sell before their house goes into foreclosure and has a negative …

Many people correctly identify that their credit score is of importance when it comes to applying for loans and credit cards, rentals, employment and insurance. Yet studies show that the majority of people have only a …

Emotions, often called feelings, are a compelling force within our mind that has the power to influence our behavior and drive us into making immediate action. We experience emotions in three primary types: ecstasy, terror, …

There are countless jobs that carry inherent risks such as firefighters, police officers and other law enforcement roles. While the people who enter these professions understand the risks, there are other jobs that present serious …

Motorcycle accidents occur daily across the United States, resulting in more than 5,000 deaths every year. From 2011 to 2012, there was a 9 percent increase in accident reports nationwide, according to a Sacramento Bee …