Bulgaria has a lot of the characteristics of a country you want to invest in property in: high growth potential, high certainty of growth and a population that will likely get more and more money …

There are three nationwide credit reporting agencies: Equifax, Experian, and TransUnion. The federal Fair Credit Reporting Act (FCRA) requires that each of these companies provide you, upon request, at one free copy of your credit …

More than ever this New Year people seem to be anxious about their jobs and financial situation. I know that we have seen many downturns in the past but I suppose it is just because …

Sometimes you’ve gotta take your lumps. The stumbling economy has had a real impact on my life and family on a day-to-day basis. As a tattoo artist, I am sometimes out of the economic loop; …

Considering the rising cost of foods, saving money while grocery shopping has become an art in itself. It is hard to get what you need when shopping on a budget, or is it? Most of …

Growing up in America, most children have heard the phrase, “bad credit or no credit” more times than they can count. Is this the ultimate downfall of our society? Is it possible that this is …

Financial freedom means being able to meet your financial commitments from your earned income and have enough left to do the good stuff in life –  vacations, hobbies and treats for the kids. Financial freedom …

Responsibly purchasing life insurance requires the same preparation all other endeavors require. I recently purchased a policy and was quickly overwhelmed by all the available options. Since I’ve sold insurance as a telemarketer I knew …

For some, being able to discern wants from needs plays a critical role in becoming financially independent; for others, especially during these difficult and challenging economic times, it can stave off the specter of financial …

Considering how to trim back on your entertainment budget will of course depend on a great deal of factors. It will depend upon what your chosen form of entertainment is, the cheaper alternatives which may …

In the future there will have to be a restructuring of insurance companies. They will have to be either non-profit or government run. That way they will be looking out for their constituents’ interests and …

Savings accounts can vary somewhat, as some can have variable interest rates and some have fixed rate. Variable interest rate accounts are those for which the interest rate can be adjusted. However, a fixed interest …

There are many different types of mutual funds you can invest in. Two of the broadest categories for mutual funds are index funds and actively managed funds. The differences between index funds and managed funds …

Mortgage lenders typically require borrowers to insure their mortgage. This ensures that the lender does not risk loss on repossession or reselling of the property in the event of the mortgagee’s death. Mortgage life insurance …

Struggling to keep control of personal debt appears to be a common occurrence in this day and age. Unfortunately, with the ‘I want it now’ culture that many people appear to have it embraced, it …

Sad but true. Most financial agencies are biased when it comes to ratings. It is business. They cannot transact with someone they know cannot afford what they are selling or who cannot afford to pay …

At face value, money management is not all that complex.  Most people know that individuals are supposed to spend less than their income so that they can eventually save up for things or keep pace …

How to transfer money online? On-line wire transfer is a method of transferring cash from one account to another. The need to send money for business, family and friends is increasing. The quickest and most …

Everyone knows the need to budget. Knowing what comes in to what goes out determines the level of future wealth and happiness. But making a start isn’t easy. Much of the problem lies in the …

Pawn brokers, fast cash establishments, and car title loans are different faces put on the same problem. These are questionable businesses that count on customers not being able to pay off their loans. The idea …

If you have poor credit rating, or your score is non-existent due to a lack of having used credit, you may be tempted to get a prepaid debit or credit card. Doing so isn’t a …

Tips For Living In Today’s Economy.      There are several different ways that you can pinch pennies in today’s economy. One thing that has to be done is to put your self on a budget. …

It is important to know the difference between investing and trading. Many would-be investors get enamored with the idea of constantly buying low and selling high. While it is completely viable to devote years of …

For most people, commuting is an unavoidable part of the working day, as they live out of town or in an area where there are no jobs and so are forced to find employment elsewhere. …

One of the biggest areas where you can save money is on your home mortgage.  Are you aware that if you can make just one extra payment a year you can shorten your mortgage by …

According to ABC News, unclaimed property scams are becoming more prominent. Many of these firms claim that they have identified hundreds or thousands of dollars being withheld from their rightful owners. Frequently, these scams are …

Insurance can be complicated, especially for the business that is trying to decide what type of policy to get. There are two main types of policies, claims made and occurrence. Both have their advantages and …

A will is an important and useful legal expression of your wishes at your death. With a will, you decide who will receive your money, possessions and property. Without a will, your money, possessions and …

How to prepare a budget How many of us dread the last week of the month, when our bank balance gloomily predicts that we have just a hundred bucks to survive on, and we realize …

The best time to buy life insurance is when you are young, single, and healthy, and do not need the protection of life insurance policies. Insurance companies are very weird. They do not sell you …