Student Loans after Bankruptcy

Student Loans after Bankruptcy

If you filed for bankruptcy but still want to go to college and need student loans to go, don’t feel financing your education is impossible. While private loans are virtually an impossibility, students that filed …
How to improve your credit rating

How to improve your credit rating

If you have been searching for a loan or other financial product recently and have been unsuccessful, it is likely because you have a lower credit score than the lender will accept. Very few people …
Invest in Exelon

Invest in Exelon

Exelon Corporation (NYSE: EXC) is a company which produces and generates electricity, providing power to over 5.4 million customers in Illinois, Pennsylvania, and New Jersey. The company was formed after a 2000 merger between Unicom …
Constitutional Contract Law

Constitutional Contract Law

Can we learn something from the threat to Fort Dix? The National Rifle Association’s pernicious propaganda combined with popular misunderstandings of American history seem to dominate in the minds of many who address this issue. …
An Overview of Bond Types

An Overview of Bond Types

Definition: A Bond is a contracted debt that obligates the borrower to pay periodical interest (except zero coupon bond) and to repay principal at maturity to lender. The borrower is the issuer of the bond,the …
Tax Lien Investing

Tax Lien Investing

A “lien” is a form of security interest where property is used to ensure repayment of a loan or performance of some other contractual obligation.  Think mortgage, for instance. A “tax lien” is when the …
What is a Flight to Quality among Investors

What is a Flight to Quality among Investors

In the world of investing there are many expressions and phrases that are commonly used among professionals, but that can sometimes seem quite confusing to the general public. While not as bewildering as the actual …
What is a self Directed Ira

What is a self Directed Ira

IRA stands for Individual Retirement Account. It is actually a kind of retirement investment plan, but there are features that are unique to a self directed IRA plan that makes it stand out from its …
Anticipatory Breach Material Breach

Anticipatory Breach Material Breach

Black’s Law Dictionary defines a breach of contract as a “iolation of a contractual obligation by failing to perform one’s own promise, by repudiating it, or by interfering with another party’s performance.”  The Second Restatement …
Reasons to have a Diy Divorce

Reasons to have a Diy Divorce

It is an unfortunate fact in today’s society that about half of marriages end in divorce, and lawyers make a great deal of money from marital discord and discontentment.  However, many divorces can be handled …
Managing Student Loans

Managing Student Loans

Students are increasingly wary of running up high levels of student loan debt to finance college as costs rise year on year. Whilst it helps to be born into a wealthy family with a silver …
Benefits of Unsecured Loans

Benefits of Unsecured Loans

An unsecured loan is a very popular type of loan. In this type of loan, you do not put up any collateral such as a house. This makes it more of a risk for the …
The best Websites for Printable Coupons

The best Websites for Printable Coupons

Searching for the best printable coupons online can be a bit intimidating. There are several sites promising that they have the best savings, yet then one finds out it’s just another advertisement. There are legitimate …
Reducing your Auto Insurance Premium

Reducing your Auto Insurance Premium

It’s a must have for anyone driving. And yes, it’s expensive. But auto insurance doesn’t have to take you for granted. Many people are victims of obnoxiously high rates and figure there’s little to nothing …
Investment Property Defined

Investment Property Defined

It is difficult to define what property is the best for investment purposes, but if you are a developer or a builder there are key factors that can impact the true value of the property. …
Vat on Education

Vat on Education

An exemption from UK value added tax (VAT) applies to the supply by an eligible body of education and vocational training. The exemption also applies to research if supplied to another eligible body. An eligible …
Divorce and Insurance changes

Divorce and Insurance changes

When a divorce is the sole reason for a change, no one wins and the outcome can have drastic repercussions. Unfortunately, one of the most important changes to a family or couple is the final …
Constitutional Contract Law

Constitutional Contract Law

“Flag Burning Should Forever Be Legal” Imagine this scenario: you are watching the news and they go to a protest rally in China. Students are protesting for women’s rights and start burning the flag. Immediatly …
How to get out of Debt

How to get out of Debt

Today, thousands or even millions of people or corporations owe money from another. In America alone, about 46% of their population has suffered the negative and stress-inducing effects of debt. Debt is seen as a …
Investing in Gold Gems and Platinum

Investing in Gold Gems and Platinum

Investing Opportunities in Gold A few months back it was hard to believe that gold prices could go past $1000 an ounce so soon. When they did, it was a surprise. Anyway the expectation is …