One of the many great excitements of the current times are the elections. Candidates bickering back and forth who can fix what and how. What we all care about the most is who can make …

In taking into account what exactly a school’s responsibility is in dealing with a “loner” in a scholastic and social environment, there are many factors you have to consider. The first one, and main one, …

Clearly the easiest way to save on credit card debt is not to have the card in the first place. However, with many stores ceasing to accept personal cheques, and the rise in internet purchasing, …

Non-violent crimes should be punished in non-violent retribution. Studies back up the reasons why. 1. Recidivism Non-violent criminals have a recidivism rate of only 3% according to the Department of Justice. Once caught, these criminals …

Regardless of age or financial circumstances, every individual should seriously consider taking the time to prepare a will. Although many people believe that wills and estate planning in general are only for those in the …

A credit card can be many things. If you’re in a jam, it’s an emergency life-saver. If you’ve forgotten your wallet, it’s extra cash. If you see something you just have to have, it’s the …

How would you react if you suddenly find yourself held hostage to your credit card? You could well find it happening sooner than you think, and exemplary card users who have never had a late …

Everyone has a different opinion about gay marriage; most opinions are based on religion and moral reasoning. However, if everyone just stopped for one minute they would be able to realize that the backbone of …

A contract is an agreement between two or more parties to exchange goods, services or both for a certain value. All parties involved should comply with the rules of the contract and should agree to …

Is suing the American way? Every day you read or hear on the local news About police brutality, some one getting killed while in a night club, or even involved in an car incident. Yes! …

“Guns don’t kill people, people kill people”..yes we’ve all heard this statement before. For those of you who aren’t clever enough to distinguish between killing in self-defense and killing in cold blood, let me tell …

The rationale for requiring credit scores in the tenant screening process is that presumably a prospective tenant who does not pay their other bills might not pay the rent either. However, a credit score does …

It’s amazing that I stumbled upon this article title! I’ve actually written a cover letter to go along with my job resume to bring along with me as I’ve applied to a few of the …

Why worry about your investment style? After all, you have easy access to high quality analysis and research, up to the minute market information, and tens of thousands of mutual funds all vying for your …

Many people simply do not want to acknowledge when they are spending too much, preferring to hope that things will simply correct themselves. However, unless overspending is identified and tackled, it can lead to a …

One minute you are checking your email, the next your computer reboots itself. Then it reboots again. It continuously reboots over and over. It’s another virus. Computer viruses cannot be overlooked, so many people and …

Having your driver’s license suspended may be due to several reasons. Sometimes you may not know why you have been stopped by a traffic officer. In most cases, your license may be suspended after a DUI (Driving …

Is the price of AAA membership worth it? That all depends on the member. For those whose main concern is roadside assistance, a AAA card is a form of insurance. Chances are you won’t need …

Alcohol and drug testing is not currently required by any laws to issue an insurance policy. However, this type of testing may be performed when there is an automobile accident. Some insurance companies may be …

Federal laws and unauthorized use of your credit card remains a questionable situation to recover costs.  Stronger Consumer Protection laws are needed, with many new laws being added to make banks and credit unions react …

For those wishing to erase their credit card debt, they must first face up to the amount they owe. It is only by doing this, and not hiding away the credit card bill within dusty …

Judicial Abuse of Parent’s Rights When does the state have the right to remove a child from the custody of a custodial parent? This story is about a little girl age seven living in the …

Do you have a checking or savings account at all? If so, you might want to know that you can do all your banking on the Internet these days. From balance transfers, making payments or …

With the volatility of the current real estate market and the volumes of “product” sitting on the market going stale, seller financing is going to be the wave of the future. What is seller financing …

Family-owned businesses are often tough to govern. Shareholder control, compensation structures and succession plans all can be cause for legal disputes between family members. Without proper documentation to help address and resolve these issues, a family-owned …

It’s never too early to start learning about investments, and any enthusiasm you can share with a child will (you know I’m going to stoop to this one) pay dividends in the long run. However, …

As a former Mutual Fund Investment Adviser, I have talked to thousands of people all across North America about Mutual Funds. Mutual Funds can be very complicated and overwhelming. This can prevent many people from …

The Internet Tax Freedom Act (ITFA) of 1998 was enacted in order to prevent federal, state, and local governments from taxing Internet access and some related technologies. This is intended to promote the commercial, educational, …

Being a parent you have certain moral and legal responsibilities towards you child. As a member of society you also have certain responsibilities in my opinion.In the United Kingdom Parents are held responsible for there …

To answer the question of whether prostitution should be legalized, all one need do is ask the question of why it is illegal in the first place. So, why is prostitution illegal? Because it’s gross? …