Every state in the U.S has a state-run police agency such as the Nebraska State Patrol or Hawaii’s Department of Public Safety. The officers in these agencies play many different roles such as interstate or …

Personal loans are offered to you many of different ways such as advertisement,by mail newspapers,t.v., radio.or by email on your computer.A good tip is that you should only use personal loans in a emergency or …

A college loan is the least favorable way to pay for college, as it eventually must be paid back, but yet for many students, it has been a lifeline to obtaining higher education and making …

Saving money is one of the most important things you can do for yourself and your family. It doesn’t matter how old you are, saving money needs to be a priority. You never can tell …

In the past, before credit cards, people had to save for things that they wanted.  Now credit is readily available for many people. This can be helpful if you use credit responsibly, but if not …

Repurchase agreements are short-term financial transactions between traders of government securities; often financial institutions and government agents, but also private parties. These transactions typically involve large amounts of money and require the seller of financial …

Reducing taxes through ‘tax free investments’ may be a good idea when one wants to increase financial leverage of one’s income and/or lower taxable income for a given year via a lower tax bracket ex …

Beating the market is easy. The problem is that most investors go at it the wrong way! It is almost impossible to pick a series of individual investments that beats the market, since you would …

Financial fitness, like physical fitness, should begin early in life. As parents, we are our children’s first teachers, and it is our responsibility to teach them about financial discipline. The first step toward teaching your …

Vote for me and I’ll give you free cash! The Working Family Tax Credit is quite simply an electoral bribe to subsidize the national minimum wage, both employees and employers dependant on Labor staying in …

One of the problems with young people today is they are not thinking about their retirement. The people who are living on Social Security now are having a rough time paying their bills from a …

The U.S. Government is the largest borrower in the world; its debt load is well over seven trillion dollars and this number keeps getting higher due to deficit trend rising in recent years. The Government …

A home is one of the largest and most meaningful investments a person can make. Most homeowners understand the importance of having a homeowners insurance policy to cover the costs of rebuilding a house and …

In Montana, single parents can get loans and financial aid for college. Loan programs offer help for single mother and fathers with student loans that cater to their particular needs. There are several programs in …

A thousand millionaires owed no US Federal tax in 2007. 1,646 tax filers with incomes from $500,000 to $1 million were ruled to be “nontaxable”. While this was a tiny drop in the ocean of …

To succeed in investing, one of the most basic and fundamental concepts investors have to understand is the inverse relationship between bond prices and interest rates. This forms the base of many investing strategy assumptions …

The recent decline of the U. S stock market and financial markets around the world, since the Dow Jones reached record high of 14,000 in July 2007, attributed by many investors and financial analyst by …

Attending university is exciting, scary – and expensive. The best things in life are free, according to the song, but further education isn’t, and the stress of supporting yourself through university can impact seriously on …

The trouble with Tax refunds is that everyone wants to spend them for us. Listen, laugh and if you are over-pressured, ask if the speaker is even getting a tax refund or owes money. If …

Over the past several years, since the American credit crisis, central bankers around the world have been intervening in the bond markets unusually aggressively. Their goal has been to stabilize the markets and get private …

Lethal injection was to be a more humane way of execution but, ironically, it backfired.  However, what can be more inhumane executing a person with a room full, watching?  I realize this is for the …

Racial tensions are sadly embedded in the history of the United States. It was prevalent back in the time of the Civil War, where slavery in the South divided a nation. It had not disappeared …

Everyone works hard to earn their money yet many are happy to waste quite an unnecessary amount of it by simply not making the best financial decisions. Instead of making your money and watching it …

Before investing in Vera Bradley (VRA), you should know more about the company. Vera Bradley is a producer, marketer, and retailer of quilted cotton luggage, handbags, and accessories, such as cosmetic bags, scarves, and wallets. …

Before we look at how people can save money, it’s useful to first address the question of why people should save money. Often, people get into the habit of spending every last dime that they …

How much of your own money would you like to borrow? Sounds silly doesn’t it? Borrowing your own money! But that’s exactly what we’re talking about when we say borrow money against your life insurance …

Travel health insurance is something that many people overlook when they go traveling. This is a mistake as not having travel health insurance can lead to travelers owing thousands of dollars in medical fees.  What …

When one thinks of insurance (any kind of insurance), one must think of it in terms of gambling.  If this is the mindset, it makes understanding how rates are set for premiums on various forms …

If President Obama’s government healthcare is so great why are the costs of healthcare insurance continuing to rise? Have you looked at your healthcare bills lately? My wife works as an accountant for a large …

Mortgage financing or any other purpose for the loan such as an education loan, auto loan or construction loan can be tedious especially if it is a long term plan, an individual has to decide …