Put simply, tort’ is a term used to describe an injury other than a breach of contract that the law will redress with damages. The proposition that tort law deters wrongful conduct and therefore should …

Is extreme couponing really worth all the time that it requires to cut and sort coupons, search out the perfect deal and then plan a trip to the store to redeem your coupons for products …

For people who have watched their house price plummet, and their mortgage plunge deep underwater, a foreclosure may not just seem like an economic necessity but even a relief. In many places it is possible …

I am of two minds about the death penalty in general. I think for certain crimes, like murders, the death penalty is obviously a good way to punish the perpetrators. If they have the heart, …

When buying a home it would be easy to be overwhelmed with the endless questions and uncertainties. One of the necessities that needs careful planning and research is homeowners insurance coverage. Required by mortgage holders, …

If you have been thinking about investing in a restaurant or in restaurant stocks, you need to look at specific types of restaurants and what is happening in the economy right now. In some ways …

A life insurance policy is often provided by an insurance company which will allocate a limited amount of funds when an individual who has been insured passes away. The amount of money that is allocated …

In 1979, my husband was history with the slamming of the front door, but the already past due mortgage wasn’t. At the time, I had two young children, no job, our credit was non-existent, and …

The year 2014 could be one of the biggest ever in bringing terrorists to justice. Beginning March 3, Manhattan’s federal court was the scene of the first of many trials scheduled for the upcoming year. …

Debt consolidation offers a borrower an appropriate platform to put all of his or her debts into a single account,such that a worsening debt situation is reversed completely.With only one outstanding loan,the borrower is better …

You deposit your money in the bank. Where does it go? Is it stored in a big vault in the basement of the bank waiting for you to withdraw it? Keep reading to learn the …

Are you thinking about investing while in college? Who doesn’t want to kill two birds with one stone? Investing goals while in college will assist engagement in your business classes. There are many questions you …

Money is tight these days, so it would make sense to try and save money any way possible. One good way to save money is through making the best use of energy in your house. …

In most cases, it is difficult to tell whether your neighbors are using drugs. It is possible to smoke, drink, snort, or inject any number of substances without leaving the privacy of your home or …

Artists don’t just have a burning need to create, they also need to license their artwork in order to earn royalties and make a living. An artist selling a painting once can only earn so …

The Capital Asset Pricing Model (CAPM) was developed in the mid-1960s by William Sharpe, John Lintner, and Jan Mossin who built upon the portfolio management theory developed by Harry Markowitz a dozen years before (Bodie, …

Debt can be a dangerous thing, and with more and more young people taking credit than ever before, and even a current account yielding features such as an overdraft, it is more important than ever …

Buying a property for the first time can be a challenge for the less financially savvy, but for others, it is just a matter of a hassle-free meet up with the mortgage loan broker or …

Many people mistakenly assume that if they contract a medical condition they will not be covered by their life insurance, but that’s not necessarily the case. It is possible to obtain high-risk policies that take …

The Supreme Court of the United States is the highest federal court in the country. The Supreme Court has the power and duty of judicial review. When it comes to decisions, the buck stops here. …

By definition, criminal behavior is a specific kind of behavior and has legal ramifications.  The word responsible has a precise meaning as well and has both legal connotations and parental fitness implications.  In making a …

Knowing how to find the right credit card for you is absolutely imperative for two reasons. It will allow you to maximise any rewards available on the card and it will allow you to minimise …

Most people at some time or another are going to be a little strapped for cash. When something unexpected happens when you’re in that situation and you would really rather not, or maybe can’t go …

As a respected professional in the Financial Industry I’d like to lay out some footing on what you need to know about business loans. My current position is with an international financial institution and I …

It is because we are game playing and that we all fear being seen as politically incorrect that we do not admit out loud that some form of profiling will at times potentially save the …

Many people experience great difficulty in trying to control their spending habits. Often enough, they cannot help but give in to impulse purchases. If that continues for long, their budget is definitely going to be …

Buying books about investing may be safer than buying stocks or bonds right now. Or, this may be the very best time to put new money in. Either way, reading some good books before plunging …

Univariate and multivariate financial analysis are two distinctly different forms or models of financial data analysis.  If you focus firstly on the prefixes uni- and multi- where uni means singular and multi, plural, then you start …

To say Roe vs. Wade, aka legal abortion, is ‘just,’ is obvious. But it’s not simply ‘just,’ it is necessary. There are few, I bet, who would say, “I like abortion.” Nobody likes abortion. I …

Michael Jackson may be gone but he made his mark on the world as a superstar in many different ways. Aphrodite Jones is a crime reporter who was asked to cover the Michael Jackson sexual …