Tenancy in this context does not refer to the landlord and tenant relationship. It refers to the ways one person enjoys an interest in land. Typically, individuals live on the same property and both share …

Compensation for a work injury may be obtained when an employer’s negligence has resulted in an accident. Solicitors offer no win no fee agreements meaning that the injured person pays no legal fees. There are many …

With the recent news reports with the Greece Eurozone turmoil finding worse as well as a double dip downturn properly going ahead, it is dreaded that we may well not be getting out of the …

Car insurance is mandatory in most states, and rates to insure your automobile can be quiet expensive. Luckily there are many ways to save money on car insurance with a few easy, simple tricks. Compare …

When Yang Lihong discovered that the life savings he kept in his stove at home had been chewed up by mice, the bank was able to piece the notes together. However if the stove had …

Usually, I am on the custodial parents side. I know what it is like to raise kids. Many hidden things such as haircuts, school supplies etc.. really can add up. But in certain situations the …

The distinction between defined benefit versus defined contribution pension plans comes from the actuarial liability implied by each scheme. In a defined benefit plan, the final pension available to a qualifying plan member is set …

Getting an insurance for a home is the best thing one can do for the family. This is because a lot can happen in the future. Accidents occur leaving everything in ashes. Very few people …

There are numerous risks to overdraft protection according to The Economic Review David Mengle of the Richmond Federal Reserve Bank. Overdraft payments pose a potential risk to a financial institution if there is no limit …

Identity theft involves the larceny and use of a person’s individual information such as name, Social Security number, date of birth and bank account number. An identity thief will use this information quite effortlessly to …

Frequent travelers can reward themselves with free hotel stays and an array of other benefits, by selecting the American Express Starwood Preferred Guest credit card. Although the card levies an annual fee of $65, waived …

There are many reasons a claim for insurance may not be recognised by an insurance company. This will depend on the type of insurance, (car, house, personal etc.) The exemptions to any policy are always …

Insurance is only prudent when it yields the best risk financing returns and only when all other risk transfer alternatives are less viable. Many buyers of insurance purchase insurance under the misguided notion that Insurance …

Unfortunately with cost of tuition rising it’s difficult for averaged income families to afford college tuition. Most people feel the only way to pay for college is to take out loans and many of them. …

Do you have a bad credit score? if this sounds like you, there are some things that you can do to get your credit score under control and get better credit. Getting a higher credit …

Debt management companies are on the increase. It is a growth industry which is never short of customers who are struggling to get a grip on their debts. Unfortunately many turn to these companies which …

Living frugally might not actually bring happiness, especially when there is no cause to live frugally, but it shouldn’t necessarily detract from it. Living according to means will assuredly alleviate problems associated with debt and …

Certainly, anyone who is guilty of a crime should be punished for it. In particular, those who abuse, sexually or otherwise, innocent children are the lowest of the low and I do not have much …

Has this ever happened to you? You’re driving down the road, minding your own business and, all of a sudden, you see those flashing blue lights in your rear-view mirror. Your heart starts racing, adrenaline …

In the United States’ criminal justice system, we follow a general rule that people are only punished for past wrongful acts that were intentionally performed. The distinction between the actus reus and mens rea goes …

There are two main sectors in the economy: public and private sectors.The private sector consists of profit and non-profit businesses.The non-profit is just a very minor compare to the profit part of the private sector …

The Volcker Rule refers to section 619 of the Dodd-Frank Act. This financial law was legislated by American Lawmakers to put under control the nation’s economic distress. The rule bans many forms of propriety trading …

Over the past few months there has been talk of the collapse of the automotive industry. Now General Motors, one of America’s largest automobile makers, is on the brink of bankruptcy and President Obama is …

What does it mean to put one’s money to work? Basically, when you have money, 99% of the time it is sitting in a checking account. Most people that have their money in a checking …

“The tree of liberty must be refreshed from time to time with the blood of patriots and tyrants. It is natural manure.” – Thomas Jefferson It is less a matter of freedom, or rights; civil, …

There are many factors to consider when getting started on real estate investments. When considering a property these factos have the potential to impact the true value of the property. As a developer or a …

Almost immediately after the constitution became the supreme law its detractors warned that to much unstrained powers had been given to the central government and the result would be nothing short of tyranny. Thomas Jefferson …

According to the U.S. Minimum Wage Directory, the federal minimum wage currently sits at $7.25 per hour, though individual states may have higher minimum wages, such as Washington with a $9.00 minimum wage. In 1938 …

When a company goes bankrupt, what happens to your retirement plan depends on what type of retirement plan it is. It also may depend on whether the company undergoes Chapter 7 or Chapter 13 bankruptcy. …

The Wild West was both American history and mythology. The name suggests it was a time of lawlessness and near anarchy where good and bad guys battled it out on the new frontier. In reality, …