Realistically, there is no age too young to start investing, but up until a certain age, advice and assistance are necessary to make sure that the money is well spent, not simply given away. By …

Reducing your grocery bill it almost like being juggler in a circus. This week we can spend $100 on groceries, but next we have to spend less for the dastardly car payment coming up. How …

Many U.S. corporations are in trouble in the current economy. Even though the banks are showing a profit, this is ephemeral because much of it is due to investing bailout money as well as raising …

The Pro’s and Cons of Child Life Insurance It’s something that none of us wants to think about~ the death of a child. But not taking the time to think through the financial implications of …

The Fair Credit Billing Act (FCBA) was enacted in 1974 as an amendment to the Truth in Landing Act.  The FCBA protects consumers from unfair credit and charge card billing, and provides ways to contest …

How easy is it for you to save money? Then again, are you really adding to your accumulated wealth or are you just saving the purchasing power of what you already have? Like it or …

With a potential economic meltdown and furious job cuts, it is up to each and every individual to find ways to manage their earnings to the best possible effect. Family spending may be one area …

When vacation time rolls around, it can actually cause more stress than relaxation due to financial strain. Exploring options on how to save money, can ease that stress and make for a great time. *Internet …

When you become unemployed, your first concern is how to deal with day-to-day debt without having to give up anything like your home or your car. There are things you can do to deal with …

There are many decisions that can negatively impact your financial future – both big and small.  Some of these are obvious and well-known, while others may be a surprise.   In general, saving money on a …

You may not realize it, but your credit score means a lot to your life. Whether you are trying to get a loan, cell phone or even a job, if you have bad credit you …

In the “old” days, there used to be banks called savings and loans and that was pretty much what they did. By specializing in savings, they were able to pay a good interest rate. Making …

NATURE BACKS DIVERSIFICATION IN INVESTMENT I am very interested in Nature and love everything about it – its timeless beauty, unsurpassed wisdom and the priceless lessons it attempts to teach investors. All these amazing attributes …

The Power of The C.O.T. Index The search for the Holy Grail of financial and commodity markets is about as old as the markets themselves. A journey that has caused many to throw their hands …

Managing your finances effectively and saving money is something you need to do all year long. However, during summer months, you need to be even more careful, as there will be more things you need …

What are the pros and cons of whole life insurance and other types of insurance policies Permanent Life insurance can be described as some of the following insurance products; You can use whole insurance policy, …

The best type of financial analysis will be determined by your investment goals and the financial Instruments that you have chosen to meet those investment goals.  You also need to understand the investment’s historical average …

Finding resources for free credit help are easy to find, but who do you trust? In the United States the free Consumer Credit Counseling agencies have been under investigation and the Internal Revenue Service has …

Suggesting that life insurance provides coverage for suicide may be slightly misleading. With a suicide exclusion clause, the beneficiary of someone who commits suicide would not be able to claim the death benefit at all. …

Credit scores, also known as FICO scores, are important because they can affect several areas of your life. Since the original use of credit scores as a financial metric, they have been utilized by more …

An overview of the top ten fund families chosen by Morningstar Fund Families online author David Kathman are: First Eagle and Oakmark at the very top both with $1,000.000 invested in the stocks and with …

Many people have life insurance, but some may not have as much as they should. Upon the death of an income earner, there are additional expenses to cover besides income loss; these include funeral expenses, …

It’s amazing how many people use the excuse “healthy food costs more”. It definitely can cost more, it’s all relevant to who is shopping, when they shop and what they are shopping for. What some …

In August of 2010, banking overdraft fees finally went away! Sort of. The Federal Reserve passed a new set of regulations which prohibited banks from charging any customers a fee if they’d tried to overdraw …

In the world of Christian financial advice there are two big players, Crown Financial Ministries and Dave Ramsay, who launched the Financial Peace University. Each uses God as an advertising tool to engage their Christian …

Being broke ain’t no joke.  Sometimes the best way to get out of a debt is to actually borrow more in the form of a debt consolidation loan.  Despite my joking use of the first …

Renter’s insurance doesn’t have to cost an arm and a leg to provide the safety and security your belongings and your home require.  There are some factors which go into the cost of renter’s insurance: …

Food bills can be expensive but eating is not something people can give up just because times are tough. There are many ways to lower food bills without having to resort to bland, tasteless food. …

Term insurance Term insurance products offer life cover for a specified term. The Insurer accepts the risk for a specified premium over a specified term and the cover ceases at the end of that term. …

Carpathian plc’s prime Polish property investments are currently up for sale. There should be a substantial return of capital coming to Carpathian’s shareholders soon. The shares are trading at a 64% discount to their underlying …