Having less than perfect credit in a tight lending market can result in consumers making desperate decisions. A common error that is made is responding to advertisements for bad credit loans, without realising that the …

Ask your insurance agent to explain the difference between various kinds of life insurance. He will tell you that there really are two kinds: temporary and permanent. Term insurance, he will explain, is the temporary …

Homeowner insurance is something that you need to protect the value of your house. Many of us, however, end up paying considerably more for home insurance than we need to. The good news, though, is …

The good news is that you do not have to choose between the two. You are allowed to have both an Individual Retirement Account (IRA) and a 401(k), 403(b), or other employer offered retirement plan. …

For those who have heard the term “mutual fund” but, like many others, do not understand what they are, the following answers to ten of the most frequently asked questions about these funds may provide …

The presumption of innocence in the English legal system, on which English speaking countries based their own law, is that inference in the criminal law, whereby an accused is considered innocent until proven guilty in …

Peace of mind comes at a very high price, if you live in Detroit, Michigan. This city is the most expensive city for car insurance, with New Orleans and Philadelphia coming in second and third. …

Saving money in today’s economical market is something we can all benefit from. Whether you’re a single parent, or a person with a six-figure income. You work hard for you money and are always look …

The U.S. Coast Guard reported $43,670,424 in boating property damage in 2006 in addition to 3,474 injuries and 710 deaths within U.S. waters. (uscgobating.org). Registered boat owners who did not own boat insurance at the …

Of course I would say they should be legal, because in fact, I own one. But if you have answered no to this question, I plead with you to try owning a small business and …

Criminals and Crime in Our Justice System are Weights Thrown on Scales Untarred Conviction requires a balancing system, or scales so to speak.Criminals we convict on non-violent crimes should not be put in jail pending …

“Web 2.0” is the name for the latest Internet based technologies. Web 2.0 now provides a much improved user’s experience but there are reasons to be cautious. This article will discuss some of the reasons …

Morocco easily ticks all the boxes as an undiscovered place for a vacation rental home. With flights from the UK being less than three hours’ duration and around six hours from the east coast of …

The Laffer Curve, although popularized and named for Arthur Laffer, is a very old (and somewhat obvious) concept in economics. It dictates, essentially, that at a tax rate of zero the government will earn no …

Don’t you hate it when you go to get money from an ATM and it asks you if you are willing to accept a 3 dollar fee to withdraw? Why should the ATM be able …

CommVault Systems Inc.(CVLT) is a data management company. It develops and distributes Simpana® software and other systems for data protection, information governance, and discovery. In effect, it provides insurance to customers against losing stored data. …

When considering the purchase of a condominium project with a Federal Housing Administration or FHA mortgage, it is important to make sure the project is on the FHA’s “approved” list of condo projects.  One of …

People live in an electronic world where purchases are regularly made with a swipe of plastic through a little machine. It’s easy, convenient and simple. It can also be a recipe for disaster. When you …

Living on a pension very often means that budgeting is necessary, particularly as the budget cuts of the government seem to affect those on a pension the worst. And unless you have put a lot …

Currency investments can be lucrative! The latest speculation to hit the market of the get rich quick schemes and geared towards unsuspecting consumers is to purchase the Iraqi Dinar. The dinar was first introduced in …

If you have taken your family to the movies lately, you know how shockingly hard it can hit your wallet. It is possible, though, to enjoy free or even inexpensive family outings if you are …

Prior to entering into any contract, it is important for all parties to understand common contract terms. Having a full understanding of these terms will enable all parties to enter into the contract fully informed of what …

Data storage capabilities are definitely not making surveillance more difficult. In fact, the new technologies have made it vastly more economical and feasible to capture and store everything that every person and business is doing …

It is a good idea to purchase travel insurance for any kind of trip – the costs are low and the benefits are potentially very great indeed. Since backpacking tends to come with higher attendant …

Federal law comes in three sources: 1) statutes published in the United States Code, 2) regulations created by federal agencies and published in the Code of Federal Regulations, and 3) legal decisions made by one …

Store cards, which often offer rewards, discounts, or points for your patronage, can be beneficial in many ways. However, not all of these cards are free, and not all deliver on the deals that they …

As the 2012 United States Presidential election heads towards conclusion, one topic seems to dominate the headlines. America is in the throes of one of its worst economic downturns. Unemployment remains at near all time …

At first glance the idea that there could be a disadvantage to having a second income seems outrageous. After all, who doesn’t need more money? However, when you properly examine the situation, you may well …

Both stocks and bonds are part of a corporation’s balance sheet. A bond is a loan to a company, and a stock is an equity in the company. So, if you buy stock, you own …

Unless you’ve taken an economics course in school, chances are you don’t know about handling money as well as you like to believe. Handling money is a skill, essential to everyone who wants prosperity and …