In February of 2010, Bernard Madhoff told the New York Magazine that the United States federal government operates a giant Ponzi scheme. Madhoff represents the worst of the parasites that leech money from unsuspecting “investors.” …

As the economy continues to recover slowly from the recession, many employees are slowly regaining their confidence in saving for retirement. The Great Recession took its toll on many retirement accounts, causing millions of dollars …

With home foreclosures at an all-time high, there’s no shortage of great opportunities for buyers and real estate investors. Buying foreclosure homes can be a great way to save money, and invest for future. But …

The price of renter’s insurance varies depending on several factors.  These factors are  1. Which coverage you buy,  2. How much coverage you buy,  and 3. How much deductible you choose. – Which Coverage You …

A new study suggests that old wrinkled bills of various denominations are spent more quickly than new crisp bills. If these findings are any indicator, people prefer their money to be, perhaps like dress clothes, …

With the holiday season in full swing, it is once again time to do some shopping for your loved ones. However, this does not necessarily have to be a big blow to your bank account. …

When thinking about Mutual Funds, one of the first companies that comes to mind for me is Vanguard. Vanguard has a reputation as being one of the best mutual fund companies in the business, and …

One way some people get services or goods for little or no money is by bartering. If you have hobby or service that would be of interest to others, you may want to consider offering …

Evaluating your Budget Managing your budget does not have to be difficult or time consuming. By taking some fundamental steps, you can gain better control of your spending and develop a more detailed view of …

Presumably so, more black people commit robbery, more white people commit heinous crimes, more Middle Eastern people commit terrorist acts, more Latino people commit assaults, more Asian people commit white collar crimes; however, logically all …

Literally thousands of people are in over their heads in credit card debt. Many have several credit cards that are maxed to the limit. There is no money to pay bills, no money to buy …

Easy Tax Time And Still Worth The Fees For Us! ~H&R Block~ Pros: Close by, friendly service, our refunds got better!Cons: High fees. NO PANIC, NO HASSLE! I’ve filed jointly with my husband for years. …

The legal battle over the personal freedom to use Marijuana has been surging for decades. The marijuana debate is nothing new, and has become a huge public issue. It’s perhaps one of the most controversial …

Usually, when purchasing home appliances people resort to credit cards because it is the most comfortable source of financing and is always in hand. However, due to the high prices of some domestic devices, resorting …

How much investment risk are you willing to tolerate? Your investment goals, your personality and especially your emotional makeup determine your tolerance for risk. You can’t change the basic relationship between risk and reward, but …

Courts in the United States are divided between the federal court system and the state court system. The systems sometimes intertwine, which can make US courts difficult for US citizens, let alone people from other …

Advantages to Commercial Banking  Commercial banking describes a setup where a financial institution provides such financial services like accepting and checking deposits, providing real estate and business loans to its customers. Commercial banks take up …

You’re in the store with a friend, and they suddenly she tells you to cover her. Before you can ask why, she’s quickly grabbed a shirt and stuffed in into her bag. You’re shocked – your …

Basically, the costs of owning a fund are called the expense ratio. The expense ratio represents the percentage of the fund’s assets that go directly toward the expense of running the fund. The expense ratio …

Having a stash of cash set by in a savings medium is the optimum way to cope with unforeseen emergencies which can threaten ones financial position. Lack of preparedness to cope with emergencies that require …

The rise and fall in interest rates affects everyone. In reality there are two types of interest rates, long term and short term. The long-term interest rates are basic steered by the money markets and …

This article is focused on safe practices for online banking “transactions”, so that’s what I intend to focus upon rather than the safety considerations that apply for the overall usage of online banking. For those …

Foreclosure is bad news for homeowners. It’s the legal process by which a lending organisation cancels the borrower’s right of redemption on the mortgaged property. Typically, a date is set by which the homeowner must …

Calculating the value of your home for home insurance purposes is not as simple as merely estimating a present market value or reporting the amount you paid for the home when you purchased it. Instead, …

When the stock market prices drop, in some cases it could have some affects on consumer spending. Dropping market prices can have an effect on both individuals and businesses.  If stock market price drops are …

Finding a law firm is like finding a medical practice. It is rare these days to find attorneys who fly solo, so looking for an attorney who is associated with a law firm will provide …

The main difference between an in-house lawyer (IHL) and a private practice lawyer (PPL) is that the former works as a paid employee within a business, and the latter has a multitude of both business …

A natural monopoly is a common term that is used in public sector economics. A monopoly is defined as a single exclusive seller in a specific market. Economics Online defines a natural monopoly as a …

The rules for governing lawyers advertising services in the media has transformed since the 1977 U.S. Supreme Court ruling Bates v. State Bar of Arizona, 433 U.S. 350 (1977) Prior to this ruling most states …

In these difficult economic times, you may find yourself with too much debt and perhaps you are having difficulty meeting everyday expenses. If you are one of the millions of people who are struggling with …