You may not have chosen an insurance plan yet because it can be quite annoying and confusing. But here are helpful tips for you understand more about Medicare. Medicare Part A covers mainly hospitalizations, so …

Liability coverage has nothing to do with the structure or contents of your home, rather it is the coverage that protects you from having your home and property attached in lawsuit if someone is injured …

From the perspective of Shari’a (Islamic Law), Takaful is a cooperative venture that involves a group of people who pledge to support one another through monetary compensation in the event of a catastrophe.   This is …

Some policies are better than others when it comes to borrowing against the cash value or CV of the policy. Some policies have “preferred” loans and wash loans, and yes the money doesn’t actually come …

Today there is some activity by prosecutors to allow criminals to use plea bargaining. While this activity may not be illegal, I feel it focuses the attention on the criminal and not the victim(s). While …

Wal Mart is like the big bully who intimidates smaller children into handing over their lunch money. The company mostly sells products made by children who toil in Chinese labor camps. The company’s workers who …

If you are setting up a budget work sheet, then a suitable software package can make some difference. Certainly, there are a variety of software packages which may be suitable for budget work sheets. Spreadsheet …

Gun legislation usually attacks guns, be it as a whole or in certain types. But the NRA has taken a new turn in its tactics, going from fighting anti-gun legislation to helping to introduce a pro-gun rights …

Best forex broker is known as that broker who uses that Met-trader platform for the trading and build money on the spreads / commissions. If your revenue generating is extremely big, your broker is making …

Using the collar strategy to avoid paying capital gains taxes can be an effective strategy depending on the time horizon of the stock options, the particular stock options chosen and the performance of the underlying …

Staying cool while inside the house is a must in hot weather or heat waves of the summer. However there are problems with the energy demand and the cost of keeping a home cool. Not …

From a pure financial perspective, there is generally not much difference between a couple who are living happily together and a couple who are married. Therefore, for the most part, I will concentrate on why …

United States Commerce Department reported during 2006, personal savings rate a negative one percent comparably the worst showing in seventy-three years. 1 The government’s Bureau of Economic Analysis calculates personal savings rate. The calculated personal …

When President Obama was elected, the political tide began to lean in a direction that no longer favored the wealthy. The emphasis moved award from President Bush’s idea of an ownership society and moved toward …

Financial professionals will read company reports to assess investments in the interest of their organization, function, and objective(s). Some of the financial information reported by a company may include investment data, company objectives, project goals, …

It is always wise to have some sort of insurance coverage as an individual or a family. There are several insurance coverage packages which you can choose from to meet your health care needs. One …

Prompted by mass complaints of extortionate charges and usurious practices the credit card companies were reluctantly subjected to new credit card reform laws in February of 2010. Changes were enacted to protect the consumers that …

Disaster Preparedness and Terrorism Awareness are important parts of our overall personal and family safety plans. One of the most important things we can do is develop a strong understanding of disaster preparedness and knowledge …

Establishing savings is a great habit to adopt as it diminishes the need to rely on credit. Everyone can benefit by having an emergency fund. Even those who live to the full extent of their …

In no particular order, as the investors shortlisted come from different schools of investment theory and it would be hard to say who is better without personal bias for investment style coming into play. Warren …

Your credit score has a great impact on your lifestyle. If you have an excellent credit score of almost over 700, you will not have much financial problems even if you have a financial crisis …

One of the biggest challenges facing single parents who wish to improve their situation through a college degree is the uncertainty of the financial pressures they will face, and the lack of support. Throughout America …

Pay your bills online safely and quickly. One of the two biggest misconceptions about paying bills online is that the transmission of such sensitive financial data is not secure and that paying online leaves your …

The current estimate is that every three seconds someone’s identity is stolen. Don’t let this happen to you. There are ways you can help prevent becoming a victim of identity theft. Monitor your credit score: …

Oh, sure! If you believe it, I have a bridge in Brooklyn I’ll sell you cheap. Of course, a realtor will tell you it is possible to get a home loan with “lousy” credit. The …

How to Ask Your Employer For An Advance On Your Next Paycheck When times are tough and you find yourself living paycheck to paycheck, sometimes you need to borrow money to get by.  Many people …

Divorce is usually not a pleasant situation for either side, and it can be even more tense if there are children involved. Custody battles can be extremely emotional and difficult to win (if there is …

You made it through college. Congratulations. Oh, and now it is time to begin paying back that monumental student loan for many years to come. While graduating from college is an exciting time, the reality …

How Do I Get Real Low Mortgage Rates? A home loan is one of the biggest investments a consumer is likely to make. Arrangements for payment reach into the decades and it requires a great …

Forex stands for Foreign Exchange. A Forex trader simply trades currency by buying or selling of one currency over another. They do so buy placing orders on currency pairs. A currency pair consists of two …