Having poor credit is no deterrent to obtaining a loan, though it will carry much higher interest rates than those available to those with good credit. Whether getting a loan with poor credit is a …

How do you feel about sentencing juveniles to life imprisonment? In the years 1985/1986 in Michigan they started a Mandatory Minimum Sentence program for drug offences. This law was placed in situ in order to …

Changing your name is a fairly easy process in the UK. If you are over the age of 16 you can call yourself whatever you want, as long as it’s not done for fraudulent reasons. …

It was 7’o clock the day before the big concert. Everyone in the band including me had been playing their hearts out to trying to get ready, only to be interrupted by a knock on …

Metadata is a set of facts about a data set. These facts include description of who created, accessed, collected or modified the data. Metadata describes how and when these actions were taken. How the data …

Part of your monthly mortgage payment is an amount for interest charges. The interest will depend on what your interest rate is and the term of your loan. You may be able to save a …

When you purchase a home, one of the additional costs you will have is homeowners insurance. It is important to have adequate insurance coverage so in the event of damages, you will be able to …

There are many factors that go into how large your credit limit is, whether it is high or low. For example, if you have a long credit history and are seen as someone trustworthy to …

Big Business Since the creation of our nation the United States of America has been ran like abusiness and not like a nation. There are many similarities of any business, big or small, to how …

The most efficient way to enslave a nation is through the legal system. Passing laws that slowly remove citizens rights, history has proven, will suffocate any democratic state and make the people vulnerable to the …

The State of Minnesota actively encourages non traditional students, including single parents, to further their education to degree level. The 32 colleges and universities within Minnesota provide child care for independent students with children, and …

After 41 years of observing Charles Manson up close and personal in a prison cell, it should be clear to those who have the authority to make the decisions that he should never be released …

The world is a dangerous place. And the insurance that covers you at home, probably does not fully cover you abroad. Of course, these days you can insure anything, anywhere, anytime. That includes you and/or …

Every aspect of our lives contains some element of risk, be it our work, personal or family life. Some of these risks may be insurable, others may not. Insurance can be prudent in certain circumstances, …

Developing savings goals and savings plans can seem overwhelming! If you are accustomed to spending every dollar you see and even the unearned income that you can’t see, it may feel like your breath is …

Teaching young children about finances can be a difficult task. Sometimes they just don’t understand why you can’t afford to buy them everything they want or why you don’t have more money. Their undeveloped minds …

Lenders never asked borrowers how much they know about debt management. As a matter of fact they penalize you with late fees and increased rates when you fail to comply with the rules. That is …

The right of subrogation is an important general insurance principle, which ensures that the concept of indemnity is upheld. Subrogation is essentially the right of a legal entity to stand in place of another, if it indemnified …

VantageScore Solutions has made significant progress since launching the Vantage credit score. It has proved particularly effective in making inroads into providing scores for many who were previously excluded from the credit scoring system due …

 The youth of America are more worthy of “bail-out” that those big financial institutions. When I was in college, my federal loan had the stipulation that I repay my loan by helping out the country- …

There are quite a number of different circumstances that raise car insurance premiums. An example of such events include driver-fault accidents; these will raise your premiums by the next renewal date. However, should your no-claims …

As a “non smoker” of marijuana, my input can be considered balanced as I tend to be suspicious as to the reasons why it isn’t legalized, or for the reasons why many want it legalized.If …

The choice of getting a car is a wise one for any individual to make, in this day and age cars have ceased to be a luxury, but are now a necessity.That is if one …

Term life insurance, or term insurance, is life insurance which covers the bearer for a specified period of time, or term. A term can be virtually any length of time, but typically, term insurance policies …

There will be times wherein your wealth will become more of a burden than an asset to you. It is normally a result of poor or lack of knowledge or financial planning and strategy. Below …

In the book Multitude, authors Michael Hardt and Antonio Negri suggest that the term “war” on drugs is a very real war waged by the American Government against its own people. Illegal drug use in …

What is justice? Imagine a class that has just taken a test. Most of the students did fairly well, scoring anywhere from 80 to 90%. A couple of them scored lower than that, getting Cs …

Payday loans are so named because they become due on your next payday. That’s the way they work. You go to one of the places that offer them, ask for a loan, show them your …

Every day, every hour, the talk about credit sores is all over the media. It has almost become impossible to live without a credit score these days. The sudden rise of the credit score to …

The laws of patent, trademark and copyright vary from country to country. The laws and legal rights / obligations arising from them, therefore, differ in various parts of the globe. There are, however, some internationally …