If you struggle to make your salary last from one pay day to the next, and that last week before your next pay check feels like about six months then you’re in good company.  A …

Few things can cause as much family discord as money matters, thus it is vital to use utmost care when managing money with those you call your own. Heed the following money management advice when …

Children do not have an inherent understanding of the value of money. Time must be taken to help children to comprehend the value of saving money rather than spending it right away. The idea of …

Living on less money is something you have to get used to when you’re a student. Unless you happen to have very rich, generous parents the chances are you will be trying to make your …

Teenagers generally view personal finance as a topic they can start dealing with when they are older, but putting off your finances until you leave college can mean you miss out on a very valuable …

A credit score is a measure of your credit-worthiness and is based from an analysis of your credit files. Despite popular misconception, your credit score is not a set figure but changes depending on the …

Do-it-yourselfers regularly dive headlong into projects that would send others running for a professional contractor. DIYers are naturally frugal, opting to save on labor costs for home maintenance tasks they can do themselves. However, while …

Do you know how much debt is too much? George S. Clason, the author of “The Richest Man in Babylon” said “All men are born with more desire than they can justify.” Maybe it’s time …

Not having any savings in the bank is an even bigger danger for people with lower incomes and poor cash flow than it is for those more fortunate. Unfortunately, with little income and poor cash …

For almost all human beings the desire to become financially stable and realize the dreams which at one point may have appeared unthinkable should be a lifetime achievement. However, unless one sets him or herself …

Life insurance induces negative thoughts and emotions in the minds of many. Such persons may have had terrible experiences with greedy sales representatives or perhaps do not fully understand the concept. Sometimes even those with …

Two of the major reasons why people just don’t invest are that they just don’t have the money and that investing is too risky. Investing in mutual funds using an automatic investment plan avoids these …

With household and utility bills always seeming to be on the increase, saving on electricity within the home has never been more important. Cutting back on electricity usage is not necessarily a difficult thing to …

Hurricanes, natural disasters, accidents, illnesses, airline strikes or bankruptcies are just a few items that can wreck havoc on people’s vacation plans and trip investments. “There are as many options for travel insurance as there …

Do you feel like your credit card debt is out of control? If so you are not alone. According to a study by indexcreditcards.com, the average adult American is carrying over $3,700 in credit card …

When trying to improve your debt situation, paying a fee for anything definitely isn’t going to help you out. These companies that charge a fee to manage your debt aren’t actually doing anything to help …

The White House once again has been banging the drum to silence the free speech of bloggers on the Internet. Most people pay little attention to what is being said on this issue, but I …

Term insurance is called pure insurance because the premiums are payments that cover the risk of insuring alone. Whole life plans offer cash values and a longer coverage period. Thus, there are two fundamental differences …

Have a plan and stick to it. Do not deviate from that plan, or be sidetracked in any way. Go out with a certain amount of money, and make that your limit. Even then, try …

Most people never get close to using a budget. They think they do because most of the time there is money left over at the end of the month. You will hear them say that …

Most U.S. banks offer a similar array of services to their customers. The vast majority of a bank’s profit is made from loaning money to borrowers for mortgages, home equity loans, and credit cards. However, …

With each year that comes and goes, new chances to invest in the future come and go with them. Not all investments are quality ones however; the investment market in many ways especially in the …

In the present economic climate we need to do all we can to cut the cost of weekly groceries as much as we can to save costs. There is much we can do cut down …

freecreditreport.com 7 day FREE trial is actually a scam to get your credit card number and charge you a monthly fee as stated by new members. So far this company has been faced with over …

Several persons have more than one life insurance policy for one reason or another. You can even have a life insurance portfolio comprising policies from different insurers. Naturally, there are merits and demerits to this. …

Retirement does not mean the end of your useful or productive life. Instead look at it from the prospective of starting a new exciting time in your life. One of the most important things you …

Have you ever checked your bank account only to wonder where last week’s paycheck went? Opened your wallet to find a fist full of receipts and no cash? Most people put more planning into what …

There are painless ways of saving money, and in today’s economy, it is wise to save every penny you can.   Here are some tried-and-true strategies on how to keep more money in your pocket: …

Whatever one invests in, whether it be bonds, stocks, mutual funds or other, there will always be an element of risk involved.  The financial outcome that is anticipated may not actually eventuate, and depending on …

For a business owner seeking general insurance, the difference between a business insurance agent and broker is critical. There are important distinctions between the two that should influence whom you should insure your business with. …