There are many student loans available for future teachers. If you are studying to become a teacher, it is imperative that you understand your student loan options. There are two times when you need to …

A natural monopoly will arise whenever a company that is in production of goods and service possesses all the necessary equipment to carry out its goal of making a large profit. With so many businesses …

The best way to balance your portfolio between stocks bonds and mutual funds, is to first assess your level of risk tolerance. You’ll need to ask some important questions and be honest with yourself. Here …

Many people might be misinformed by the role of a process server. Movies such as the 2002 “Serving Sara” give an unrealistic view of what a process server is. In the movie, a process server goes …

Yes, these are trying times. Why? In our society here in America survival is not a trial we suffer. Any one can walk along the street and find enough change to buy a loaf of …

People have been using money for thousands of years. Certainly it makes a better servant than master, but given the advantages of using money, I am unsure why anyone would want to live without it, …

There are many benefits to refinancing your current auto loan. The most obvious and logical reason for most people to do this is a reduced interest rate, which can lower monthly payments depending on the …

Do you have a job? If so, that means that you also have a paycheck, and this means that you are going to have to turn that paper into cash somehow. If you have to …

Checking accounts were once simple bank accounts where people with some extra cash could keep it and draw on it by writing checks or withdrawing. Today’s checking accounts are filled with features, perks, and of …

Registration of works of “original authorship,” as the U.S. Copyright office calls them, is unnecessary for copyright protection to exist in the United States. It exists as soon as the work is created and “fixed in …

According to the World Health Organization health care cost in 2008, cost 5.7 trillion dollars and 7.29% of that were due to fraud. In the United States $2 trillion is spent annually on health care …

Taking out the “abortion” arguments, what this comes down to is should a child under the age of 18 be able to have a *medical procedure* without a parent’s consent? If people asked themselves this …

Not a lot happens these days without insurance. Insurance is simply a way of reducing your risk in an event or activity. Holding a concert, a sporting event or owning a house all attract an …

Wherever landlords rent to tenants disputes are likely to occur, although it doesn’t always happen. No matter which side someone is on, knowing landlord-tenant laws beforehand helps if disputes arise. While landlord-tenant clashes are sometimes …

Preparing for a firesale to raise funds. It’s difficult to assess the value of your valuables. The age old saying, “… one man’s trash is another man’s treasure” couldn’t be more true. Sentimentality always skews …

Things happen in this world that we have no control over and sometimes life gets in the way. When this happens we may stop doing things that we would normally take care of right away, …

If I knew at 18 what I know at 28, I could have prevented this from happening. Instead, I owe $150,000 to student loan companies with no escape. I hope that you will read this …

Mutual funds is one of the simplest yet effective ways of investing. Just in case you’re wondering what mutual funds are, they’re a pool of money gathered from several investors and are invested in several …

Racial profiling, is terrorism. Most notably, when the practice is used to oppress law-abiding citizens who factually absorbed horrid experiences via racial profiling. Therefore racial profiling can not ever become a viable option, for homeland …

Most teens are not ready to have the responsibility of having and using credit cards, nether are millions of adults. Millions of modern day teens have spent their whole lives watching their parents abuse the …

I guess this article will be my admission and my catharsis. I have just recently taken steps to pay off my credit card debt. To say it is in the $50,000 range is generous. Although …

When the US tightens the screws on its 12 million or so undocumented workers, Canadians should pay close attention. The US Department of Homeland Security (“DHS”) recently implemented an initiative to smoke out its illegals. …

Whether you are trying to fill up your first apartment, or are looking to redecorate your family home, buying furniture can get expensive very quickly. These days, it can be a struggle just to pay …

While almost half of all Americans do not pay any federal income taxes most Americans do pay some form of taxes in other ways such as in sales tax, payroll tax, state income tax, or …

Over the past few years Tazers have been used against criminals as a form of discipline. A tazer which is an electronic restraining/compliance device is used to stun the criminals completely with massive bolts of electricity. …

Investing in fine art can be wise financial move as the stock market and dollar falters. The International Art market continues to be strong as newly wealthy investors from emerging countries enter into collecting fine …

Having lived through the craziness of the 2005 hurricane season in South Florida, we’ve become very adept at preparing for a hurricane. Each year, prior to each hurricane we see the long lines at the …

Listen up, students and parents. Consolidating loans can save you a lot of money and is definitely worth doing if you have borrowed money for college education from more than one source. Who am I …

Mankind has struggled with poverty ever since societies evolved to the point where some members had more than others. We want to know why some have so much while others have so little. Is it …

Financial planning involves far more than the making and sticking to a budget. It covers things such as emergencies and retirement as well. Even the goals that you have in life can affect your financial …