What is a Quitclaim Deed

What is a Quitclaim Deed

A quitclaim deed is a type of deed by which a person (the “grantor”) grants real property (i.e., land) to another person (the “grantee”) and also disclaims any interest that he or she may have …
Bodily Injury Liability

Bodily Injury Liability

All states require you to carry some level of Bodily Injury Liability Coverage on your insurance policy.  Most people buy the insurance, but don’t read through their policies after purchasing them and file them away …
Open Mindedness – No

Open Mindedness – No

Well going to my opinion, I don’t think that an 18 year old school student should be criminally charged for having a relationship with a younger school classmate. You can’t just sue any school student …
Beware of the Tax Professionals

Beware of the Tax Professionals

I have been preparing taxes and H&R Block for three years and can explain, from my own experience, why people come to me, not a CPA, or use software. First, I explain what I am …
How do Home Equity Loans Work

How do Home Equity Loans Work

Home equity loans, or HELs, are loans established using the equity of your home as collateral. These are a basic type of secured loan that come with several benefits. There are several elements of the …
Understanding Secured Personal Loans

Understanding Secured Personal Loans

Secured loans are loans that are tied to an asset or collateral of some sort. There are many uses for secured loans. Often the loan is used to purchase the underlying asset, but not always …
Paying your Bills Organization Tips

Paying your Bills Organization Tips

It is always a happy event finding bills in the mail, the billing companies always look forward to contacting you and they will always certainly be courteous enough to make sure you get a letter …
Restaurants for Steady Returns

Restaurants for Steady Returns

Is it time to pick up restaurant stocks? In a weak economy, struggling to generate demand for goods and services, consumer confidence seems to be at a low ebb and it is only natural to …
How to Save Money on going to the Movies

How to Save Money on going to the Movies

Even with all the advances in home theatre systems, nothing quite compares to sitting in a perfectly audio enhanced room watching your favourite stars in full size high definition glory doing what they do best. …
Everything you need to know about Mortgages

Everything you need to know about Mortgages

Home ownership is arguably the most significant piece of the pie that is the American Dream. However, even in the wake of  the housing market downfall, many Americans are still not knowledgeable about the particulars …
IRS Audit Tips

IRS Audit Tips

In 2010, 1,581,393 IRS audits were performed by the U.S. Internal Revenue Service according to Syracuse University federal tracking data. Of these audits 78.3 percent were by correspondence and 21.7 percent involved in person contact …
Assessing the Death Penalty

Assessing the Death Penalty

Is this country moving towards abolishing the death penalty or not? The United States is not moving toward abolishing the death penalty nor is it moving toward a mandatory use involving all states. Retribution, coupled …
Invest in Nike

Invest in Nike

Nike, Inc. (NKE) has proven itself victorious within the apparel/footwear industry over the past ten years. Its success will only continue to grow as the company seeks to maintain quality growth through innovation of not …
Is your Home Underinsured

Is your Home Underinsured

When is the last time you checked that you have enough home insurance to cover possible damage to your home? A home that is not insured for its full value represents a potential risk to …
How does a Credit Card Work

How does a Credit Card Work

Do you really want to know how a credit card works? So many people know the disadvantages associated with a credit card, but still continue to run up their credit. They spend and accumulate what …
How to Save Money on your Commute

How to Save Money on your Commute

For most people commuting is an annoying and costly necessity. Few people like that cramped up, rushed feeling in the morning from public transport, or driving when there are so many other cars on the …