A brief history of the Dow Jones Industrial Average (DJIA) would show that it has been a period of ups and downs. It is not shocking that this occurrence would be common since it always …

Judges spend a fair bit of time thinking about the mistakes of others. They listen attentively while people who’ve made bad decisions try to explain their actions or ask for forgiveness. And then, if the …

Are ETFs a good investment?  Well, as any other investment it has pros and cons.  ETFs have taken the investment world by storm and even though they are still a small player compared to mutual …

Being frugal is not about being a “cheapskate,” nor is it about deprivation; rather, being frugal is about good money management.  It is about learning to make effective financial choices in order to live within your means, …

According to a study published in “Circulation: Journal of the American Heart Association,” the amount of voltage produced by a stun gun or Taser when applied to the chest, is capable of causing cardiac arrest. …

Let us be certain that we are separating Christmas symbols from Holiday symbols . A Holiday tree or christmas tree is not a religious symbol as some towns or cities seem to believe . If …

The IRS (Internal Revenue Service) is responsible for enforcement of tax laws in the United States. This government agency is also responsible for tax collection. Taxpayers enjoy many rights which unfortunately most of them fail …

Single parents who are contemplating a return to education in order to pursue a college degree in Maine have some excellent opportunities available to them. These can substantially reduce the level of debt which is …

As many real estate investors found out recently, nothing is a sure thing and timing is everything! For over a decade, big money was being made in the real estate market as property values soared …

Pros and cons on foreign capital inflows Weak economies do experience cash shortages. The reasons are either they generate low revenues so that they could hardly keep up with their government expenditures or that most …

While every civil case is different, the steps involved in preparing a plaintiff’s case for filing are similar from one case to the next. This quick guide covers everything that happens from client engagement to …

Corporations often need outside financing in order to grow, and one way to raise needed capital is by issuing bonds. If a business is planning to expand by buying land, building factories and purchasing equipment …

Making short films is something that many people do simply for their own amusement and as an inside joke between their group of friends. There are short film makers out there however that make their …

Knowing how to invest in gold stock options can add quite nicely to one’s portfolio. However, diving in on the deep end without the knowledge, skills, expertise and emotional control necessary to swim to the top can …

To define what a commodity exchange is, it acts as an organized marketplace for agriculture goods, most importantly grains. Much like how stock exchanges provide a market for stocks and bonds to be purchased, a …

A woman cannot be deprived of a “right” to an abortion any more than can be deprived of her right to vote. The dissertation of this #1 writer, LibertyBob, says it all – and on …

Figuring out who to designate as beneficiaries on your life insurance policy can be a big decision.  If you are in a stable marriage, and/or have any children, the decision may be obvious, but this is not always the …

The hype surrounding Facebook’s eventual initial public offering (IPO) started about two years before it ever happened. The social network giant finally went public in May 2012 with many media reports projecting it as the …

Aristotle a great philosopher of his time has said “A constitution is the arrangement of magistracies in a state.” This is true even today. The change with time today is only the action of these …

Insurance is a personal safeguard. Home life and health insurance, and the ability to purchase policies are often taken for granted. For people with mental disabilities, navigating the insurance world can be tricky, and many …

Most college grads don’t know too much about medical insurance. They are usually on their parent’s plan, or a school plan that their parents helped them choose. However, it is important to learn about health …

It’s pretty rare that an individual would file for Chapter 11 bankruptcy, so much so that in 1991 the U.S. Supreme Court had to reaffirm the individual right to Chapter 11 protection. Today, Chapter 11 …

Instead of becoming a needed weekend chore; shopping has become an addictive alternative social event and/or an overly obsessive hobby.  Depending on most people’s outlook; some people enjoy shopping, some people hate shopping and some …

There are a number of factors that cause personal debt. Each factor contributes greatly to the misery that personal debt brings. Taking each cause in turn, one has to look at society as a whole. …

Small Business Loans As more and more Americans are dealing with the pressures of a struggling economy, many are attempting to supplement their income or build financial independence by operating their own small business. Small …

When seeking to enter into the investment game, many beginners look to mutual funds as a great way to cut their teeth. At first glance, mutual funds provide an “almost” hassle-free path into the world …

There is far more to protecting yourself financially than securing your income. When it comes to a recession the best defense if to be prepared. Even if you are not there are things that you …

Racial profiling, like torture, is an illegal and reprehensible practice that needs to be stamped out with gusto. Any Homeland Security officials who engage in racial profiling should be investigated with the possible consequence of …

A savings target is a great thing to have because it will allow you to have some sort of goal when it comes to saving money. Saving money isn’t something that most people like to …

Most renters assume that the landlord or rental company has insurance that will protect their belongings, or that they don’t own enough valuable “stuff” to bother with renter’s insurance anyway. Unfortunately, the property owner’s insurance …