Using the word tax and fairness in the same sentence is an oxymoron of sorts. Taxes were brought in, initially, as a temporay measure, to help pay for war time expenses. It has now been …

According to Benjamin Franklin, nothing in this world is certain other than death and taxes.  Needless to say, most Americans scramble during the tax filing season. They constantly search for ways and means in order …

Stay away from adjustable rate mortgages unless you 1) have lots of money to spare so that it doesn’t get away from you; 2) have the ability to keep it from adjusting out of your …

First Time Home Buyers must read this information. This is an extremely valuable program, but one that no one ever talks about. If you’re in the market trying to purchase a home for the first …

The Black Dahlia murder case shocked the nation on January 15, 1947. The Black Dahlia’s body, whose name is actually Elizabeth Short, was discovered in a vacant lot in central Los Angeles by a housewife …

Three Strikes and You’re O-utrageously and U-njustly T-erminated “There’s a new rule around here,” the coach bellowed to his baseball team, “When any of you gets an accumulation of three-strikes, you’re not only out, you’re …

No one could have guessed that May 5th, 1993 would be anything other than a typical day in West Memphis, Arkansas. Not until 8 p.m., when John Mark Byers phoned the West Memphis Police to …

As a semiprofessional photographer, specializing in travel and wildlife photography, I have been researching the best ways to sell my photographs. This has always been fairly difficult over the last couple of decades, but now …

Once you have opened a savings account, usually with a minimum beginning deposit of anywhere from $500 to $1000, the problem of growing it becomes a never-ending consideration. Unless you do make an effort to …

Automated Forex trading is ideal for a busy trader, however, it is always advisable to have knowledge of the concept of trading before you invest your money. Automated Forex trading is done using robots which …

There is a significant difference in mobile home insurance vs. standard homeowner’s insurance. That difference is in the amount one is paid when putting in a claim for benefits, due to fire, wind or natural …

In the abortion debate, the two sides are usually described as: “Pro-Life” and “Pro-Choice”. Those who are opposed to abortion are in favour of preserving the life of the unborn child. Those in favour of …

While police brutality, corruption, and are large problems in today’s society, they tend to help us find some other problems with the officers in the force. There have been a lot of cases of police …

To all those looking to purchase auto insurance in the state of New Hampshire. Take amoment to read this article that gives you a guide in purchasing the right policy pertainingto your specific needs. In …

Starting a new job can be an extremely exiting, yet daunting time. You find yourself faced with learning new policies and procedures, getting to know new people (and remember their names) within your organisation. It’s …

There are many groups across America that advocate outlawing pay day loans due to what they consider the seedy practices of some lenders. Instead of allowing borrowers the choice of legal regulated lending through pay …

When you have children, it is very important that they have health coverage if at all possible. Even if those children are your step-children, you may still want to make sure they are included on …

Bankruptcy is a situation where the debtor (the person that owes the money) files a petition with a bankruptcy court to be declared legally insolvent. There are other ways in which a person can be …

Assessing risk is the heart of making smart lending decisions.  Faced with an application for a loan, that creditor assesses the amount asked for, the collateral that will be pledged to secure the loan, and …

Are you into severe debt and getting collection calls? Are you very much stressed thinking how to pay back the debt since you’re facing a financial hardship and don’t have enough money? If you’ve answered …

BusinessWeek’s recent cover story about how corporate America is milking the poor, The Poverty Business, touched a nerve. I’ve long been disgusted by such scams as payday loans and check cashing “services” which prey on …

Perhaps you are waiting in line for campaign workers to affirm that you are on the list of qualified voters. But oh, you don’t have that naughty mandatory state-confirmed photo ID? Voting: Your right or …

Students who require private student loans to pay for the balance of their college education should never underestimate the potential savings to be made by shopping between lenders. The aggravating situation for students is that …

The majority of students embarking on a college degree course are young and lack financial experience. Many are taking on huge student loans with little realization of the long term consequences. One vital financial lesson …

Smell Bad Make Money (originally appeared in www.szelhamos.com March 26, 2007) Pretty amazing. Early in the going this morning, the market was down about 12 points. I was closely watching UnitedHealth Care and Dell, and …

“You are fired!” As you wend your way homeward, you feel devastated, but suddenly realize your employer did not tell you why. You know that dismissal from any job can affect your entire future, as …

What is Estate Planning? It is the process of determining how your estate will be distributed. The most basic estate planning will involve a will distributing property to beneficiaries. It is also recommended that everyone …

New York Life mutual funds are called Mainstay funds and are part of the larger financial management and planning services offered by New York Life. Mainstay Investments is a separate financial institution owned and operated …

Living from paycheck to paycheck takes its toll. When in debt and struggling to make ends meet, becoming complacent is all too easy. Small efforts to chip away at debt or tuck a few dollars …

The history of process serving in the United States begins with the fifth and sixth amendments to the Constitution. The fifth amendment reads, in part: “No person shall be … deprived of life, liberty or …