The terms “stocks” and “bonds” are often mentioned in stock exchange and financial media publications as types of capital investments. For those with limited knowledge of investment opportunities, or new to trading on the financial …

The origins of modern banking go away back to the late 17th century. During that time period, a number of goldsmiths started to deal in domestic and foreign coins and allowed their safes to be …

Ever walk our of a supermarket penniless weeks from payday? Well, you are not alone – this highly stressful situation plagues many of us in the world today. Loans seem to be the only way …

Years ago there were many kinds of property insurance. I believe that fire insurance policies were first offered to the public as early as the 19th Century within the United States of America. Those who …

Are you sick and tired of fighting unsecured debt?  Have you been struggling with budgeting struggles?  Did you lose your employment? If you are self employed, has your organization suffered due to the weakening economic …

Fixed interest rates are what the banks normally give especially in savings accounts. In most cases, such rates would normally range from 0.75 percent to as high as two percent annually. If the amount of …

The cheapest places to retire in the US should have a low cost of living, access to quality medical care, and a variety of recreational activities. Retirees looking to get the most for their retirement …

A drastic move to thwart potential credit fraud from someone who has stolen your identity is to put a credit freeze in place, such that potential creditors will be blocked from access to your credit …

Life insurance companies do not always require a physical exam. Let’s look at the options. 1. No exam, no tests- These are called “Guaranteed Issue” policies and often are purchased by people uninsurable by any …

Credit and financial problems is an ever growing problem in today’s society. With how expensive things are, what with a house, car, insurance, gas, children, food, supplies, bills, repairs and other non-planned expenses, things can …

Marathon Oil Corporation (MRO) is a worldwide oil and gas refining company in the business of exploration, development, production and marketing of crude oil, petroleum products, liquid hydrocarbons, natural gas and methanol. Over the past …

If you find yourself in the unenviable position of being unemployed during this recession, you will need strong survival skills. Hugely important will be the ability to spend wisely and to save money where you …

First of all, what is a will? A will is a legal declaration of a person’s wishes as to the disposition of his or her property or estate after death, usually written and signed by …

Money is spent much more quickly than it is earned.  This is especially true of those trying to navigate their personal finances without the use of a budget.  Learning to create and effectively use a …

The basic definition of an offshore bank is, “a bank located outside the country of the residence of the depositor, typically in a low tax jurisdiction(or tax haven)that provides financial and legal advantages.” If only …

In economic times like these everyone is trying to save as much money as they can each month, many people do not realise that there could be significant money to be saved by taking a good …

One of the main goals for parents is to help their children to develop traits that will make them the most successful as they go through their lives. Financial responsibility is one of the most …

Purchasing life insurance online can be confusing; there are several things you need to know before you start the process. This easy, step-by-step guide will take you from beginning to end to help avoid snags …

Fake credit reporting companies are becoming a major problem not just in the United States, but all over the world. These credit reporting companies are taking advantage of your good faith and good credit and …

If you have seen the film Jerry Maguire then you will know the catchphrase “Show Me the Money!” very well. If you are also a shareholder in Tanfield then you will understand why this article …

A closed-end fund is a mutual fund that is traded on a stock market every business day, all day long. It pools the assets of investors to buy a variety of assets, which increases the …

Reading a stock table or quote can be a little intimidating if you don’t know the basics of reading them. Most people believe you need a degree in mathematics or special training in a stock …

Nowadays, it seems most of us are striving to be debt free. However, in today’s world, there are many things that will keep us from being debt free. For example, to get a tertiary education, …

Thanks to the pace of modern day life, vacations are a necessity for many families. They can also be very costly and seem out of reach for many average families. There are, however, ways that …

Over the years, I’ve been asked many times about whether owning multiple life insurance policies is a good idea or not. If we assume for this discussion that the price of a life insurance policy …

Renter’s insurance comes in many levels and varieties.  Determining which level is right for you is primarily dependent upon how much you want to spend.  You, the renter, must determine what plan is best to …

WACHOVIA Wachovia Bank and Trust opened in 1879. Over the years Wachovia has merged with many different banks. The last merger was with First Union Corporation in 2001. Wachovia’s headquarters are in Wachovia, North Carolina. …

In this day and age it is important to have good credit if you want to buy a large ticket item for your home, or if you want to get a new vehicle and more …

There are several factors that you should consider when deciding on an appropriate amount of life insurance. Each person has different needs, but since you are reading this instead of meeting with me in my …

Raising four children on a single income makes me somewhat of an expert on this topic. For my family, it’s not about saving, it’s about getting by. Here are some of the ways we do …