“Innocent until proven guilty” is a phrase often heard on TV courtroom dramas.  However, where did this concept come from, and what does it mean? Why is it important, and are there problems with the current …

It sometimes becomes difficult to manage our income and expenses and soon we get hit by the fact that we are spending more than we are actually earning. This means we enter a stage of …

Get your bad credit unsecured personal vacation loan here: you deserve to spoil yourself with a vacation you can’t afford and there is no utter reason why having bad credit should stop you. You could …

Paying off student loans can sometimes become too much of an effort, especially if once you graduate and join the workforce, your job does not provide you a reasonable income. You may find yourself struggling …

It’s amazing how much money we can save on monitoring the little things.  Saving big on the little things is only part of the picture, though. It’s surprising, however, that the little things can add …

For some investors, spending or more correctly speaking, investing in antiques has become a big business. However, the number of persons successfully negotiating the ‘rough’ and ‘turbulent’ seas of ‘antique market’ seems to be a …

Many people attest to the fact that the hardest part about being an adult is having to be responsible with money. While it might be fun blowing money on fun things, not having a roof …

When choosing an online broker, it is important to understand what your priorities are.  Much like buying a car, or choosing a doctor, there is no one-size-fits-all criteria that can be written here that will …

Faster, better, safer, cheaper. It’s an irresistible combination for businesses and government departments relying on the internet, and it’s now being offered by Akamai Technologies (AKAM). Akamai’s content delivery and cloud infrastructure services go way …

Since the beginning of 2012, shares of Apple Inc. have soared into the stratosphere, up more than fifty percent in three months to an eye-popping $628 a share.  In this time period, late January to …

The government maintains the right to take private property from their citizenry for public use under the rule of Eminent Domain. This idea seems to resonate with a more classical time under the rule of …

As a mother of three children, I have been able to view many sides to the child support debate. Being the wife of a man who was forced to pay child support not only on …

Surprisingly, even offenders want to be treated justly and fairly. An offender wants to be given a chance to re-establish his or her character. Many offenders are first time offenders and would like to be …

Some American politicians have recently come out in favor of a flat tax, citing the complexity of the current tax system. The main benefit of a flat tax is removing filing loopholes and allowing for …

Falling into debt is becoming increasingly common, with rising bills and prices, relying on credit cards and borrowing is affecting more and more of us. There are many causes of personal debt whether it creeps …

If you are recovering from some credit bumps and bruises, there is no shortage of people and groups who offer to help repair your credit for you.  It may be tempting to put yourself into …

Making a budget impacts financial planning a great deal. Actually a budget is one of the keys to financial planning. Without a guideline for your expenses there isn’t anyway to see your plan in action. …

There’s definitely an underlying current of racism with regards to drug policy in the US. The phrase “underlying current” that is used in the title for this thread israther euphemistic-it’s really more like the proverbial …

Making the decision to pursue a college education when you are a single parent can be a difficult one. Balancing your parenting role with that of running a house, paying bills and studying can be …

Before investing in HYIP, it is important for you to conduct a background research on the program. In other words, you should not solely rely on HYIP monitors and HYIP forums. Although you may need …

Choosing a mutual fund can be a difficult task. It is the perfect investment instrument if you want to diversify your investments, but you need to be aware about the differences in investment strategy before …

Collapsed housing values, high unemployment rates and stricter than ever lending criteria continue to contribute to the high rate of foreclosures. In Missouri according to Realtytrac, there are fewer foreclosures than many other states and …

An overdraft occurs when customers deplete their bank accounts to the extent that it has not only no funds left but also has a negative balance. This immediately equates to an unauthorized loan which will be …

Checks are still very much a part of everyday financial transactions. While it is true many banking options have gone electronic, paper checks are still very much used and valid for collecting and paying funds. …

Junk bonds, high yield bonds or speculation bonds are just different names for the same type of investment instrument. Before 1977 a junk bond was an investment grade bond whose issuer had fallen on hard …

Before we can answer the question of how the President can make laws without the approval of Congress, we need to understand how the US government works from a top level and know how laws …

Whether merely to meet the requirements of your mortgage holder or for your own peace of mind, you are in the market for homeowners insurance, and find that it falls into three categories of possible …

From the Inside Out: What They Don’t Tell You About Commercial Loans Chances are the corner bakery or the service station on the main boulevard of your town opened its doors on the heels of …

Becoming mortgage free is a great way for a family to ensure they have the security of always having a place to live regardless of their current financial situation. Unfortunately, a mortgage loan is also …

Trying to find a loan to fit your needs can be daunting, but you simply need to know where to look to find the one that’s suitable for you. There are various types of loans …