How the Post Office has changed over the years. Once you just popped in for a stamp, a postal order or a chat, whilst now it aims to be a major mortgage player. It is …

An old adage says that all things in life are for free. Certainly, money is not the main source of true happiness especially in an intimate relationship such as marriage. Nevertheless, having money makes life …

How to join Costco Costco is one of the largest worldwide retailer clubs.  It is membership based, meaning that you must purchase a membership to shop at Costco.  Today’s Costco Wholesale is a combination of …

Don’t pay off your credit card first! Don’t fund your retirement first! Stop listening to all the advice that suggests you need excess money to start investing! Instead, consider investing as one of many necessary …

It is harder to get a credit card than an auto loan when the two types of loans are subject to different lending terms, standards and regulation. Additionally, auto loans and credit card loans can …

It took longer than expected, but finally an article appeared about people walking away from real estate as their equity turned negative (Wall Street Journal, page D1). The story chronicles two people that got caught …

With Christmas now over and New Year right around the corner, now is probably the best time of the year to look for deals and bargains in the post-Christmas and Boxing Day sales in order …

Financial freedom. If you are a television watcher, then you probably have seen numerous infomercials about having financial freedom. If you have attended any business seminars then you probably have heard this term. The latest …

December 20, 2010-Update Lewis/Winn Smile for the camera: The shades of Benton County. REMEMBER WHEN sunglasses protected you only from the suns glare? These days they can protect a citizen in other ways. Consider the …

There is a dizzying array of mortgage deals and offers available and it is very easy to become confused about what exactly to look for, who offers the best deal and what extra costs you …

The Importance of Diversification in Building an Investment Portfolio Diversification is the single most important element of building an investment portfolio. Regardless of whether you invest in stocks, bonds, mutual funds, pieces of art, or …

A reverse mortgage is a type of home loan that allows homeowners age 62 and older to convert a portion of the equity in their home into cash. The borrower does not make payments on …

Of all the necessary evils that threaten our financial well-being, credit-card issues easily take the top of the list. Not only do you have to worry about other people fraudulently using your credit details, you …

Unpredictability and too much volatility are two things that most people are scared of in the stock market. Simplifying things, these are thought of and considered as risks. However, intelligent traders know how to minimize …

Variable life insurance annuities are investment vehicles that offer owners the flexibility to protect their loved ones in the event of their death, and at the same time, make a long-term investment for their future. …

Insurance is something we all carry “in case of”. For example, in case of an accident, drivers car insurance, incase of damage homeowners carry homeowners insurance, and in case of disaster, theft or neglect all …

President Obama made a controversial ruling on immigration last week when he declared that the Department of Homeland Security will no longer deport illegal immigrants if they meet a certain set of criteria. The New …

This is an article from a previous blog entry I wrote several weeks ago on another website. I’ve edited portions to make it sound better, but the point is clear. I learned a few days …

Setting up a bank account in the United Kingdom is fairly straightforward and can be done in person, by phone or on the internet.  Regulations do mean that banks will need to see proof of …

There is always a way to finance the purchase of your dreamed car, you just have to know how. Getting a car loan with bad credit is a difficult task. Most car dealerships are not …

I think I like target a little better then Wal-Mart. Because of the crowds you have to always fight with at Wal-Mart. I have found that the only time of day to go shopping at …

Sometimes there are things we do for our family that we don’t necessarily enjoy doing, but we do so anyway because we love our family members dearly. None of us enjoy writing a will because …

As with so many things, it all depends what you mean by free banking. For most people in the UK, banks will look after their hard earned cash for free. Rather than stuffing it under …

Detroit, Michigan, known as the car capital of the world, has the distinction of being the most expensive city for car insurance. Following is a list of the top five cities where car insurance is …

With the prices of groceries continuing to increase many people are looking for ways to cut costs. You may think clipping and using coupons takes too much time and effort, but there are ways to …

Inmates housed at an Idaho prison have filed a lawsuit against the alcohol industry, blaming their crimes on alcohol addiction. The inmates say the companies that sell alcohol are responsible since they do not warn …

The core problem is the voting system in which the “bad guy” is elected. In the many different forms of democracy, there are many ways of electing the law making body. In the United States, …

Americans have by and large been seduced into a consumerist lifestyle, made accessible by the ease of credit. Even when the economy dips and households implement changes to cut back, there are still many common …

PayDay Loans: Are Consumers Really “Victims of PayDay Loans” or A Victim of their Own Greed? Payday loans are only a threat to the consumer if they do not understand the terms of a loan. …

Owner operators and small fleet owners rarely take advantage of their right to limit cargo liability. Many participants in interstate trucking don’t realize that an insurance policy is not the only way they can protect …