Whole life insurance is one aspect of permanent life insurance. ‘Whole life’ is derived from its duration until the death of the insured once it remains in force. In most cases, a whole life policy …

Is it the latest fad or does birth order actually affect a person’s finances?  Mr. Kinney, a financial adviser at Derrick Kinney & Associates (Arlington, Texas) believes so.  He says that birth order may affect …

Interstate business is governed by the Commerce Clause of the U.S. Constitution. The other set of laws that most affects interstate business is the over 100 state laws that have been enacted under the proposals …

It makes sound financial sense to take out life insurance, especially if you have a family. You may be young and healthy, but nobody knows what’s around the corner, and you have a duty to …

Financial trouble and lack of funds will lead to disaster. There sure are many ways to reduce the risk and uncertainty to get some much needed cash fast to ease the pain to meeting day …

Exchange Traded Funds (ETF’s for short) are baskets of investments that in many ways resemble more familiar mutual funds. ETF’s have key differences from mutual funds, however, and these differences might make them inappropriate as …

Your share of the economics stimulus package is coming to your mailbox soon. The intent of the forthcoming gift from the micro economic wizards in Washington is to spur conspicuous consumer consumption. The theory here …

Yes, I firmly believe that city and town governments should be allowed to display Christmas symbols. There are several political action groups that are trying to deprive the people of our nation of their basic …

The Pitfalls of Payday Loans Many consumers are victims of payday loans; they appear to be a convenient solution to get you out of a bind; a quick fix so to speak. Consumers beware… there …

As the world churns, it becomes necessary to rethink the whole concept of what it means to retire. Instead of considering it a time to sit back and relax, we need to take it by …

What is leverage anyway?You might remember learning about leverage in school with examples such as being able to move an object that is much larger and heavier then you are with the right tool and …

How are FOREX currency exchange rates and prices determined? On the foreign currency exchange markets, currencies are always traded in pairs relative to each other. For example the US Dollar (symbol USD) and Japanese Yen …

A mutual fund prospectus is a managed fund’s introduction to you. The mutual fund prospectus should tell the prospecting investor several things including 1) how the fund is managed, 2) what the fund invests in, …

Thrust into the limelight in the wake of May 6, 2010 “flash crash”, quote stuffing, the term coined by market data firm Nanex LLC, typifies rapid-fire stock orders  submitted and then forthwith frozen with an …

Stock Trading the Stock Market – Q1 2012 Precious Metal Stock Review In our detailed analysis of the precious metal stocks trading on the North American stock markets we see both reasons for optimism that the …

The purpose of most short term insurance is to provide protection against a loss. Life insurance provides cover for parties that have a direct interest in you against death. Medical insurance provides finance to allow …

The Internet has made shopping so much easier than it used to be. In the old days you actually had to leave the house to go into town to buy some goods; now, you can …

It should go without saying that a former member of the armed forces of the United States of America can seek and maybe obtain a Veterans Administration home loan, should such a person require that …

Whenever a person files a tax return with the Internal Revenue Service (IRS) it is always a good idea to make a copy of the return and safely store it in case a copy is …

In times of recession, available cash can get squeezed to the point where it may become difficult to continue to service your mortgage. What can be done? There is quite a bit that is possible, …

When people have their credit go bad, they often turn to a credit repair specialist.  A credit repair specialist is a person that you pay to send letters to your creditors, and attempt to give …

People collect antiques for many reasons. Some do it out of interest or as a hobby, while others purchase antiques as an investment. Whatever the motivation for collecting, many antiques are valuable and, in many …

A limit order is a simple instruction to your broker, online or otherwise, that you want to buy or sell a stock at a particular price. Without a limit order, you simply buy and sell …

All unsolved murders are important. All the victims have families. Families need closure. The public has a right to know who it’s enemies are and more importantly, WHERE they are if they are not behind …

Stock market prices are very volatile and are often affected by various events that happen around the world. This is so regardless of if the event is directly impacting the company or not. The degree …

Rydex can get you out of the dollar. It has ETFs denominated in the Australian Dollar, the Pound Sterling, the Canadian Dollar, the Euro, the Yen, the Mexican Peso, the Swedish Krona and the Swiss …

In today’s uncertain times, a person would be foolish to not have an emergency fund. Rising unemployment rates, widespread home foreclosures and rising costs of basic necessities are a sign that the economy is not …

In an ideal world we would all be able to go about our lives 24/7 without the need or want for drugs and all live in a natural high state. However, this is not realistic. …

Balancing a return to college with raising a family as a single parent is possible, though not easy. One of the hardest decisions to make is to put oneself in the catch 22 position of …

Index funds, low-cost mutual funds designed specifically to track an underlying index, are extremely useful products for retail and institutional investors. This article will explain the advantages of index funds, and how a smart investor …