The police should always be permitted to handcuff a suspect, because they’re a suspect to a crime.  An officer never knows who this person may be or what they’re capable of.  The bottom line is …

Reports show that the total annual cost of tuition and fees for private and public four-year institutions has risen between six and nine and a half percent each year over the past few years. The …

Credit cards have become a way of life and a necessity in today’s fast moving world. Many people use several different credit cards issued by different agencies and retailers to manage their various financial needs …

Traditionally, conservative investors have shied away from the options market believing it to be too risky. But there is one strategy, if followed correctly, that has the potential to produce superior returns; while at the …

Many people have a dream to be self employed. What they don’t realize is that you have to do much, much more work being self employed. When employees complain about their bosses, they overlook all …

When you find yourself overwhelmed by debt and are unable to meet your monthly financial obligations, the first step in resolving the issues and preventing further problems is to arrange a meeting with your creditors. …

Paying your mortgage on time is an essential part of good financial management, as late payments will have a negative impact on your credit score. They will also incur a late payment charge from the …

In spite of all of the bad news regarding the American economy, there IS one bright spot on the horizon, and that is the real estate market. This particular market niche is a lesson in …

Buying a House in Todays Economy If you’ve been watching the news lately, you have probably noticed a lot of adds on making money buying Real Estate with no money down, a real get rich …

Most everyone occasionally finds themselves in a position where they just can’t seem to make ends meet. And with the economy in its present state, it is happening more often and to more people. The …

Let ’em wait. It’s not really about knowing when to start, it’s about knowing when to stop. Our children live in an age of entitlement. They believe they deserve and should get whatever they want, …

Oftentimes companies and firms do indeed break-up due to many factors, some seen and others unseen. When such inevitabilities do occur, the firm may have to deal with the circumstances of such break-up, at times …

Now, here is a subject that needs better coverage at home and in schools. Too many people, as young as high school and college age, have credit cards before they are ready to handle the …

There is a significant challenge to starting to invest for retirement. Article after article attempts to boil it down to a single commandment: ‘Thou shalt invest for retirement no matter how young you are.’ The …

I am a Non Believer in the death penalty and abortion since I am a believer in the sanctity of life from womb to tomb. I was once in favor of the Death Penalty but …

Food prices are forever rising, so it is essential to be a savvy shopper. However, it is still possible to have good, nutritious and healthy food on a budget without compromising on quality. There are …

Payday loan companies are often associated with usurious loan shark practices as it is easy to misuse the product. Any sort of finance in the wrong hands can be misused and reputable companies carry consumer …

Don’t procrastinate when you have a great idea for an invention. But, don’t be in a hurry to write a check either. You’re lying awake channel surfing one night, when you see it; one of …

Success in retirement as well as success in life is due mainly to attitude, the ability to accept responsibility, knowing that life is seldom fair and not expecting it to be, finding a vocation that …

Since credit cards were first offered as a payment method, they have become one of the most convenient ways to purchase products and services, but one of the fastest ways to get into debt.  There …

Texans have had a long history of using guns for personal defense and hunting. Since the first settlers came, firearms have been used to defend against the Mexican Army, Comanches, bandits, and wild animals. Texans …

Lord Cairns, In Simpson VS Thompson, defined subrogation as :”A right founded on the well-known principle of law that where one person has agreed to indemnify another he will, on making good the indemnity, be …

Six Ways to Develop a Millionaire Mindset 1. Don’t buy stuff you don’t want just because you need to spend money, buy something you really really want That’s a tremendous money saver. Too many people …

Cancellation and non-renewal of insurance policies have both similar and dissimilar consequences. The application of these concepts also differs according to the type of life insurance considered. A policy is cancelled when coverage ceases due …

Identity theft occurs when someone uses your personal information such as your name, social security number, or credit card number without your knowledge or consent. Identity theft is a serious crime, but that does not …

Becoming debt free doesn’t have to be the nightmare everyone thinks it is. The issue most of us have when it comes to managing our debts when they’re spiraling out of control is a lack …

If you just got a huge tax refund, no one would blame you if you felt just a little bit giddy. A big tax refund is one of the most satisfying things possible from a …

Who doesn’t want to raise thier credit score? A1 credit can be yours through active and responsible credit management and it’s easier than you may think.Following these golden rules will rocket you above and beyond …

War… What is it Good For? Absolutely Nothing! (written March 25th, 2004) The war on drugs seems to be much more of a distraction than a deterrent, in the sense that it’s a lot easier …

Coupons can save you a great deal of money when you go shopping. Coupons use to come in the mail and some still do, but it is much easier and faster to get the coupons …