Co-signed loans are risky business because the obligation of the person co-signing is the same as the person who requested the loan. When bad credit, weak credit, or no credit history causes banks to request …

Consolidation loans simply take all your student loans and lump them together, making one payment. Should you consolidate your school loans? No! Here are just a few reasons why. 1.) Consolidating your school loans ends …

Debt can accumulate on a variety of financial instruments, including credit cards, overdrafts, personal loans, and mortgages. Not all debt is bad, provided that you can comfortably stay on top of it and have a …

The cost of education is not a true reflection of its quality. The cost of college education rises year after year, leading many to question if it is even worthwhile to pursue a degree when …

In this day and age, falling victim to scams is a common occurrence. But that doesn’t meant it has to happen to you. If one is well educated and aware about the signs that something …

Whenever the Sunday paper arrives, it’s almost always comprised of more circulars and advertisements than actual articles and news. Each of the circulars contain advertisements for some sort of loss-leading products at incredibly low prices …

Games are a fun way to learn about virtually anything. Even if they’re not specifically geared toward education, there are a wide range of games that teach children about money. They can learn the uses …

The media sometimes highlights the release of people who have sat in jail for as long as 40 years, when new evidence surfaces to exonerate them. It is estimated that between 2.3-5 percent of prisoners …

Investing is not an easy task for the amateur investor. There is a multitude of information out there to learn about when investing. Thankfully, there are ways to simplify investing as well the terminology. When …

Kids can be impetuous when they get their hands on money. Immediately, similar to adults, once they grab hold of $5 or $10 they will think of what they can purchase instead of what they …

Everyone should know what a “pre-existing condition” is and how it will affect them when it comes to obtaining health insurance. The definition of a “pre-existing condition” is exactly what it sounds like. A health …

There are many new state laws that will go into effect on January 1, 2012. Altogether, there are about 40,000 of them according to the National Council of Legislators that will change the lives of …

So you are shopping at the store and you see something that you really like. However, it might be too expensive for you or you might not like the quality of the product that you …

The Powers Granted by the Constitution What does the Constitution have to say about the powers granted to the states. The last Amendment added to the Bill of Rights states that, “The powers not delegated …

Investing in the stock market today require a different tack especially with recent events. Speculation abound on the the state of the market with some predicting a downturn or a correction occurring soon. But investing …

In many cases, the old caveat, Let the buyer beware, can be very worthwhile advice. There can indeed be many times when an individual will get what he or she pays for. But at the …

Having your home foreclosed on is one of the worst things that can happen to your credit rating. The blemish on your credit score will remain there for seven years or more. Only bankruptcy, which …

Have you ever cringed at hold music, lost track of which option you were supposed to select in the 3rd tier of the company IVR or wish that you could make the bagger at the …

If you want to market a product to college students, it only makes sense that you go to a college to do it. There are many perfectly legitimate opportunities to market to college students, but …

I have been in the Tax Industry for nearly seven years now. There are many situations that I come across that are a lot less “scary” then the average person seems to believe. I am …

Human life is invaluable! That is a principal to be maintained at all costs. And even for those who doubt this premise, another one of even greater importance rises: Human dignity is inviolable! If life …

Piercing the corporate veil is a fancy phrase that means that somebody or something is attempting to hold the shareholders of a corporation personally liable for the corporation’s debts. Veil piercing is not an easy …

Single parents who are considering obtaining a college degree in Ohio are lucky to live in a state with a mission. The state of Ohio has recognized the need to encourage more non traditional students …

Credit ratings fall under four specific categories: poor, fair, good and excellent. While the scores and histories for each are somewhat debatable as to who qualifies for what, many consumers find themselves placed firmly in …

In the 21 years that Antonin Scalia has been a member of the US Supreme Court, he has shown a determination to follow not just the letter of the US Constitution, but also the spirit …

How do you perform brain surgery  on yourself successfully in an operating room, if you happen to be a brain surgeon?  That was the question I heard a judge ask a defendant who wanted to …

Insurance for your home can cost a little or a lot depending on a variety of factors. These can include the type of home being insured, the amount of coverage selected and the types of …

Not all the effects of the economic recession have been bad. More people are learning money management skills, and they are putting those skills to use. One money saving strategy that has gained popularity is …

Renter’s insurance is often totally overlooked as tenants make the totally wrong assumption that the home they rent will be insured by the landlord.  The actual coverage provided by renter’s insurance is surprising, covering the theft of …

An eighteen year old high school student and a younger high school student are equally responsible for having a relationship. After all, they may share the same classroom, same teacher and share the same experiences …