When choosing what to invest in there is no magic language that will tell you which stock will give you the best return. But there are steps you can take to ensure you are not …

Day trading as the name suggests, is the buying and selling of financial shares or stocks within the course of the day. It can be described as an area of trading which requires considerable amount …

Often times, when people have disputes that cannot be resolved amicably, they seek legal intervention to reach a settlement. However, most people do not realize that they can do so without the intervention of an …

The closing and subsequent liquidation of the Circuit City chain this spring could be seen as a sign of serious trouble for all electronics retailers. But, as is so often the case, some companies see …

With the recent financial difficulties, more people are searching for assistance on their financial matters. There are numerous books that have been written providing advice on financial topics.  “The Total Money Makeover” The Total Money …

HYIP is actually the acronym for high yield investment program and these so called HYIPs are usually ponzi schemes where early investors profits are paid from the deposits made by new investors.  What are HYIPs? …

It’s your money, so you can do what you want with it after you earn it. You know that there are many ways to spend that money, and there are also many ways to save …

Determining the best tax friendly state to retire to depends primarily upon the income source and anticipated assets and expenditures. Some states do not charge income tax at all and some only tax certain types. …

The self-employed person has more responsibility than the wage-earner when it comes to taxes. He not only must pay income taxes on the profit from his business, but he must pay self-employment tax as well, …

Whether you’re in your thirties or fifties, retirement is a time of your life that you should be thinking about early. It’s not enough to let the government take care of a pension plan as …

Is Marijuana really that bad? According to government brainwashing commericals, you smoke marijuana and shoot someone with a gun, or commit suicide, But what are the REAL facts about marijuana? Marijuana has been consumed for …

Saving money to remodel a kitchen can be difficult to do, but if it is something you truly want, the benefits will be worth it. While it is very rare that a kitchen renovation will …

The Durbin Amendment is named after its author, Illinois Senator Dick Durbin. Durbin crafted the amendment that eventually was incorporated into the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010. After a lengthy …

Happiness is intrinsically linked to relationships. Our relationships with friends, family, a life partner and, yes, also our relationship with our money. Of course, we’ve all heard that “money doesn’t buy happiness” but an absence …

So-called “criminal profiling” also has its roots in the history of western criminal law. Before modern forensic science, sociologists lined up on both sides of the question: What makes a criminal? Is it society? Poverty? …

Being declared a bankrupt may be a difficult process for everyone involved, not just the bankrupt but also the people closest to him. As such it is necessary for a person in that situation to …

Hedged mutual funds are a relatively new form of investment option for the average investor – previously only available to clients of large institutions.  There are a few pros and cons with the use of …

Sadly to say along with the advancement in communications, advanced measures in stealing arrived as well. Identity Theft is a major concern these days. When your Identity has been stolen it can take years to …

Saving money can be a tricky thing. Especially say if you’re like me, a single mom of two, with no roommates… I always feel that the first question I must ask is, What am I …

During the rest of the year most people’s heating bills are low to non-existent, but during the winter they can become out of control. This financial hardship is compounded by the other costs most households …

With the explosion of internet writing, protecting intellectual property rights is at once more difficult and more necessary than ever before. Once intellectual property is available on the net by self-publication or through any license …

The recent downturn in the real estate market has forced many properties into foreclosure or short sale. For many investors, however, this mass availability of cheap property is setting them up very well to make …

Having a low amount of income is not a hindrance for you to retire graciously, financially free and securely. Planning and preparing for retirement will take time, hence the earlier you start to plan and …

Do the savings at BJ’s Wholesale Club justify the cost of membership? The big box wholesale club concept has been around for over 20 years and the debate about the benefits of membership continues. With …

Where have all the…free balance transfer credit cards gone?  Such was the tune being sung by indebted consumers following the Credit CARD Act taking effect in February 2010.  While this piece of personal finance reform …

Many will tell you that investing one-third of social security is wrong but no one ever gives you any positive reasons for doing so. For social security to work it is set up that five …

Why should parent’s wait to give their children inheritance or financial aid? There are many reasons I can think of, which include the following. The older a child becomes, the more likely he or she …

You just got married, congratulations! The benefits of marriage are great and plentiful, but they don’t necessarily include your tax return. There are many well-known tax benefits to marriage, especially if there is just one …

The rules of war? I have always thought that when we went to war it was to defend our country from the cruel acts that had been put upon us.! Oh now it is different …

It can be difficult for those mired in credit card debt to see a way out. Making monthly minimum payments hardly makes a dent in the debt balance, and this is often compounded by additional …