There are those who are so intense on saving every little penny that it actually hurts them instead of helping. Need proof? Here are some reasons that this is true: Credit Card Use. When you …

The Fed, politicians and most economists around the globe know that you have to have money in order to make money. However, since most American’s today are struggling to ends meet, few are willing to …

Teaching kids to be smart savers shouldn’t just be about instilling saving habits into them and helping them to start piggy banks, but also, influencing them to grow up as conscious spenders of money. If …

We have all been there. Meekly hunched under a small fortune of one type of debt or another, telling ourselves, “When I get this paid off, I am never using credit again!”. Bold words coming …

WHY YOU NEED BOTH EQUITIES AND BONDS IN YOUR PORTFOLIO Every investment involves some amount of risk taking, and as a rational investor, your aim should be to maximise your returns as much as possible, …

Is life insurance needed? I would hate to face life with a household full of children and with “no” life insurance. “No” one knows when they are going to leave this earth…it could be in …

A common misconception exists that negative comments will be wiped from your credit bureau record within 7 years. Although payment records, good or bad, may be eliminated within that time period; bankruptcies and judgments may …

The greatest advantage to mutual fund investing is diversity. When all of your eggs are in one basket, if you drop that basket, you are screwed. A mutual fund is made up of many companies, …

Each investor is as unique as every other investor. However, there are groups of investors who have about the the same kind of investment goals. Each of those groups of investors is willing to assume a certain …

Insurance professionals with a high level of experience and education are accredited by insurance organizations and are allowed to sell insurance coverage policies to prospect clients. Accredited insurance professionals are broadly divided into insurance agents …

There are a wide range of different mutual funds on the market today. Knowing in the nuances of each different type can be quite intimidating. Each type of mutual fund has certain advantages and disadvantages. …

Life Insurance is a simple necessity in modern times that are dominated by stress and worry over money issues in the current economical crisis that is decimating families all across the world. Trouble continues to …

What’s the secret to a good family budget? Ask anyone and you are likely to get a shrug or a confused answer. While many will tell you that budgeting is sensible if you want to …

Always something we can relate to, food will be a perennial good investment, whether it is a venue like McDonald’s (NYSE:  MCD), paying out over 3%, or a simple commodity like corn (NYSE:CPO ),paying out …

Though it can be a daunting task, as a consumer you can easily perform bad credit repair for yourself without the hassle of hiring and paying for an outside resource to do it for you. …

Individual Retirement Accounts (IRAs) with no beneficiary designations may automatically pass to a living spouse or transfer to the IRA owner’s estate. In the former case, what happens to an IRA with no beneficiary designation …

A bank CD or a fixed annuity? When looking for a guaranteed investment most people gravitate to the FDIC insured bank CD. This is especially true when one is nearing retirement age and the need …

It would appear that authorized users on someone else’s credit card have all the advantages. They aren’t liable for any debts on the card, even their own, and can happily ‘piggyback’ on someone else’s good …

Online coupons have become highly popular, partly due to the ease of finding and printing them, and partly due to the minimal costs of printing them.  A serious coupon clipper can become giddy with excitement …

Is keeping your money in only one bank a good idea? That depends in part on how you use your money, how much you have, and how convenient the banks are where you live. For …

MAGIC WAY TO SAVE MONEY If you are saving money with your husband or boyfriend/girlfriend, the two of you are working. Example A have $1000per month and B have $750 per month. How much can …

Finding a life insurance agent is nearly as simple as purchasing insurance online. There are agents working for major insurance companies, working for banks and other financial institutions, brokerage offices, and indepent agents working on …

Life insurance is an important form of insurance to have. Life insurance, as well as other estate planning considerations, is often a sensitive subject for many people because people do not like to think about …

Credit monitoring is probably one of the most important things that an adult can do once they have credit. Without monitoring your credit on a regular basis you are setting yourself up for all sorts …

Credit Card or Debit Card? Use the Power Tool! Are you savvy and shrewd with your method of paying for your purchases? The majority of us are consumers who regularly spend money in one fashion …

Soon after receiving an acceptance letter into a school of choice, college bound students and their parents begin preparing for campus life. Colleges in turn, write letters and send e-mails detailing what is and is …

Teaching your children about making investments is important for their entire life and you can best start as soon as possible. The concept of money is really important and teaching them the basics will help …

DESCRIPTION This article reviews the interims results of the surveillance company Petards and discusses the recent changes in the shareholding structure and management after Water Hall’s Tender Offer PETARDS BUSINESS The Petards Group plc designs and …

For most folks, their home is the single largest purchase they will make in their lifetimes. However, many homeowners overlook routine home maintenance because they just don’t know what they should be doing. Unfortunately, this …

Those who have bad credit may well be turned down when applying for a current bank account. A bad credit history, CIFAS flags, IVA’s and bankruptcy could well result in your business being unwelcome by …