Your dog is your best friend until he bites someone. Not only could you lose your dog but depending upon the injury caused, you could be sued. Owning a pet should be a simple, enjoyable …

There are a number of ways to avoid the IRS ten-percent tax penalty for early withdrawal (usually before age 59 and a half). They have to do with IRS rules and apply mostly to what …

When there is a loss of employment or other source of income in the household an individuals may have to come up with some creative ways to make the extra money to cover expenses. You …

When it comes to the issue of how criminals should earn forgiveness from their victims, there is divided opinion in society. Some people feel that criminals don’t deserve to be forgiven; that a criminal’s only …

Medicare and Social Security, An Entitlement? It isn’t an entitlement: People , especially those in the main stream media and those in the government keep referring to social security as an entitlement. To me an …

No matter how short your purse strings are, it is important to enjoy life. Most traditional forms of entertainment cost money. When you are saving, entertainment items are the first to go because they are …

With average debt in UK households totaling around £5,998 excluding mortgages, it is clear that millions of people spend a great deal of money without knowing how to save. And whilst in the short term …

As with any kind of investment option, it is important to do extensive research so you understand what you are investing in and if there are any risks to be aware of. Tax lien certificates …

Texas is a proud State and its higher education program is represented by the Texas Higher Education Coordinating Board. The board states that Texans have a vested interest in higher education to “ensure a prosperous …

Admittedly, the days of following up stock movements in the Financial Times are long gone. Nowadays, savvy investors follow their investments either online or through well-informed magazines such as Investors Chronicle (IC). Originally published in …

If you don’t like to use credit and feel pressurised to do so in order to build up your Fico score, using the services of PRBC could be the solution to establishing a credit history …

Whether you are a single person living on your own, and elderly couple in their retirement an emergency fund is very important in order to oneself for the future.  Having an emergency fund can help …

What are the best-performing large cap mutual funds? There’s two unique funds which have a proven track record of excellent returns. First, the Fidelity Contrafund is legendary. For 20 years, manager William Danoff has consistently …

Analysts report that credit card processing and their customers will increase nearly 600 % between now and 2014, netting nearly 490 million customers. For businesses not accepting credit and debit a card payment; that’s a …

Let’s face it, banks which offer high-yield savings accounts are a dime a dozen these days, and the market has practically been commoditized. Whoever offers the best rate at the time will generally draw the …

It’s not too late to get in on the ground floor of a new high-tech venture. How about an undertaking so new it has yet to complete its first year as a public company, but …

Concerning abortion, the issue at hand is whether or not the rights of the fetus can be held above those of the mother. A fetus does not fit the definition of a person. A fetus …

President Obama’s historic healthcare reform bill of $938 billion passed by Congress on March 23, 2010 has marked the end of many months of power struggle between the Democrats and Republicans. Moreover, it has brought …

Its a tough one but in all honesty, money is something that will dictate our lives at quite an early age in any event. With technology i.e. computers becoming the norm, so much is now …

Identity theft is a significant threat across the globe; crime rates have risen to epidemic proportions over the last several years. Despite consumers diligence in protecting the sanctity of their identity and credit report while …

Online banking reviews: Lloyds TSB Lloyds TSB has one of the best online banking systems in my opinion after trying several different banks and finding many different problems Lloyds is the only bank I have …

A payday loan is a short-term loan using an item such as your paycheck as collateral. Companies such as MoneyTree make them all the time. But how much interest do you have to pay for …

Nobody likes to pay taxes, but one of the most infuriating aspects of the income tax system in America is that it’s incredibly complicated. People at different income levels have to pay at different rates, …

Last year, much confusion surrounded the recovery rebate credit; many errors were made on these returns (for 2008) because of the public’s lack of awareness on how to handle the rebate and/or the rebate credit. Rebate …

For many people, their mortgage is their single largest expense and their house their single largest investment. And even with incredibly low interest rates, the cost of homeownership adds up over 15 or 30 years …

By paying extra on your mortgage payments, you may be able to save a considerable amount of money over the life of the mortgage. In most cases, monthly mortgage payments consist of a portion of …

If a friend with weed is a friend indeed, then a lot of people will be buddying up to Colorado, Washington State and Alaska. As though transforming into the Amsterdams of the United States, all of these states …

A work of art, be it a painting, a sculpture, a photograph, a piece of jewelry, a ceramic vessel, a wooden carving, a poem or a work of fiction is considered to be Intellectual Property …

When you hold shares of stock, you begin to hear a wide range of financial terms you may not have heard before. One of these terms is the “stock buyback” that can be a significant …

Illegal anything is not good for America. You don’t hear anyone asking if illegal drug trafficking, illegal dog fighting, illegal weapons are good for America, now do you? The fact that there are some people …