Why Investing in Art Makes Good Sense

Why Investing in Art Makes Good Sense

“Art is more than something that is hung on the wall; it sustains you during bad times and enriches during good” to quote Giovanna Stark, founder of American Visions Art Gallery. Stress reduction and spiritual …
Benefits of Investing in a Mobile Home

Benefits of Investing in a Mobile Home

For many people the idea of investing in a mobile home is a bit repulsive. They conjure up pictures of “trailer trash” people, rednecks from the South, tin boxes, or other misconceptions that will keep …
Managing Student Loans

Managing Student Loans

When someone reaches graduation usually wants to get rid of student debt as fast as possible in order to move on to another stage of his financial life. However, this is not always an easy …
Saving your Home from Foreclosure

Saving your Home from Foreclosure

When your home goes into foreclosure, the lender puts an ad in the paper letting people know that your home will be auctioned off on a certain date. Suddenly you get ten notices in the …
Three Strikes Law Justified or Draconian

Three Strikes Law Justified or Draconian

When we passed the “Three-Strikes” initiative in California during 1994, overall crime in the state went down by about 26% (over 800,000 fewer crimes). Also, paroled felons from other states moved out at the rate …
Working Retirement

Working Retirement

Retirement is typically viewed as the period in life that all strive for – a time to travel, do nothing, hang with friends and family, or do absolutely whatever one wants to do. Generally speaking, …
Common Overlooked Tax Deductions

Common Overlooked Tax Deductions

Tax deductions can increase a refund amount and decrease the amount that’s owed. Taxpayers are overpaying taxes and losing money each year by overlooking tax deductions they are qualified to claim. Here are some of …
Mutual Fund Hall of Shame

Mutual Fund Hall of Shame

There are a lot of mutual funds out there that are not worth investing a single dollar into.  High expense ratios, poor investments, and bad management are some of the things you have to look …
Constitutional Contract Law

Constitutional Contract Law

As a British person, I think gun ownership is possibly the most ridiculous part of American life. Why would anyone want to own something which was designed for the sole purpose of killing people? If …
Top Customer Service Gripes

Top Customer Service Gripes

The verdict is in: customer service is paramount and is fast becoming a lost art; good customer service, that is. Consumer Reports conducted a recent study collecting the top gripes about customer service from 1,000 …
How to Fight a Bank Overdraft Charge

How to Fight a Bank Overdraft Charge

According to a study conducted by Moebs services, consumers paid $32 billion in overdraft fees in 2012, and with the average fee standing at around $27, incurring these charges can easily add up. But with …
Advantages of getting your Credit Report

Advantages of getting your Credit Report

Your credit report can have a serious impact on most aspects of personal finance: renting (or buying) a home, and arranging credit and loan agreements of virtually any kind. Your credit file contains summary information …
How to get Free Financial Planning Software

How to get Free Financial Planning Software

Sage is one of the industry standard financial software packages that you can install. However, it’s not a freeware software package. If searching for alternative freeware financial software packages, there are quite a few that …
Retirement Savings Tips for College Graduates

Retirement Savings Tips for College Graduates

Time is a very important element in saving for retirement. Ideally, college graduates are in a very good position to retire comfortably with a lofty sum of pension, savings, and other investments. College graduates have …