College education is very important. It will equip your child with the necessary knowledge and skills for them to make a good living. Having a degree and a good education will also keep them from …

“Art is more than something that is hung on the wall; it sustains you during bad times and enriches during good” to quote Giovanna Stark, founder of American Visions Art Gallery. Stress reduction and spiritual …

Under English law, when there is a breach of contract, the injured party will be entitled to damages as compensation for any loss suffered. Sometimes, these damages are quantified (so-called liquidated damages) allowing the parties …

Living on a low budget doesn’t mean having to do without. With just a little elbow grease and planning necessities are easily taken care of for pennies on the dollar. Meal-planning is one way to …

For many people the idea of investing in a mobile home is a bit repulsive. They conjure up pictures of “trailer trash” people, rednecks from the South, tin boxes, or other misconceptions that will keep …

During those tough economic times, finding ways to save money is essential. While this may seem too difficult for those who are used to luxury lifestyle, it is however necessary in order to get and …

When someone reaches graduation usually wants to get rid of student debt as fast as possible in order to move on to another stage of his financial life. However, this is not always an easy …

You can get help from a debt relief company when you are not able to manage your debts on your own. However, it is very much important to locate a responsible and established organization in …

Mutual Funds are a great way to build wealth. I know some of you may be saying “I don’t have enough money to invest in Mutual Funds.”  Actually 401k plans are simply a combination of …

For people stuck in credit card debt, it is undeniably both a challenging and trying situation. Credit cards tend to charge extremely high rates of interest, sometimes close to twenty percent, an interest burden which …

When your home goes into foreclosure, the lender puts an ad in the paper letting people know that your home will be auctioned off on a certain date. Suddenly you get ten notices in the …

When we passed the “Three-Strikes” initiative in California during 1994, overall crime in the state went down by about 26% (over 800,000 fewer crimes). Also, paroled felons from other states moved out at the rate …

Retirement is typically viewed as the period in life that all strive for – a time to travel, do nothing, hang with friends and family, or do absolutely whatever one wants to do. Generally speaking, …

Tax deductions can increase a refund amount and decrease the amount that’s owed. Taxpayers are overpaying taxes and losing money each year by overlooking tax deductions they are qualified to claim. Here are some of …

In October 2011, an ATM ‘skimmer’ was discovered at a drive through of the Regions bank at Walnut Avenue and Tibbs Road according to Dalton, Georgia police spokesmen Bruce Frazier. Thousands of people have lost …

How often have we found ourselves to be in the receiving end of a credit card bill gone awry? The problem with credit card is that if it’s easy to buy things that you’ve always …

There are a lot of mutual funds out there that are not worth investing a single dollar into.  High expense ratios, poor investments, and bad management are some of the things you have to look …

If you are like many Americans, you want excellent coverage even if you require high risk life insurance or some other type of special accommodation. There are many Americans who have had to aggressively pursue …

As a British person, I think gun ownership is possibly the most ridiculous part of American life. Why would anyone want to own something which was designed for the sole purpose of killing people? If …

The verdict is in: customer service is paramount and is fast becoming a lost art; good customer service, that is. Consumer Reports conducted a recent study collecting the top gripes about customer service from 1,000 …

With today’s economy, many people are searching for ways to earn extra money. While it is true that you can make money online by selling on websites such as EBay, Etsy, and Amazon, these methods take …

According to a study conducted by Moebs services, consumers paid $32 billion in overdraft fees in 2012, and with the average fee standing at around $27, incurring these charges can easily add up. But with …

Your credit report can have a serious impact on most aspects of personal finance: renting (or buying) a home, and arranging credit and loan agreements of virtually any kind. Your credit file contains summary information …

There are two ways to occupy a house or land in England; you can rent or buy. Since the Second World War, buying has been the popular choice. This article deals with buying a property …

It might seem unreasonable to take an unsecured loan to buy a car when the same car you are buying can be used as collateral. However, when your vehicle is an essential tool for your …

House flipping is risky business. To make it work right you have to be able to buy low, sell high, and make improvements in between buying and selling with minimum investments of time and money. …

Sage is one of the industry standard financial software packages that you can install. However, it’s not a freeware software package. If searching for alternative freeware financial software packages, there are quite a few that …

Time is a very important element in saving for retirement. Ideally, college graduates are in a very good position to retire comfortably with a lofty sum of pension, savings, and other investments. College graduates have …

Before you jump into more mutual funds, here are some things you should know for 2010. If history is a guide, then 2010 will be a better year for mutual funds. When the economy goes …

Financial stability is difficult. In fact, it often seems like very few people have experienced financial stability. We live in a materialistic world and its hard not to get caught up in it. It’s even …