“The Patient Protection and Affordable Care Act (PPACA) commonly called the Affordable Care act or ObamaCare” was signed in to law on March 23, 2010 by President Barack Obama.” The Affordable Care Act includes multiple …

Many people visit Virginia because of its rich historical heritage. What many visitors do not realize is that, like many states, there are laws on the books that could easily be broken by an unsuspecting …

Remodeling offers you the chance to transform your home in many ways. Some remodeling jobs are quite minor while others are major. What holds back many on the decision to start the project is the …

One of the most distressing moments in anyone’s life is to open the mail and find that there are charges on your credit bill representing things you never purchased. With the widespread use of credit …

Your savings are very precious in term of earning, so it would be very important for you to gauge your expectations in a realistic point of view. What are you putting today in stocks market …

Extreme swings in the stock market spur demand for feasible measures to safeguard traders’ sof stock equities.  In the wake of increased occurrences of  stocks’ downward momentum  intimated by seasoned and experienced stock market operators, …

Essentially, the Durbin Amendment seeks to limit the “swipe fees” that banks get whenever consumers use their debit cards to buy something. Because there have been only two providers of payment services, Visa and Mastercard, …

Abortion happens in the first trimester when the fetus is not an independent entity from the mother, but is part of her body. This may be a life form, but this is not a human. …

Being issued a speeding ticket is not a good thing at all, the individuals driving records will be tarnished for some good years because of this cause. And one should try an avoid by all …

Unfortunately, many cost-cutting tips for the home involve some kind of initial investment. Those that don’t cost anything would be to keep your thermostat at 68 or 70 at the most. You can let the …

The collection industry has changed a great deal in the last ten years. Where companies used to assign a debt to their collection department or to a collection agency and paid them after they has …

The second amendment to the US Constitution states “A well regulated Militia, being necessary to the security of a Free State, the right of the people to keep and bear Arms, shall not be infringed.” …

Before you sign on the dotted line, take another look at your insurance policy and why its premiums are so low. Does it cover the replacement cost of your valuables, or does it cover the …

One of the many difficulties that single parents face is finding enough money to go around. One parent means one income, and this has to cover all a household’s needs. By following a few frugal …

Your emergency fund should be for an EMERGENCY! Not, “I really, really want to go to this concert,” or, “I really need a diamond studded dog-collar for Tinkerbell.” Everyone’s definition of an emergency is different. …

Invention is a wonderful event. It is the expression of an idea, legally identified as a unique application of an idea that has never been done the same way before. There are several rules for …

The recent collapse in the price of oil from a high of $147 per barrel of oil to the current price of approximately $108 per barrel has caused a similar decline in the prices of …

Everyone dreams about financial freedom. What financial freedom means to most people is having enough money to pay their bills, plus a little extra for the extra things in life, which they strive to be …

Investing during a recession is done very carefully, if at all. It all depends on how much you can invest wisely and how long you may have to hold on to your investments. When money …

The Electronic Frontier Foundation (EFF) understands the problems that arose along with the electronic highway and is dedicated to helping those who write for the web know when’s the law is on their side. Bloggers …

For Americans struggling with their budgets, people reeling from the cost of gasoline, those worried about employment or making the next mortgage payment, January 2013 will not be a good month. In fact the whole …

In this, the year of a not-so-great economy, everyone is looking for new places to save. If you are a homeowner, it behooves you to shop for the best insurance rates. The key to fairly …

Challenging a gag order placed on it by the National Security Agency (NSA) about sharing the details of its Prism program, Google took its case to court. Seeking to use its First Amendment rights to …

There are many factors to consider before taking out a personal loan. Loans are a great way of obtaining money quickly, which preys upon our instant gratification lifestyle. A personal loan should only be considered …

Doesn’t sound very convincing, does it? Of course it does not sound real. But you can actually make a cool million by investing merely $$ 1.And if you are still unsure of how, read on. …

Getting out of a speeding ticket is a skill that many, if not most, drivers would like to have. After all, there are few experiences in life so instantly anxiety-inducing as the moment a driver …

The Sarbanes-Oxley Act has threatened and limited the employment opportunities of corporate and audit professionals substantially since 2002. After all, why shouldn’t auditors be allowed to also consult the corporations they audit? Can’t an accountant …

Finance Companies come in a variety of forms, under different names and performing a range of financial duties. In these modern times you come into contact with finance companies almost on a daily basis. Many …

Going to college is not only a great life choice, it is also very expensive. Students who cannot afford to pay for two or four years of college can apply for a student loan to help …

Marijuana was not only legal in this country until 1937, with the implantation of the Marijuana Tax Act making it illegal, but there was a law in Jamestown Colony since the early 1600’s ordering farmers …