Three Top Penny Stock Picks Carpathian Gold Inc. is a gold penny stock focused on constructing its 100%-owned RDM gold project in Brazil that is expected to produce over 90,000 oz/yr for 10 years at …

The art of real estate investing is truly one of creating multiple relationships. This being said one normally needs to find a place to purchase property.For my purpose I used www.loopnet.com for the month of …

Workplace discrimination often occurs without the individuals responsible or subjected to it, being aware that it is actually happening. Ensuring that both employers and employees are more aware of the laws is therefore important, because …

With the advances of technology of mobile phones they are becoming to be used for much more than calling and texting. There are iPhone apps to do almost everything. You can use iPhone apps to …

Groceries tend to be the area of the budget that can always get out of hand. It makes sense. Given the choice between the family “starving” and going over budget, people are always going to …

Who would qualify for a VA home loan? A VA loan is comparable to a FHA loan. The VA loan is a guarantee to any home lending bank or company by the Veterans Administration. This …

There are many good reasons to take advantage of investment in CDs. First of all, for those not aware, CD is the acronym tied to Certificate of Deposit.  Advisably, the best way to invest in …

Cost of living is increasing in the US. This is one of the reasons why many senior American citizens are seeking affordable and quality retirement abroad. The technology (like email and Skype) enables them to …

The headlines in the UK at the start of 2011 have been dominated by the controversial news that the government has increased VAT from 17.5% to 20%. This increase in taxation will be felt across …

There are several ways to get a lower price on your Renters Insurance policy. You should be aware however that saving money in this area will really only get you enough saved in a whole …

1. Put All Your Biils Together, and Keep Them Together! As soon as your mail arrives, pay them immediately so this way you know immediately how much money you still have, or at your designated …

The United States Government is run by politicians. Politicians are not doctors, very few have been real law enforcement and many of them come from privileged backgrounds. Our president, our senators, our representatives and our …

Due to these tough economic times brought about by the continuing global economic crisis, people look for alternative ways to earn extra income. However, one of the biggest problems encountered by people in search for …

there is a travisty that is happening in the united states that i think that we should all be aware of. and that is the men and women that are in the armed forces that …

Distracted driving is nothing new. For decades people have been tuning their car radios, eating, putting on makeup, combing their hair, reading books, watching movies, lighting cigarettes and doing almost anything else possible while driving. …

What does your future look like in retirement? Will it consist of a steady income to maintain your standard of living or will it be a struggle just to keep up with the cost of …

All civilized societies disallow murder if they wish to model behavior against murder. That said; let us look at some facts. In the USA, in 2009, approximately 15,000 murders were committed, that is of those …

A recent study commissioned by the Federal Reserve revealed that a large percentage of people have little knowledge about how their mortgages work. Many do not understand the basic concept that an increase in interest …

It is extremely advantageous to make a will. Various direct and indirect benefits can come from this decision. One should know all of the benefits so that they can make an informed decision when considering …

Debit cards are being used more often than ever before.   Credit cards have been the fad years ago, but since debit is easy to use and help prevent debt, almost any retailer will allow debit …

Loans have existed throughout history without credit checks, with collateral often exchanged for loans. Credit checks are a product of the computer age. Before that a mans word would be his bond, unless he had …

Turn the Lights Off Banks making too much profit? Not Citigroup. The Prince doesn’t know how to profit from his crown jewel. What do India, Buffalo, Cincinnati and northern New Jersey have in common? Here’s …

In an increasingly uncertain world, families are seeking ways to protect themselves without breaking the bank. Although the economic downturn has stopped some families from seeking coverage, many have responded by determining new ways to …

The number and variety of investments that are available to choose from is constantly growing. To those who are not directly involved with the market, keeping up with this kind of thing can prove to …

The Internet in particular is awash these days with ads for grand schemes telling you how to pay off your credit card debt. The economic hardships of late have of course left a great many …

Bonds are contracted debts that obligate issuers to pay periodical interest and repay the principal at maturity. Every bond when issued must state par(face value),interest rate,and maturity. Bond issuance is announced publicly together with its …

Teenagers learn many different subjects in school.  Some of the subjects that teens learn will be ones that they will use throughout their entire lives.  Other subjects that teens are forced to learn if they …

The student loans system is slightly different in each individual country of the UK, having only ever been a student in Scotland I can only explain the Scottish system. You can apply for a student …

You are 21 and start working and probably at this moment you don’t think on the financial needs when you will reach the age for retirement. It is time that these people need to be …

This question is not all that different from asking what constitutes financial freedom? And the only problem in asking this question is that many people have their own definitions and understandings of financial freedom. For …