One thing traders and investors take advantage of in the stock market are trends. Trends are defined as things that either recur regularly or the general direction of the price during a certain time frame. …

The 1990s gave Americans a new word to define.  That word was “outsource”.  To outsource meant to send away or abroad.  As in American corporations decided to outsource jobs to Mexico and overseas.  Yes, outsourcing …

Perhaps there should be no surprise when we hear major corporate media’s reports concerning the war in Iraq. It, after all, mirrors what the Bush administration has been saying since the increase of the resistance …

Nobody has any kind of a demonstrably miraculous internal Magic 8 Ball, and those who claim that they do are often proven to be in error. Minus omniscience or psychic ability, most struggle to make …

Junk bonds are an interesting investment vehicle that are better suited to more seasoned investors comfortable with taking risk as opposed to beginners who are new to investing. The common question to ask at this …

Social media has exploded in popularity in recent years. With the growth spurt, has come some issues that are affecting personal rights, privacy issues, liable statements, and many other legal issues. This is creating a …

Approximately one quarter of all Americans have no access to credit. A poor credit score or even a lack of credit history effectively closes the door to mainstream lenders. Unwilling to take the risk of …

Within the home insurance industry, there are different types of designations for policies depending on your needs in property insurance. For example, if you are renting, you will need a renters’ insurance policy. If you …

Retirement suddenly offers a respite from the discipline of having to go to work, yet it provides an income. For the youthfully minded pensioner sitting around is not a stimulating option. What does a healthy, …

Student loan debt is a major problem across the country. Currently, more people have some form of debt than wealth. The load can be as large as $50,000 -$100,000. The majority of young people will …

Most lenders will allow customers to prepay mortgages in some form without penalty. Savvy borrowers will take advantage of these options and save themselves thousands without having to try too hard. For example, taking a …

Millions of people use PayPal for the ease of online transactions despite the high charges levied. However if you happen to encounter a problem with PayPal you could fall into what is termed ‘the PayPal …

Any court that can review the decisions of lower courts is considered an appellate court. Picturing the court system as a hierarchical organizational chart – two charts, actually, one for the federal system and one for …

Credit cards can be a wonderful convenience, an extremely secure method of paying for goods and services, and even a way of obtaining cash-back or other benefits. It is unfortunate however, that credit card usage …

“What is a mutual fund ?” one may ask. Mutual funds are a collection of stocks and or bonds assets under the management of professional asset managers. They seek to make money for their investors …

So you are ready to invest in your future? Sounds like a wise decision if you have the right plan in place. There are many ways to secure your future through investing. Investing online can …

How should you pick investments and how much risk should youtake? The question came in an email from my son, who is in his senioryear enroute to an economics degree. Seems a bit presumptious for …

Two years ago my wife and I had a baby girl. We decided it would be best for her to stay home with our daughter, but that comes at a cost. The following five tips …

A grantor of an insurance policy is a person or trust to which certain ownership rights of a life insurance policy have been transferred. This is normally done when an individual or family trust is …

A mutual fund is where a fund manager takes money from many investors and invests it in stocks, bonds, short-term money market instruments, and/or other securities. The fund manager then trades on these investments, with …

There are many Forex Brokers available and Dukascopy is one of then. It is very well recognized and reputable Forex Broker found on the market. Dukascopy is under control of the Financial Services Authority.  Metatrader …

Trading in the stock markets is open to everyone with small money to invest, even $10-$100. The problem is that often many people are confused because they do not understand how the stock market system …

Living well is defined differently by everyone. The amount of income that a family has will often dictate how they define living the good life. When you can’t manage to gross $25,000 a year much …

I’m not sure this will help more than it will only repeat what is already known; that is the Federal government isn’t listening to the average Joe like Governor Palin would say “average Joe six-pack”. …

Math can get very complicated once you get into physics, geometry, etc. Many people start hating Math when it gets that complicated. The good thing is that you don’t need to know the complicated Math …

A poor credit rating can cause you issues in a wide variety of ways including: failure to get a job, inability to buy a home, inability to finance a vehicle, inability to receive any loan, …

A temporary restraining order strictly from a law enforcement point of view is an enforceable court approved document prohibiting contact between a person(s) and another person(s).  In Minnesota, temporary restraining orders are signed by judges and approved …

Federal Deposit insurance serves an important role in the modern banking system. Known as the FDIC, this insuring company provides a plan that protects an individual depositor up to a certain dollar amount. This ensures …

Anyone who has ever been harassed by a collection agency knows that this is a very uncomfortable position to be in.  It can also be quite embarrassing to be receiving these phone calls just about …

            The Vanguard New York State Long Term Tax Exempt Investor Fund is a fund that I personally own, and is made up primarily of bonds. There are actually two different versions of this particular …