The United Kingdom’s Office of Free Trade (OFT) has announced that it will be investigating 50 companies that offer pay day loans. The OFT last investigated this market in 2010, and found that these loans, …

The definitions of ETFs already provided are fine, but the point is understanding how they’re used in a portfolio. ETFs can be very beneficial because they are an inexpensive way to buy a basket of …

Seldom is the fate of one man responsible for changing laws in the United States.  But Anthony Porter will have that distinction for the rest of his life.  A life that was fifty hours from …

Marijuana regulations in the United States have not changed since the days of Reefer Madness, until now. Marijuana has been approved for medicinal use in 18 states and the District of Columbia. In spite of …

Many people put off retirement planning especially when they are still fairly young.  Unfortunately though, it is those exact people that will have to work past their retirement age in order to be able to …

Mutual Fund is one of the popular and growing choices of an investor. It allows investors to benefit from the collective strength of the group (pool). The benefits include: 1. Services of Investment Professionals An …

An abundant life doesn’t happen in an instant. It doesn’t necessarily require luck or fate, all it needs are good planning and careful, persistent, and determined efforts. Financial planning is very important in achieving a …

As a mother of two young children and a law abiding, tax paying citizen that was jailed without due process for the crime of none other than protecting my children in a violent situation, I …

The EPA began operation on December 2, 1970 under the Nixon presidency. However, the EPA’s origins can be traced back all the way to 1962. The agency was established due to rising concern over toxins …

No! No!  Kids should not have credit cards.   You are teaching your children at an early age that if you don’t have cash to pay for something, charge it.   Adults today are in financial situations …

The beauty business is one of the most thriving and lucrative industries in the world with worldwide sales reaching on average around $170 billion per year. And skin care products are among the most popular …

I can explain how home equity loans suppose to work; but in reality, the crash of the housing market has changed every aspect of this process The way it is supposed to work: Before the …

As a recent college graduate I find myself faced with the very question of paying back my student loans. After countless of hours of research, I have come to one conclusion: student loans will never, …

The credit card industry proved incapable of regulating itself and complaints about unfair practices soared as high as charges and interest rates. Credit card providers are obviously in business to make a profit but some …

In this electronic age, there are more reasons to pay bills online than to ever send a check through the mail, or have to wade through customer support. Saving time If you have payments direct-deposited …

A depression is a severe downturn in economic activity indicated by a sharp drop in gross domestic product and chronically high unemployment. While economist may debate the exact definition of a depression there is a …

Eligible medical expenses which may be included among itemized deductions are the costs of equipment, supplies, and diagnostic devices, as well as payments for legal medical services performed by licensed medical practitioners. Medically prescribed drugs …

THE ZULU PRINCIPLE. The connection between the Zulu peoples of South Africa and an investment ideology which can impact positively on your quest to crank up the profits from your stock market investments might not …

Several years ago the Social Security Administration (SSA) created the Death Master File to help banks and businesses prevent identity theft, however it has led to some unintended consequences. As a result, lawmakers are calling …

“Ya know, honey, I think we could actually do it,” I said with a big grin over two years ago. I had just completed what I thought was good numbers crunching. I had also just …

Bankruptcy law in the United States is a federal statutory law contained in the Title 11 of the United States Code. It provides for developing a plan to allow a debtor who cannot pay his …

College costs often deter single parents from returning to education, and in New Jersey the cost of living is high to begin with. However the State does offer financial help to students on low incomes …

As our little ones emerge from being a twinkle in our eyes to a real life child, parents smile at the amount of help they may receive from family and friends. In the beginning this …

In case law, a tort is a civil wrong that may not be illegal but does lead to harm to someone else. It is when one person engages in an act or behavior that causes …

The amount of money that you need to live comfortably would depend on what your “comfortable life” is. Comfortable living doesn’t have a definition, and it depends on each individual. This reminds me of a …

There are several things college grads need to know about health insurance and I have listed them here. 1) If you were on your parent’s health insurance, you will lose your coverage within 30 – …

In his one-man show entitled “Defending the Caveman,” comedian Rob Becker explores the differences and misunderstandings between men and women. He does this by exploring his decidedly unscientific analysis of prehistoric couples. The fact that …

Retiring is every employee’s dream, but in today’s economy, with many retirement accounts having been affected by the recession, it can seem to loom just out of reach on the horizon. There are options that …

It is common for kids to receive checks made out to their name when they receive money as a gift for a special celebration or perhaps a part time job. This is often an exciting …

First off, many people don’t know what a Series I Savings Bond is. Well, it’s a U.S. Treasury Inflation-Indexed Security that you can purchase at most major banks. They are sold at face value and …