Selling a home can have a huge impact on one’s federal taxes returns. While selling a home can be an exciting moment, it takes a lot of effort. When selling a home there are so …

Traditionally the stock market has been seen as a very safe investment over a long period of time. Financial counselors such as Dave Ramsey point to statistics that if you invest your money for any …

Under Legal on The Free Dictionary, a common law marriage is the “A union of two people not formalized in the customary manner as prescribed by law but created by an agreement to marry followed by Cohabitation.”  That …

The IRS says: “The recovery rebate credit is a one-time benefit for people who didn’t receive the full economic stimulus payment last year and whose circumstances may have changed, making them eligible now for some …

Hard Money Lending…the name seems to imply a sort of predatory lending; excessive fees and rates, grandmothers thrown out in the snow for one missed payment and ruthless collection tactics. But Hard Money Lending, also …

Choosing mutual fund investments from the thousands of fund offerings available can be daunting. With so many different categories of funds and fund families, it may make sense to work with your financial advisor. Here …

For the most people savings accounts not only provide a safe convenient place to store extra cash but also provide a steady source of income by paying interest on the money invested. Unfortunately the interest …

Please tell me folks, when we are going to get tough on sex offenders in this country? Every night I turn on the TV and watch the news about another missing child found with a …

Over the years, credit cards have become a great convenience and, for some, a necessity. There are many beneficial reasons to use credit cards. When you want to make a purchase all you need to …

If you have allowed your student loans to go into default then you already know that you have made a costly mistake which could have been avoided. Perhaps the court judgment is already in place or …

Most people work hard throughout their lives towards ensuring a reasonably comfortable retirement. Since 1937, a majority of working individuals have paid into the Federal Old-Age, Survivors, and Disability Insurance (OASDI) program through taxes labeled …

The goods of the deceased or owned by people who are unable to care for themselves are made available in many ways to people who desire such items. One of those ways in which such goods are marketed …

In all 50 states, including Mississippi, tenants and landlords have certain duties and responsibilities which they owe to each other.  Determining exactly what those rights and responsibilities are can sometimes become a difficult and confusing …

You have probably seen the TLC series, Extreme Couponing.  By seeing the participants getting many carts of items for pennies you are probably wondering how they do it and if it is worth the time …

Credit cards: Whether you love them or hate them, credit cards are here to stay. Credit cards have become commonplace staples in the average person’s wallet, with some holding no less than 10 of these …

Since the passage of the Sherman Act in 1890, Antitrust jurisprudence has evolved in a variety of fashions. More recently, the Supreme Court, under Chief Justice John Roberts, has taken a decidedly pro-business approach toward …

Loyalty Oaths Loyalty oaths are statements used as a condition of employment. Their purpose is to try to force individuals from “certain associations, beliefs and principles.” They have been used continually since the Revolutionary War …

With all the banks in the world today, the question arises: should we keep all of our money with one bank? I think not. I have money with two separate banks where I live. These …

A trademark, according to the U.S. Patent and Trademarks Office, is a legal device which protects “words, names, symbols, sounds, or colors that distinguish goods and services from those manufactured or sold by others and …

Personal financial problems are getting worse with today’s economic stagnation.  Hiring is almost non-existent, home values are continuing to drop and personal finances for many are in dire straits. With the gloomy economic picture being …

What is a payday loan and is it a good idea to get one? Payday loans are short term, unsecured advances by an alternative lender to a borrower who seeks convenience and speed in obtaining …

Get-rich-quick schemes don’t work, of course, but this masks an important truth about American society and the economy. The truth is that many people do rise from very limited circumstances to significant wealth in fairly …

If you own a home, it is quite possible you may at some point become dissatisfied with your insurance company. This is usually after you file a claim, say for a hail storm, and do …

When a student first embarks on college life it is going to be a huge expense. Typically the student is going to take on a large amount of debt which will need repaying when college days are …

Once you have your federal student loans there is no escaping repayment. They are non dischargeable and you can be pursued for non payment relentlessly and indefinitely. Defaulting on these loans is not a wise …

Saving money anyway you can is becoming more needed than ever as more and more people find themselves without a job. It’s not just those finding themselves out of work that are tightenting the budget …

A process server is an individual who is usually hired by attorneys or legal organizations to deliver legal documents to an individual or party. Essentially, a process server is a liaison between a party that needs to …

With more students being encouraged to obtain a college education despite the soaring costs involved, there are plenty of initiatives to make securing a student loan easy for most applicants. Having a low income is …

The Janus family of mutual funds is divided into four categories including 1) Asset allocation funds, 2) Equity funds, 3) Bond funds and 4) Money market funds. A complete list of these funds can be …

There are certain benefits that students can accrue from judicious use of credit cards, but the record of student use of credit cards tends to tip the balance against them. The majority of students lack …