Online banking has made traditional banking practices almost absolute.  People can transfer money, pay bills, and even check their balances all with a simply click of the mouse or push of the button.  Due to …

History has taught us, that one person’s loss is another’s gain. It is a sad fact of life that somebody profits from someone else’s demise. This happens all the time and this has happened several …

Mutual funds allow you to buy a whole basket of stocks with one investment. Unless you are an expert at picking stocks, mutual funds are a much safer way to go. With a mutual fund …

The “occupy *insert location here*” movement is a massive protest of sorts that is rapidly sweeping across the planet. Now in reportedly 150+ cities and counting, the occupy movement has left many, who may not …

It eventually rains on everyone’s parade, financially and figuratively speaking. The rainy days always come, but with careful planning and preparation the result doesn’t have to be post-diluvian debt. Financial emergencies can present themselves in …

If you are having trouble keeping up with your mortgage payments or the terms of a loan, it may be time to approach your lender for what is known as a loan modification. In most …

Brown bagging your lunch can be a wonderful way to save money. Eating out can be extremely expensive. There are many ways that you can easily pack your lunch for cost savings. Look for low …

One provision of the American Recovery and Reinvestment Act of 2008 included a temporary revision of the Hope Credit for education expenses. The revised credit was named the American Opportunity Credit (AOC) and was applicable …

With so many investment options out there how does one figure out what to invest in? Out of all the options available stocks, bonds, and a savings account are the most popular. Other investment types …

Pay day loans may once have been the preserve of those with no other means of borrowing necessary funds to get by, but these days more people are turning to them. Those who once had …

Floating vs Fixed Rate Mortgages! How many of us know here what is good for us in the future. Retrospectively everything and anything can be analyzed, but looking into the future we will need a …

Although local areas may have additional landlord-tenant or housing laws, West Virginia’s state landlord-tenant law is very simple and easy to understand, both for the tenant and the landlord. There are only eight things that …

The traditional view of a tax cut is that it will stimulate consumer spending, reducing saving, which implies an increase in interest rates and a reduction in investment. Another view though was suggested by David …

In an unstable economy investing in the future can be your only sense of security. Luckily, there are many ways to secure your investments when you retire. You can purchase a home, you can invest …

Ok, lets get going on a topic right away….Money. Wow! Everyone needs it, alot of people write about it and still more talk about it. Well, I am going to also. But, this post will …

Twitter rocked the boat recently when it announced that it would let world leaders decide what people inside their countries could see and say on Twitter. The announcement cheered the likes of Raul Castro, Hugo …

Student loans in the United States are governed by the Higher Education Opportunity Act (1965) and the Truth in Lending Act (1968). These two acts require the APR of a student loan to be transparent. …

Filing your taxes doesn’t have to be a dreadful experience. With today’s abundance of online tax-filing services, finding new and “hidden” deductions is becoming easier and easier. Whether you’re filing online or filing by hand, …

Federal Housing Assistance loans are a popular way for those with less than perfect credit to apply for a mortgage. They only require small down payments from borrowers and are touted as FHA insured against …

“Treason” is a strong word. To be indicted for treason it would have to proven, beyond a shadow of doubt, that insurance executives set out to destroy the U.S. government. I don’t think that was …

A company’s annual report is very important. It is beneficial to both the company that is looking for prospective investors and to the investors who are looking for companies to put their money into. An …

Driving while under the influence of alcohol or drugs (DWI, DUI or IMPAIRED) is the most dangerous cause of accidents and deaths motorist face daily. Everyone in America who drives knows and understands the consequences …

Insurance is so important because it offers peace of mind. Insurance allows for the unexpected to happen and still be able to manage. You see this in virtually all types of insurance, but the types …

Why should you consider buying an energy-efficient air conditioner? There are at least two very good reasons. For one thing, an efficient unit will save you considerable money over time. Another consideration is that, in …

In almost any argument or debate for or against taxation, the subject of a flat tax often comes up. Simply put, a flat tax would tax citizens at equal rates, regardless of personal income. Currently …

Is your credit rating not where you want it to be? If this sounds like you, there are ways in which you can raise your credit rating to where you want it to be. It …

The new market movers are increasingly becoming less a human economic reality, and more of a cyber-market event. This is because the digital share-trading process is evolving to a level of ultra-fast securities market making …

The Online Protection Act, signed by Congress and Former President Bill Clinton on October 21, 1998 was to be enacted in April 2000 in response to a growing awareness of Internet marketing techniques that targeted …

Surviving on one income is going to take some planning. Perhaps you need a parent home due to a child that has health issues. Perhaps you just plain feel the need to be home with …

Saving is a crucial ingredient necessary for successful realization of your financial plan.  Financial plan can not be made alive or implemented if it is not backed up with savings.  Efficient financial plan is comprised of the …