Credit Scores in the UK

Credit Scores in the UK

Having and maintaining a good credit score is a key part of handling your finances and will determine if you are accepted for credit, loan and mortgage applications. In the UK there are three main …
A Case to Legalize Drugs in America

A Case to Legalize Drugs in America

Is there a good case to legalize drugs that are currently illegal? Drug advocates point to lower costs in law enforcement and imprisonment of those convicted of drug-related crimes. They tend to assume that drug …
Payday Loans Facts

Payday Loans Facts

A payday loan is a short term loan made by writing a check to a payday loan company. The payday loan company does not cash the check, rather it is held until your next payday …
Judge Rules Health Care Law Unconstitutional

Judge Rules Health Care Law Unconstitutional

Since the United States House of Representatives and Senate passed President Barack Obama’s health care initiative Affordable Care Act (ACA), dubbed by many as “Obamacare” last spring, judges all over the country have ruled either …
Plea Options

Plea Options

Whether you plead guilty or no contest, your plea counts as a finding of guilty and a conviction on your record. But there are differences between the two that may prove important to you. There …
How to Buy Life Insurance

How to Buy Life Insurance

Who needs life insurance? You need life insurance if your loved ones depend on your income because the proceeds from a life insurance policy can replace the income lost to your family upon your death. …
The Criminally Insane and Prison

The Criminally Insane and Prison

Prisons have many goals in society, among them are to punish one for their crimes and rehabilitate said criminal so that they may at some point rejoin society as a functional and successful member. When …
Managing Student Loans

Managing Student Loans

A big problem many students have when applying for and obtaining student loans is that they borrow more money than they need. If you have never borrowed money for college before, you will receive countless …
How to Avoid Online Credit Card Fraud

How to Avoid Online Credit Card Fraud

In a world where the internet is instantly available on your phone and your credit card is as seemingly an indispensable a financial tool as any other, more than ever are consumers confronted with the …
How to Teach Children to Save their Money

How to Teach Children to Save their Money

Being financially literate is important for children and individuals of any age. It is important to start teaching kids about money and personal finance when they are still in school. There are some easy tips to …
Economy

Economy

How much does it cost you, in real dollars, in order to keep you and your family healthy and alive? Like it or not, the “Depression of 2008” has caused a whole lot of people …
Buying Stock on Margin

Buying Stock on Margin

Lets start with the basics. What exactly does buying on margin mean? Buying on margin is in effect borrowing money from the broker you use for your stock or option trading. Depending on your broker …
Peace of Mind with Renters Insurance

Peace of Mind with Renters Insurance

You found an apartment, bought a new flat screen television, but did you remember to get peace of mind? About 75% of renters do not have renter’s insurance. They feel it is unnecessary until something …
Ave Maria Mutual Funds

Ave Maria Mutual Funds

Most people have not heard of Ave Maria Mutual Funds, but if you are a religious person, then you should try to look them up. Ave Maria funds are mutual funds that attempt to invest …
Online Auto Insurance an Overview

Online Auto Insurance an Overview

Using the internet to find information on auto insurance has never been easier. These sites give readers the chance to learn everything they need to know about auto insurance, including the specific needs for their …
Short Sale and Credit Score

Short Sale and Credit Score

The real estate climate in today’s economy is one of the most difficult times to sell a home. It was recently estimated by the Wall Street Journal that one in four Americans is currently underwater …
Constitutional Contract Law

Constitutional Contract Law

The U.S. President cannot make an actual law without the approval of Congress. Under Article II of the U.S. Constitution, the President of the United States is the head of the executive branch of U.S. …
Tips on Surviving on a Small Budget

Tips on Surviving on a Small Budget

Having a tight budget is tough even when the economy is good, and when the economy is bad a tight budget is even tougher. Growing up poor has an advantage, not having excess becomes a …