Term Life Insurance/Term Life Assurance What is Term Life Insurance? Term Life Insurance is also known as Term Assurance, or Term Life Assurance. This type of Assurance provides Term Life Insurance for a limited period …

The death penalty is by no means a deterrent to crime. But it could be. That doesn’t seem to make sense at first, but looking at a collection of data on the subject proves just …

Oh dear here is another article on how to save money. This one is about electricity but the principle is the same no matter what. The best way to save money on anything is not …

Each month the bills come in just like clock work. Too often those papers get tossed into a corner or on a shelf where they are either lost or forgotten. As a result bills often …

There are a few tenant and landlord laws that exist in Nevada with the purpose of shielding the renters and landholders. A number of rights are also set aside for the renters. The rights of lessors …

Many states have created a standardized document for forming a legal entity. These standardized forms were created partly to prevent lawyers from drafting and submitting extremely long incorporation documents and partly as a way to create ease of …

It’s a shame that short sale buyers don’t come with flypaper on the soles of their shoes. That sticky stuff would make it so much easier to keep them in the process. Think of the …

In the United States, very few types of debt are tax deductible. Currently, only mortgages, student loans, and some types of business debts can be used as a tax deduction. In fact, only the interest …

Living on one income is difficult. Especially if you’ve designed your whole life around two incomes. My wife and I found out we were pregnant a week after we purchased our first home. However, we …

The Importance of Insurance Have you talked to your insurance agent lately? There are insurance options for everything you could imagine. So, how do you know which types of insurance you really need?  The purpose …

In what is shaping up as a collision between the First and Sixth Amendments, the widespread use of social media is coming under scrutiny for the way it can influence legal proceedings. Ubiquitous access to …

One of the discussions that my next door neighbor and I have had in the past is this topic which is quite interesting to write and talk about. I asked her “Is there really a …

It just came in the mail – another form letter from your insurance carrier – this time stating that they are denying your insurance claim. You owe thousands in doctor and hospital bills, most of …

Junk bonds are an underrated and often misunderstood investment tool. The name simply means that the bond is issued by a company that has a higher credit risk and a lower bond rating, so it …

Investment Clubs are the answer for beginners. One of THE best ways to learn about investing is to join an investment club. You can seek out groups that only include women or just men’s groups. …

Making a budget will better your lifestyle, and you can make it easy on yourself to stick to that budget. You cannot stick to a household budget if you do not have one or have …

Waiting for a tax refund can be such a rewarding feeling for any individual. However, there are times when you will experience delays which can be quite disheartening. Are you experiencing a tax refund delay …

The standard deduction is a dollar amount specified by the Internal Revenue Service (IRS) that most taxpayers are allowed to subtract from their Adjusted Gross Income (AGI). The amount of the deduction allowed is based …

Various types of loans are available to the average person. Some of the common loan types available are student loans, home equity loans, small business loans, payday loans, and bad credit loans. Student loans are …

Single parents considering embarking on a college education in Utah will need to be very quick off the mark to become eligible for financial aid and grants to help with the costs of attending school. …

When it comes to your finances, there is no doubt you already know that finding the best deals will save you money. However, did you know that finding the best deal on a credit card …

There is an old saying that goes, “Neither a borrower nor a lender be.” That same adage is particularly applicable when it comes to cosigning a loan for a friend or family member. Despite your …

As with anything in life, there are always two sides to the story, cons and pros. Mutual funds are no exception. Here are a few main differences between mutual funds and other investments. Mutual funds …

You may be able to claim an elderly single parent as a dependent on your tax return. Furthermore, if you are single and your parent qualifies as your dependent, you may also be eligible to …

There is security in owning a home that is totally paid for. Real estate markets may fluctuate on the home’s worth, however this is secondary to having the freedom of knowing your home is really …

I actually can’t believe I’m writing about this, because I feel so strongly against it. And, after my say about it, it will become apparent why I’m writing in this forum. The wreckage, carnage, and …

I grew up with guns, so I see them a little differently than many people who haven’t. I see them as an opportunity to live, not a chance to die. When it comes to self-protection, …

‘Every Single Cent You Put As An Investment Should Be Targeted On A Higher Return’ It is my theme in life on investment and once you make an investment you have to keep an eye …

Saving money can be a difficult and time consuming goal to achieve especially when you are trying to save larger sums of money. If you live in a big city then the harder it is. …

For most people, when it comes to investing there aren’t a lot of fancy options out side the stock market. Some dabble in real-estate, but beyond that there’s not much for the casual consumer to …