Renter’s insurance can provide much-needed peace of mind to homeowners, renters, and condominium owners. Whether it be in troubled times when you need it most, or on a day-to-day basis, just having renters insurance sets …

There are many types of mutual funds available in the markets. There are open-end mutual funds, as well as closed-end mutual funds. This article would discuss and explain the general characteristics of closed-end mutual funds. …

Online banking provides an extremely convenient way for people to manage their finances and has grown to become a mainstream banking service. Banks have invested huge sums of money in ensuring that their online banking …

If you have ever wondered why your interest rate calculations don’t match those on your credit card or bank statement it may be because of the difference between real interest rates and nominal interest rates. …

As a retiree, you should be able to cut down on your auto expenses right away because you are no longer commuting to work. Because you have less need to hurry anywhere, you should look …

Mutual Funds are the most balanced and popular investment option available to retail clients the world over today. The immense popularity of mutual funds as an investment choice is not without reason. Mutual funds enjoy …

Single parents are all too aware of the extra challenges they face when considering embarking on a college education. It means giving up things now for the promise of better opportunities in the future, and …

In human discourse and forensic discussions, words and terms are important. When it comes to putting criminals to death “capital punishment” has a far less ominous sound than “the death penalty.” Those who are for …

Certain deductions are a red flag to the IRS and may precipitate an audit. If you have kept careful records, you should have no problems. If your records are incomplete, the IRS may disallow some …

The Canadian fixed-income capital market is essentially a wholesale market where trading is completed (mainly by institutional investors, for example, pension funds). The market is a sub-sector of the capital market.  A capital market is …

Today it takes two incomes to live comfortably and the adjustment to one is difficult. When you cut your income in half and add a person to your family living on one income is tricky …

One of the biggest expenses for people in the winter, is the heating bill. In certain areas this can be hundreds of dollars more in a month for a good part of the year. There …

With a traditional IRA, you pay taxes when you withdraw. With a Roth IRA, you pay taxes when you contribute. The same with a Roth 403(b). You pay taxes now on your retirement savings contributions …

Torts.  The word “tort” comes, as do so many within the legal system, from Latin.  Its meaning has evolved from “twist” in that language, through Old French and Middle English to the present specific “breach” …

Well Gee Wilikers, Marc(Mitler)*, you sure can go on. I don’t think anyone could have told the Truth better than you, except for maybe Lester Maddox. But the Governor was a man of few words. …

Nothing can prepare you for the trauma of a home burglary. You’re probably going to need to deal with the emotional and psychological aftermath first. Contact your local victim support service for help – and call in as …

Graduates who have the passion to serve as Volunteers in Service to America (VISTA) have the opportunity to help the poorest in society by helping to strengthen communities and address the needs of those less …

Be careful: It’s not always so easy to get an extension. There are many misconceptions in regards to extensions for filing your federal and/or state tax returns by the deadline. These are the most important …

Banks are businesses and as such they want to make as much money as is possible. They, like the rest of the world in 2008 took a big loss and some even were forced out …

Excessive euphoria in the stock market should act as a clear signal for the average investor not to put more money into securities or funds. With euphoria, or the excitement of rising stock prices, soon …

Bitcoin is becoming popular because it is so very tiring to hear again and again about governments worldwide who have mismanaged public funds, and thereby public trust, and this method offers an alternative. Bitcoin avoids …

Life insurance comes as a necessity in this day and age, much thought and research has to be put in before settling for the right type of life insurance. There are several hints to help …

Rising food prices and increased cost of living in general make it difficult to create a realistic budget nowadays.  Other times, we manage to design a realistic budget yet fail at implementing it due to …

It seems like in today’s society there is insurance for everything: our cars, our houses, our mortgages, our valued possessions inside our houses, our health, and even our own lives are insured. Why do we …

What does “RISK” have to do with “INSURANCE”?  You have to first understand what insurance is and what it is not. Insurance is a legal contract that you sign in which you agree to pay …

With a degree in hand and a sense of independence, graduating college students are now  prepared to begin their lives in the job market, hopefully with most considerations already figured out.  If you’re one of …

Recording a phone conversation can be very useful in a number of different situations. You may have trouble remembering some instructions that were given to you by your boss over the phone. You might need to …

Ideally the type of law degree that you wish to purse as an education and future career should be chosen because of the type of law that you take great interest in. Considerations in this …

Insurance is a commodity. You can buy exactly the same coverage for exactly the same rate from any number of insurance providers. Which is not to say that all insurance policies, or for that matter, …

Bad credit can affect your life in many ways, such as: paying higher interest rate, failure to get a job, paying higher premiums on insurance, failure to get a loan or financing and massive damage …