Surprise: Budgets aren’t the only – or the best – way to save! Budgets, like diets, may work for a few months, but in the longer term may leave you unhappy and less wealthy. Want …

Making sure that your child has a healthy lunch while you keep to a budget isn’t as challenging as one might think. There are several ways to give your child a healthy school lunch without …

Solving the problem of drug trafficking is an ongoing effort or non-effort in some counties and cities.Of all the illegal “street drugs” available today, crack cocaine, by far, seems to be the devil’s advocate. One …

So, you have a great invention and you are all excited about taking it to a manufacture for introduction to the market. STOP! Before you take another step, you need to make sure you did …

Tips on how to choose an index fund Index funds are the fastest, easiest and most cost-effective way to add diversification to your investment portfolio. If you’ve decided to use index funds to diversify, or …

How a Secured Loan Can Make Paying the Bills Easier America is drowning in debt. The bills stack up on the desk and paying them becomes a long and complicated chore. A secured loan can …

Today’s global media is communicating a strong sense of investor pessimism. The falling dollar, soaring oil prices and falling home prices are making financial markets skittish and consumer finances uncertain. But one of the keys …

Most businesses trade legitimately and respect their customers. Many other businesses do neither, and somewhere between the two, there are the vast majority of businesses. As a matter of law, when engaging in a contract, …

Track every penny you spend, it doesn’t matter how you track your spending since the most important thing is to do it. You can use a cash notebook, or a digital notebook, you can use …

There are a great many reasons why one may choose or be required to operate multiple bank accounts. It may be that one is required to have a business account as well as a personal …

Documents recently obtained under the Freedom of Information Act (FOIA) have disclosed that federal law enforcement agencies have been monitoring American citizens’ credit card and loyalty card usage, and travel reservations without obtaining a court order. …

If you are a student you might be vulnerable to racking up some pretty big debts. Students tend not to be experienced with money, nor have they really had to be on their own much. …

When an individual loses a job either due to downsizing or layoffs, they are often comforted by the fact that they may be entitled to un-employment benefits. To assume that these same people are planning …

In the affluent suburban community of Alexandria in Northern Virginia (just outside Washington, DC), there’s been a disturbing development. In recent days, a seemingly random murder occurred that appears to be linked to at least …

Corporate bonds are issued by corporations in order to raise finance from investors and financial institutions. In the U.K leading companies on the FTSE stock market have listings for corporate bonds. Leading companies tend to …

Trading in the stock market is one way to earn very quick and huge profits. However, it also brings with it huge amounts of risk. If it’s not done properly and responsibly, traders, irregardless of …

From a legal point of view, the key to a good business deal is to ensure that both parties end up with a balanced contract, with risks, rewards and obligations they can live. Effective negotiation …

Money Saving Tips: Where to Find Discounted Home Appliances First, I would suggest you look in the advertisements of your local newspaper. Here in the U.S. our Sunday Editions of local newspapers will have ads …

In economics, the Laffer Curve is a graphical representation of the theoretical relationship between the level of taxation and the level of revenue from that taxation. In short, it predicts that as tax levels are …

A brief description and/or the scenario of having a bad credit is already an indication that making a personal loan is one of the worst decisions you’ll ever make in your financial life. Not only …

Every major personal finance counselor has a financial plan that they suggest everyone follows. Dave Ramsey teaches his listeners to follow “The Baby Steps.” Loral Langemeier offers what she likes to call “The Wealth Cycle.” …

I have an idea for you, get a life. Why do you care if your neighbors use drugs? I mean if you live next door to Scarface, that may be a different story, but otherwise …

Herman Webster Mudgett (aka H. H. Holmes) was born in New Hampshire in May 1860.  He is often dubbed America’s worst serial killer.  The final total of Mudgett’s killings will never be known.   Before he …

The only reasons that the appeals for Ramos and Compean have gone this far is because of the highly political climate regarding border security issues since September 11, 2001. The families of these men are …

P { margin-bottom: 0.08in; } There are several ways education loans qualify for tax relief. Payments toward qualified student debt are eligible for income tax credits or deduction with certain restrictions. For example, each tax …

Credit cards issued by American Express are polled as the nation’s favorites due to the excellent benefits they offer to card holders. The American Express Blue card is no exception, offering a range of insurance …

Stocking your pantry without breaking your budget can be quite a challenge but with some advance planning and by following some simple steps, it can be accomplished rather easily. One of the first steps is …

In order to deduct car expenses on your tax return you must have business use. Traveling from one workplace to another while in the area of your tax home is valid business use. (“Tax home” …

Financial planner, Suze Orman recently jumped into the prepaid debit card foray. Orman touts her Approved MasterCard as “better than cash” and “safer than cash”. Of course, anything with Orman’s name attached to it receives …

I smoked while I was pregnant with my children. I smoked while they were little. I smoked at home, in the car, at work, and in public places. I would have smoke in a hospital …